Chime Financial, Inc. Class A (CHYM) Stock Statistics & Valuation Metrics

Chime Financial, Inc. Class A has a market cap or net worth of $10.58B. The enterprise value is $7.06B.

Market Cap

$10.58B

Enterprise Value

$7.06B

Chime Financial, Inc. Class A has 347,019,870 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

347,019,870

Owned by Insiders

35.43%

Owned by Institutions

0.53%

Chime Financial, Inc. Class A’s return on equity (ROE) is -0.72 and return on invested capital (ROIC) is -65.49%.

Return on Equity (ROE)

-0.72

Return on Assets (ROA)

-0.51

Return on Invested Capital (ROIC)

-65.49%

Return on Capital Employed (ROCE)

-0.66

Revenue Per Employee

1.44M

Profits Per Employee

-664.87K

Employee Count

1,519

Asset Turnover

1.11

Inventory Turnover

0.00

The current PE Ratio of Chime Financial, Inc. Class A is -492.95. Chime Financial, Inc. Class A’s PEG ratio is -6.11.

PE Ratio

-492.95

PS Ratio

4.48

PB Ratio

7.57

Price to FCF

33.18

Price to Operating Cash Flow

30.74

PEG Ratio

-6.11

In the last 12 months, Chime Financial, Inc. Class A had revenue of 2.19B and earned -1.01B in profits. Earnings per share was -2.67.

Revenue

2.19B

Gross Profit

1.88B

Operating Income

-1.04B

Pretax Income

-1.01B

Net Income

-1.01B

EBITDA

-979.11M

Earnings Per Share (EPS)

-2.67

In the last 12 months, operating cash flow was 346.13M and capital expenditures -27.21M, giving a free cash flow of 318.91M billion.

Operating Cash Flow

346.13M

Free Cash Flow

318.91M

Free Cash Flow per Share

0.84

Chime Financial, Inc. Class A pays an annual dividend of ―, resulting in a dividend yield of ―

Dividend Per Share

―

Dividend Yield

―

Payout Ratio

N/A

Free Cash Flow Yield

3.01%

Earnings Yield

-0.17%

Beta

1.99

52-Week Price Change

63.93%

50-Day Moving Average

30.39

200-Day Moving Average

23.71

Relative Strength Index (RSI)

41.25

Average Volume (3m)

6.94M

Chime Financial, Inc. Class A upcoming earnings date is Nov 04, 2026, After Close (Not Confirmed).

Last Earnings Date

Aug 05, 2026

Next Earnings Date

Nov 04, 2026

Ex-Dividend Date

―

Chime Financial, Inc. Class A as a current ratio of 4.53, with Debt / Equity ratio of 9.61%

Current Ratio

4.53

Quick Ratio

4.53

Debt to Market Cap

0.00

Net Debt to EBITDA

0.34

Interest Coverage Ratio

0.00

In the past 12 months, Chime Financial, Inc. Class A has paid 831.00K in taxes.

Income Tax

831.00K

Effective Tax Rate

-0.00

Chime Financial, Inc. Class A EV to EBITDA ratio is -1710.01, with an EV/FCF ratio of 31.91.

EV to Sales

4.30

EV to EBITDA

-1710.01

EV to Free Cash Flow

31.91

EV to Operating Cash Flow

29.40

Chime Financial, Inc. Class A has $1.06B in cash and marketable securities with $130.88M in debt, giving a net cash position of $932.54M billion.

Cash & Marketable Securities

$1.06B

Total Debt

$130.88M

Net Cash

$932.54M

Net Cash Per Share

$2.69

Tangible Book Value Per Share

$3.62

Gross margin is 87.26%, with operating margin of -2.16%, and net profit margin of -0.77%.

Gross Margin

87.26%

Operating Margin

-2.16%

Pretax Margin

-0.73%

Net Profit Margin

-0.77%

EBITDA Margin

-0.25%

EBIT Margin

-1.54%

The average price target for Chime Financial, Inc. Class A is $39.19, which is 11.43% higher than the current price. The consensus rating is Strong Buy

Price Target

$39.19

Price Target Upside

40.22% Upside

Analyst Consensus

Strong Buy

Analyst Count

22

Revenue Growth Forecast

17.51%

EPS Growth Forecast

98.06%

Smart Score

6

AI Score

63