Coastal Financial Corporation (DE:1VD)
FRANKFURT:1VD
1VD Stock Chart & Stats
€68.00
€1.00(1.26%)
At close: 4:00 PM EST
€68.00
€1.00(1.26%)
Day’s Range― - ―
52-Week Range€53.00 - €101.00
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€1.03B
Enterprise Value€1.07B
Total Cash (Recent Filing)€52.72M
Total Debt (Recent Filing)€52.87M
Price to Earnings (P/E)23.6
Beta0.51
Next Earnings
Jul 29, 2026EPS Estimate
0.88Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.27
Shares Outstanding15,248,808
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-5.35
Price to Book (P/B)3.53
Price to Sales (P/S)2.62
P/FCF Ratio7.03
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€92.62Price Target Upside36.20% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)4.01
Revenue Forecast (FY)€515.06M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetLow leverage and sizable equity growth materially reduce solvency risk and give management capacity to fund lending, BaaS programs, or acquisitions without heavy external financing. This capital flexibility supports durable growth and resilience through economic cycles over the next 2–6 months.
Strong Cash GenerationHigh and consistent free cash flow (roughly matching net income) signals earnings quality and internal funding for technology, compliance, or partner onboarding. Reliable cash generation lowers refinancing risk and enables reinvestment or capital return strategies over a multi-month horizon.
Growing BaaS Scale And PartnershipsRapid BaaS expansion and rising partner activity indicate scalable, fee-based revenue and network effects (cards, deposits, off-balance loans). Platform scale improves unit economics and creates durable switching costs with fintech partners, supporting structural revenue diversification over months.
Bears Say
Material Margin CompressionA sharp, sustained decline in net margins reduces earnings power and the bank's ability to self-fund growth. If margin pressure persists—due to competition, funding costs, or lower loan spreads—it will constrain ROE and capital build over the medium term, limiting strategic optionality.
Moderating Returns On EquityDeclining ROE signals lower capital efficiency versus recent years, which can slow internal capital accumulation and temper the pace of organic growth or share-return policies. Persistently weaker ROE can force trade-offs between growth investments and profitability restoration.
Execution And Regulatory Uncertainty On BaaS DealsPotential asset/deposit acquisitions in BaaS are conditional and face regulatory review and integration risk. Delays, approval challenges, or failed transfers would limit near-term scale gains and could raise integration costs or distract management from organic platform execution over the coming months.
Coastal Financial News
1VD FAQ
What was Coastal Financial Corporation’s price range in the past 12 months?
Coastal Financial Corporation lowest stock price was €53.00 and its highest was €101.00 in the past 12 months.
What is Coastal Financial Corporation’s market cap?
Coastal Financial Corporation’s market cap is €1.03B.
When is Coastal Financial Corporation’s upcoming earnings report date?
Coastal Financial Corporation’s upcoming earnings report date is Jul 29, 2026 which is in 32 days.
How were Coastal Financial Corporation’s earnings last quarter?
Coastal Financial Corporation released its earnings results on Apr 29, 2026. The company reported €0.687 earnings per share for the quarter, missing the consensus estimate of €0.914 by -€0.227.
Is Coastal Financial Corporation overvalued?
According to Wall Street analysts Coastal Financial Corporation’s price is currently Undervalued.
Does Coastal Financial Corporation pay dividends?
Coastal Financial Corporation does not currently pay dividends.
What is Coastal Financial Corporation’s EPS estimate?
Coastal Financial Corporation’s EPS estimate is 0.88.
How many shares outstanding does Coastal Financial Corporation have?
Coastal Financial Corporation has 15,248,808 shares outstanding.
What happened to Coastal Financial Corporation’s price movement after its last earnings report?
Coastal Financial Corporation reported an EPS of €0.687 in its last earnings report, missing expectations of €0.914. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Coastal Financial Corporation?
Currently, no hedge funds are holding shares in DE:1VD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Coastal Financial Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
€92.62 (36.20% Upside)
€92.62 (36.20% Upside)
Blogger Sentiment
Neutral
DE:1VD Sentiment 50%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth €19.1K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.28%
12-Months-Change
Fundamentals
Return on Equity
10.20%
Trailing 12-Months
Asset Growth
30.52%
Trailing 12-Months
Company Description
Coastal Financial Corporation
Coastal Financial Corporation functions as the parent company for Coastal Community Bank, providing a comprehensive suite of banking products and services. Its clientele includes small and medium-sized businesses, professionals, and individuals across the Puget Sound region of Washington. The bank offers various deposit options, such as checking and savings accounts, certificates of deposit, and money market accounts. Lending activities cover commercial and industrial needs, including term loans, Small Business Administration (SBA) loans, commercial lines of credit, and financing for working capital and equipment. Real estate lending encompasses owner-occupied and investment properties, multi-family residences, and construction and land development projects, alongside standard residential mortgages. Consumer loan products range from automobile, boat, and recreational vehicle financing to secured term loans and overdraft protection. Digital banking services include remote deposit capture, online and mobile access, and direct and reciprocal deposit services, complemented by debit cards. Furthermore, the company delivers specialized business accounts and cash management solutions, such as business checking and savings accounts and treasury services. A distinctive offering is its Banking as a Service (BaaS) platform, enabling broker-dealers and digital financial providers to extend banking capabilities to their own customers. Operating with 14 full-service banking locations, Coastal Financial Corporation was established in 1997 and is headquartered in Everett, Washington.
1VD Stock 12 Month Forecast
Average Price Target
€92.62
▲(36.20% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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