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CHYM Stock Chart & Stats
$33.76
-$0.07(-0.34%)
At close: 4:00 PM EDT
$33.76
-$0.07(-0.34%)
Day’s Range― - ―
52-Week Range$15.88 - $35.55
Previous CloseN/A
Volume4.42M
Average Volume (3M)7.05M
Market Cap
$10.16B
Enterprise Value$7.06K
Total Cash (Recent Filing)$1.06B
Total Debt (Recent Filing)$130.88M
Price to Earnings (P/E)―
Beta1.98
Next Earnings
Nov 11, 2026EPS Estimate
0.09Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.06
Shares Outstanding347,019,870
10 Day Avg. Volume7,415,171
30 Day Avg. Volume7,047,548
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)6.80
Price to Sales (P/S)4.36
P/FCF Ratio289.82
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$39.17Price Target Upside16.02% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering20
EPS Forecast (FY)0.46
Revenue Forecast (FY)$2.77B
Bulls Say, Bears Say
Bulls Say
Rapid Member Growth And Strong Customer EconomicsRapid active-member growth expands the base that drives interchange and product revenue, while strong retention and a high LTV:CAC ratio indicate efficient, durable customer economics. These metrics support continued scale, lower acquisition burden, and greater ability to cross-sell products.
Revenue Growth With Expanding Operating MarginsStrong revenue growth combined with sharply higher adjusted EBITDA margins and a second consecutive quarter of GAAP profitability suggests meaningful operating leverage. If sustained, this combination can improve cash generation and demonstrate that Chime’s digital model scales more efficiently.
Strategic Shift To Full-stack Bank OwnershipOwning its long-time banking infrastructure could give Chime greater control over product development, resilience, and customer trust while reducing structural costs. The projected synergies and consolidation strategy may strengthen its competitive position, subject to regulatory approval and execution.
Bears Say
Severe Deterioration In Reported ProfitabilityThe sharp swing from near breakeven to a very large net loss shows that strong revenue growth has not yet translated consistently into shareholder returns. Persistently weak profitability can constrain reinvestment flexibility and makes the durability of recent earnings improvement important to monitor.
Credit Expansion May Increase Loss RatesExpanding MyPay limits and eligibility can increase transaction profit, but it also exposes the company to higher losses as credit access broadens. If underwriting or customer mix changes produce losses above expectations, credit costs could offset product growth and pressure margins over the next several quarters.
Workforce Reduction And CFO Transition Create Execution RiskA sizable workforce reduction may improve efficiency but can disrupt execution during a period of rapid product and banking-model expansion. At the same time, an interim CFO creates leadership continuity risk across financial controls, reporting, and capital allocation until a permanent successor is appointed.
Chime Financial, Inc. Class A News
CHYM FAQ
What was Chime Financial, Inc. Class A’s price range in the past 12 months?
Chime Financial, Inc. Class A lowest stock price was $15.88 and its highest was $35.55 in the past 12 months.
What is Chime Financial, Inc. Class A’s market cap?
Chime Financial, Inc. Class A’s market cap is $10.16B.
When is Chime Financial, Inc. Class A’s upcoming earnings report date?
Chime Financial, Inc. Class A’s upcoming earnings report date is Nov 11, 2026 which is in 39 days.
How were Chime Financial, Inc. Class A’s earnings last quarter?
Chime Financial, Inc. Class A released its earnings results on Aug 05, 2026. The company reported $0.07 earnings per share for the quarter, beating the consensus estimate of $0.001 by $0.069.
Is Chime Financial, Inc. Class A overvalued?
According to Wall Street analysts Chime Financial, Inc. Class A’s price is currently Undervalued.
Does Chime Financial, Inc. Class A pay dividends?
Chime Financial, Inc. Class A does not currently pay dividends.
What is Chime Financial, Inc. Class A’s EPS estimate?
Chime Financial, Inc. Class A’s EPS estimate is 0.09.
How many shares outstanding does Chime Financial, Inc. Class A have?
Chime Financial, Inc. Class A has 347,019,870 shares outstanding.
What happened to Chime Financial, Inc. Class A’s price movement after its last earnings report?
Chime Financial, Inc. Class A reported an EPS of $0.07 in its last earnings report, beating expectations of $0.001. Following the earnings report the stock price went up 20.563%.
Which hedge fund is a major shareholder of Chime Financial, Inc. Class A?
Currently, no hedge funds are holding shares in CHYM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Chime Financial, Inc. Class A Stock Smart Score
Neutral
1
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7
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9
10
Analyst Consensus
Strong Buy
Average Price Target:
$39.17 (16.02% Upside)
$39.17 (16.02% Upside)
Blogger Sentiment
Bullish
CHYM Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 17.6M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $913.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 2.8%
Last 30 Days ▲ 5.2%
Last 30 Days ▲ 5.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
29.82%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
4.95%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Chime Financial, Inc. Class A
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
CHYM Company Deck
CHYM Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a strong set of operational and financial results: robust member growth, double-digit revenue growth, margin expansion to profitability, significant product momentum (Chime Prime, Chime Invest), and scaled liquidity products with improving credit metrics. Management is investing in growth while capturing operating leverage, supported by a new $500M warehouse facility. Headwinds are manageable and largely strategic — a workforce reduction with associated charges, short-term elevated rewards costs tied to Prime, a planned modest uptick in loss rates as credit access expands, and a CFO transition. On balance, highlights materially outweigh lowlights, indicating positive momentum and confidence in sustainable growth.View all CHYM earnings summariesCHYM Stock 12 Month Forecast
Average Price Target
$39.17
▲(16.02% Upside)
Technical Analysis
Ownership Overview
42.44% Insiders
9.94% Mutual Funds
31.36% Other Institutional Investors
7.64% Public Companies and
Individual Investors