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COF Stock Chart & Stats
$216.24
$4.67(2.30%)
At close: 4:00 PM EDT
$216.24
$4.67(2.30%)
Day’s Range― - ―
52-Week Range$174.24 - $259.64
Previous CloseN/A
Volume249.82K
Average Volume (3M)3.97M
Market Cap
$123.24B
Enterprise Value$162.06B
Total Cash (Recent Filing)$56.74B
Total Debt (Recent Filing)$45.37B
Price to Earnings (P/E)12.1
Beta1.48
Next Earnings
Jan 26, 2027EPS Estimate
4.86Next Dividend Ex-DateN/A
Dividend Yield1.56%
Share Statistics
EPS (TTM)16.16
Shares Outstanding601,500,000
10 Day Avg. Volume4,417,141
30 Day Avg. Volume3,967,798
Financial Highlights & Ratios
PEG Ratio-0.92
Price to Book (P/B)1.15
Price to Sales (P/S)1.89
P/FCF Ratio5.01
Enterprise Value/Market Cap1.32
Enterprise Value/Revenue2.06
Enterprise Value/Gross Profit3.11
Enterprise Value/Ebitda7.03
Forecast
1Y Price Target
$256.13Price Target Upside18.45% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering15
EPS Forecast (FY)21.46
Revenue Forecast (FY)$63.96B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationVery strong operating and free cash flow indicate that reported earnings are converting into usable funds, supporting investment, capital management, and resilience. Free cash flow tracking roughly 0.93–0.99 of net income also strengthens confidence in earnings quality over the next several quarters.
Discover Integration SynergiesSynergies achieved ahead of schedule provide a durable earnings lever from the Discover combination, potentially improving the cost base and integration returns. Early delivery also supports management credibility while the technology and network migration progresses toward completion.
Broad Banking GrowthGrowth across consumer banking and payment-network activity demonstrates that Capital One is not dependent on a single product for expansion. Higher loan balances, revenue, and transaction volume can broaden the earnings base as Discover integration and cross-business initiatives mature.
Bears Say
Compressed ProfitabilityThe sharp TTM revenue decline and materially lower margins indicate that earnings remain more volatile than during the company’s stronger historical periods. Even with a net-income rebound, a low margin profile leaves less cushion against credit costs, investment spending, or weaker operating conditions.
Discover Loan ContractionThe planned Discover loan contraction creates a near-term drag on balances and revenue while the portfolio is managed through integration. Personal loans face a particularly pronounced brownout, delaying the point at which the acquisition can contribute sustained positive loan growth.
Auto Credit DeteriorationSequential deterioration in auto delinquencies and charge-offs signals rising stress in a sizeable consumer lending category. Although some measures improved year over year, higher losses can require additional provisions and reduce the amount of consumer-banking revenue that reaches shareholders.
Capital One Financial News
COF FAQ
What was Capital One Financial’s price range in the past 12 months?
Capital One Financial lowest stock price was $174.24 and its highest was $259.63 in the past 12 months.
What is Capital One Financial’s market cap?
Capital One Financial’s market cap is $123.24B.
When is Capital One Financial’s upcoming earnings report date?
Capital One Financial’s upcoming earnings report date is Jan 26, 2027 which is in 88 days.
How were Capital One Financial’s earnings last quarter?
Capital One Financial released its earnings results on Oct 20, 2026. The company reported $6.69 earnings per share for the quarter, beating the consensus estimate of $5.53 by $1.16.
Is Capital One Financial overvalued?
According to Wall Street analysts Capital One Financial’s price is currently Undervalued.
Does Capital One Financial pay dividends?
Capital One Financial pays a Quarterly dividend of $0.8 which represents an annual dividend yield of 1.56%. See more information on Capital One Financial dividends here
What is Capital One Financial’s EPS estimate?
Capital One Financial’s EPS estimate is 4.86.
How many shares outstanding does Capital One Financial have?
Capital One Financial has 601,500,000 shares outstanding.
What happened to Capital One Financial’s price movement after its last earnings report?
Capital One Financial reported an EPS of $6.69 in its last earnings report, beating expectations of $5.53. Following the earnings report the stock price went up 2.53%.
Which hedge fund is a major shareholder of Capital One Financial?
Currently, no hedge funds are holding shares in COF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Capital One Financial Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$256.13 (18.45% Upside)
$256.13 (18.45% Upside)
Blogger Sentiment
Bullish
COF Sentiment 86%
Sector Average 57%
Sector Average 57%
Hedge Fund Trend
Decreased
By 11.0M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.2M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.3%
Last 30 Days ▼ 2.0%
Last 30 Days ▼ 2.0%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-5.84%
12-Months-Change
Fundamentals
Return on Equity
9.67%
Trailing 12-Months
Asset Growth
1.66%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Capital One Financial
Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.
COF Company Deck
COF Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strongly positive overall. Capital One reported solid earnings, revenue and loan growth, improved domestic card credit, expanding payment-network volume, commercial banking growth, a higher net interest margin, and approximately $1.8 billion of annualized combined Discover synergies achieved ahead of schedule. The company also highlighted progress with Brex, Discover technology conversion, premium cards, AI, and long-term resilience. Offsetting issues included lower liquidity and deposits, continued Discover loan contraction, sequentially higher auto credit losses and delinquencies, elevated marketing and technology investment, and uncertainty around the Visa-Mastercard settlement. Management remained confident that the Discover deal's earnings power is visible and consistent with the original expectations.View all COF earnings summariesCOF Revenue Breakdown
74.04% Credit Card
19.53% Consumer Banking
6.84% Commercial Banking
-0.40% Other

COF Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$256.13
▲(18.45% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Ownership Overview
0.86% Insiders
26.07% Mutual Funds
1.47% Other Institutional Investors
48.55% Public Companies and Individual Investors













