1LFA Stock Chart & Stats
€2.68
€0.10(1.92%)
At close: 4:00 PM EST
€2.68
€0.10(1.92%)
Day’s Range― - ―
52-Week Range€1.34 - €6.30
Previous CloseN/A
Volume0.00
Average Volume (3M)20.00
Market Cap
€235.49M
Enterprise Value€3.20B
Total Cash (Recent Filing)€3.22B
Total Debt (Recent Filing)€4.03B
Price to Earnings (P/E)1.3
Beta1.29
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.54
Shares Outstanding146,889,050
10 Day Avg. Volume20
30 Day Avg. Volume20
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)0.32
Price to Sales (P/S)0.30
P/FCF Ratio1.19
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)4.39
Revenue Forecast (FY)€10.88B
Bulls Say, Bears Say
Bulls Say
Diversified Ecosystem Driving Loan VolumeShifting mix toward installment e‑commerce, offline inclusive finance and fintech empowerment that now account for ~50% of loan volume reduces dependence on volatile online consumer lending. This structural diversification supports more stable origination channels and cross‑sell opportunities over multiple cycles.
Material Balance-sheet DeleveragingSignificant reduction in leverage and higher equity base improve financial flexibility and reduce refinancing risk. Sustained lower debt-to-equity and improved ROE (~13.6% in 2025) strengthen capacity to absorb shocks and maintain lending/securitization relationships over the medium term.
Rebound In Operating And Free Cash FlowA strong cash‑flow rebound provides durable funding for provision buffers, technology investment, and ecosystem expansion without immediate reliance on external capital. While prior volatility exists, current cash generation materially improves ability to fund growth and preserve liquidity over coming quarters.
Bears Say
Revenue Contraction PressureDeclining top line in 2025 signals demand and pricing headwinds in core credit‑facilitation businesses. Persistent revenue contraction limits scalability of fixed costs and may constrain reinvestment, making long‑term margin and growth targets harder to sustain if the core segment doesn't recover.
Multi-year Earnings And Cash VolatilityHistoric swings in earnings and cash flow reduce predictability of internal funding and complicate provisioning and capital allocation. For a fintech reliant on funding partnerships and asset transfers, volatility raises execution risk for growth initiatives and makes stress planning and investor confidence more challenging.
Moderate Liquidity And Regulatory UncertaintyA relatively modest cash balance constrains near‑term flexibility for liquidity‑intensive lending, larger repurchases, or aggressive expansion. Coupled with flagged macro and regulatory uncertainty, this limits strategic optionality and raises the bar on prudent capital allocation and conservative provisioning over the medium term.
Lexinfintech Holdings News
1LFA FAQ
What was Lexinfintech’s price range in the past 12 months?
Lexinfintech lowest stock price was €1.34 and its highest was €6.30 in the past 12 months.
What is Lexinfintech’s market cap?
Lexinfintech’s market cap is €235.49M.
When is Lexinfintech’s upcoming earnings report date?
Lexinfintech’s upcoming earnings report date is Sep 01, 2026 which is in 50 days.
How were Lexinfintech’s earnings last quarter?
Lexinfintech released its earnings results on May 25, 2026. The company reported €0.078 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Lexinfintech overvalued?
According to Wall Street analysts Lexinfintech’s price is currently Overvalued.
Does Lexinfintech pay dividends?
Lexinfintech does not currently pay dividends.
What is Lexinfintech’s EPS estimate?
Lexinfintech’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Lexinfintech have?
Lexinfintech has 146,889,050 shares outstanding.
What happened to Lexinfintech’s price movement after its last earnings report?
Lexinfintech reported an EPS of €0.078 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 13.423%.
Which hedge fund is a major shareholder of Lexinfintech?
Currently, no hedge funds are holding shares in DE:1LFA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lexinfintech Holdings Stock Smart Score
Underperform
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10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-75.13%
12-Months-Change
Fundamentals
Return on Equity
12.17%
Trailing 12-Months
Asset Growth
5.66%
Trailing 12-Months
Company Description
Lexinfintech
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, initial credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. Further, it offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People’s Republic of China.
Technical Analysis
Options Prices
Currently, No data available
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