3V64 Stock Chart & Stats
€319.25
€1.80(0.56%)
At close: 4:00 PM EDT
€319.25
€1.80(0.56%)
Day’s Range― - ―
52-Week Range€253.05 - €326.00
Previous CloseN/A
Volume617.00
Average Volume (3M)1.92K
Market Cap
€599.64B
Enterprise Value€587.67K
Total Cash (Recent Filing)€13.79B
Total Debt (Recent Filing)€23.86B
Price to Earnings (P/E)139.9
Beta0.39
Next Earnings
Nov 03, 2026EPS Estimate
3.02Next Dividend Ex-DateN/A
Dividend Yield0.69%
Share Statistics
EPS (TTM)11.77
Shares Outstanding1,659,710,000
10 Day Avg. Volume1,316
30 Day Avg. Volume1,917
Financial Highlights & Ratios
PEG Ratio6.78
Price to Book (P/B)17.49
Price to Sales (P/S)16.57
P/FCF Ratio30.73
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€367.21Price Target Upside15.02% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering27
EPS Forecast (FY)11.57
Revenue Forecast (FY)€40.08B
Bulls Say, Bears Say
Bulls Say
Network Scale & Market PositionVisa’s massive transaction scale and rising payments volume create durable network effects and high switching costs for issuers, acquirers and merchants. Persistent growth in transactions and volume feeds service and data-processing fees, strengthens pricing power, and supports long-term revenue resilience independent of short-term cycles.
High Profitability And Cash ConversionExceptionally high margins and near-unity earnings-to-cash conversion make Visa’s core economics durable. Strong FCF generation funds investments, product development, dividends and buybacks while enabling strategic flexibility. Even with modest near-term deceleration, the structural ability to convert revenue into cash remains a long-term strength.
Value-added Services & Product InnovationRapid VAS growth and heavy product/AI investment diversify revenue away from raw interchange, increasing higher-margin, sticky streams (fraud, analytics, tokenization). Ongoing innovation (AI apps, product releases, stablecoin and OpenAI initiatives) builds competitive moat and positions Visa to capture new commerce flows over the medium term.
Bears Say
Rising Operating Expense PressureSustained higher operating costs, including large severance and ramped marketing/personnel spend, can erode Visa’s historically wide margins if not offset by higher revenue or efficiency gains. Persistent elevated incentives and expense growth reduce free cash flow expansion and limit capital available for returns or strategic moves.
Leverage Tick-up And Balance-sheet FlexibilityLeverage has increased versus prior years, reducing balance-sheet flexibility. With sizeable buybacks and ongoing litigation-related deposits, higher leverage constrains capacity for large M&A, unexpected payouts, or cyclical shocks. This makes capital allocation more sensitive to operational slowdowns or legal payouts.
Material Unresolved Litigation ExposureSignificant interchange litigation and escrow/makewhole arrangements create contingent liabilities that can crystallize into cash obligations or restrict capital returns. The structural uncertainty over potential future deposits and reimbursements can complicate planning, reduce financial predictability, and pressure the balance sheet if settlements or deposits increase.
Visa News
3V64 FAQ
What was Visa Inc’s price range in the past 12 months?
Visa Inc lowest stock price was €253.05 and its highest was €326.00 in the past 12 months.
What is Visa Inc’s market cap?
Visa Inc’s market cap is €599.64B.
When is Visa Inc’s upcoming earnings report date?
Visa Inc’s upcoming earnings report date is Nov 03, 2026 which is in 96 days.
How were Visa Inc’s earnings last quarter?
Visa Inc released its earnings results on Jul 28, 2026. The company reported €2.915 earnings per share for the quarter, beating the consensus estimate of €2.838 by €0.076.
Is Visa Inc overvalued?
According to Wall Street analysts Visa Inc’s price is currently Undervalued.
Does Visa Inc pay dividends?
Visa Inc pays a Quarterly dividend of €0.588 which represents an annual dividend yield of 0.69%. See more information on Visa Inc dividends here
What is Visa Inc’s EPS estimate?
Visa Inc’s EPS estimate is 3.02.
How many shares outstanding does Visa Inc have?
Visa Inc has 1,659,710,000 shares outstanding.
What happened to Visa Inc’s price movement after its last earnings report?
Visa Inc reported an EPS of €2.915 in its last earnings report, beating expectations of €2.838. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Visa Inc?
Currently, no hedge funds are holding shares in DE:3V64
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Visa Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
€367.21 (15.02% Upside)
€367.21 (15.02% Upside)
Blogger Sentiment
Bullish
DE:3V64 Sentiment 88%
Sector Average 58%
Sector Average 58%
Insider Transactions
Sold Shares
Worth $3.5M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 92%
Bearish news 8%
Bearish news 8%
Technicals
SMA
Positive
20 days / 200 days
Momentum
2.33%
12-Months-Change
Fundamentals
Return on Equity
0.69%
Trailing 12-Months
Asset Growth
2.37%
Trailing 12-Months
Company Description
Visa Inc
Visa Inc. functions globally as a leading technology company dedicated to payments. Its primary role is to enable the secure and efficient digital transfer of funds among a wide array of participants, including individual consumers, retail businesses, banking institutions, corporations, strategic partners, and governmental bodies. At the heart of its operations is VisaNet, a highly sophisticated transaction processing network that handles the critical functions of authorizing, clearing, and settling all payment transactions. In addition to this core infrastructure, the company also provides a variety of card products, innovative digital platforms, and an extensive range of supplementary value-added services. These offerings are distributed under several widely recognized brands, including Visa, Visa Electron, Interlink, VPAY, and PLUS. Demonstrating its commitment to enhancing user experience, Visa Inc. has established a key strategic partnership with Ooredoo in Qatar, focused on improving payment solutions for Visa cardholders and Ooredoo customers within the country. The company was established in 1958 and its corporate headquarters are situated in San Francisco, California.
3V64 Company Deck
3V64 Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strong operating quarter with notable revenue, volume, and product momentum: double-digit top-line growth, record payments volume crossing $4 trillion, 34% growth in value added services, and rapid adoption of new technology and AI. These positives were tempered by higher operating expenses (including $563M in severance), increased client incentives, mix and volatility effects depressing international transaction revenue, and the recognition that some month-to-month gains (e.g., FIFA-related lift and retail timing) may be temporary. Management provided constructive guidance for Q4 and reiterated strategic investments in stablecoins, AI/Agentic Commerce, and issuer-processing expansion (Pismo/DPS), indicating confidence in durable long-term growth despite near-term cost and volatility headwinds.View all DE:3V64 earnings summaries3V64 Revenue Breakdown
58.86% International
41.14% U.S.
3V64 Stock 12 Month Forecast
Average Price Target
€367.21
▲(15.02% Upside)
Technical Analysis
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