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BVFL Stock Chart & Stats
$18.13
-$0.05(-0.29%)
At close: 4:00 PM EST
$18.13
-$0.05(-0.29%)
Day’s Range― - ―
52-Week Range$14.60 - $22.17
Previous CloseN/A
Volume8.41K
Average Volume (3M)42.03K
Market Cap
$186.51M
Enterprise Value$200.23M
Total Cash (Recent Filing)$100.45M
Total Debt (Recent Filing)$35.00M
Price to Earnings (P/E)15.3
Beta0.49
Next Earnings
Jul 16, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.40
Shares Outstanding8,658,965
10 Day Avg. Volume24,476
30 Day Avg. Volume42,032
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)0.83
Price to Sales (P/S)2.92
P/FCF Ratio8.14
Enterprise Value/Market Cap1.07
Enterprise Value/Revenue3.84
Enterprise Value/Gross Profit4.96
Enterprise Value/Ebitda12.37
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative LeverageDebt/equity of roughly 0.19x and a stable equity base provide durable capital flexibility. This conservative balance-sheet posture supports sustained lending capacity, regulatory compliance, loss absorption and measured capital returns over the next several quarters without forcing asset sales or emergency funding.
Strong Cash Generation QualityFree cash flow roughly matching net income suggests underlying earnings convert to cash, supporting dividends, buybacks and organic growth. Over 2–6 months this cash conversion supports capital allocation choices and resilience to short-term funding stress despite some year-to-year volatility.
Authorized 10% Share RepurchaseA new 10% repurchase authorization (Fed-cleared) is a structural capital-management tool. It signals management confidence and provides flexible, shareholder-friendly use of excess capital, allowing the bank to enhance per-share metrics or return cash without committing to fixed payouts.
Bears Say
Sharp Revenue ContractionA ~63% TTM revenue decline is a persistent structural concern: shrinking top line erodes operating leverage, limits reinvestment and heightens sensitivity to fixed costs. If sustained, it undermines long-term margin carry and makes earnings and capital returns harder to maintain.
Volatile Cash Flow GrowthPronounced swings in free cash flow reduce predictability for capital allocation and increase risk that buybacks or dividends must be curtailed in downturns. Persistent volatility weakens strategic planning and may force a more conservative posture despite healthy trailing cash conversion.
Modest Returns On EquityMid-single-digit ROE versus earlier strong levels indicates the bank is not currently extracting robust returns from its capital base. Over months this constrains shareholder value creation, suggesting either margin pressure, muted loan growth or inefficiencies that limit long-term competitiveness.
BV Financial, Inc. News
BVFL FAQ
What was BV Financial, Inc.’s price range in the past 12 months?
BV Financial, Inc. lowest stock price was $14.60 and its highest was $22.17 in the past 12 months.
What is BV Financial, Inc.’s market cap?
BV Financial, Inc.’s market cap is $186.51M.
When is BV Financial, Inc.’s upcoming earnings report date?
BV Financial, Inc.’s upcoming earnings report date is Jul 16, 2026 which is in 5 days.
How were BV Financial, Inc.’s earnings last quarter?
BV Financial, Inc. released its earnings results on Apr 24, 2026. The company reported $0.134 earnings per share for the quarter, beating the consensus estimate of N/A by $0.134.
Is BV Financial, Inc. overvalued?
According to Wall Street analysts BV Financial, Inc.’s price is currently Overvalued.
Does BV Financial, Inc. pay dividends?
BV Financial, Inc. pays a Notavailable dividend of $0.033 which represents an annual dividend yield of N/A. See more information on BV Financial, Inc. dividends here
What is BV Financial, Inc.’s EPS estimate?
BV Financial, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does BV Financial, Inc. have?
BV Financial, Inc. has 8,658,965 shares outstanding.
What happened to BV Financial, Inc.’s price movement after its last earnings report?
BV Financial, Inc. reported an EPS of $0.134 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.198%.
Which hedge fund is a major shareholder of BV Financial, Inc.?
Currently, no hedge funds are holding shares in BVFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
BV Financial, Inc. Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
BVFL Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 5.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $942.9K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.65%
12-Months-Change
Fundamentals
Return on Equity
6.61%
Trailing 12-Months
Asset Growth
-1.20%
Trailing 12-Months
Company Description
BV Financial, Inc.
BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States. The company offers noninterest-bearing and interest-bearing checking accounts and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; personal credit cards; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. It also provides ATM, overdraft, safe deposit, bill pay, positive pay, remote deposit capture, ACH origination, merchant, and online banking services. BV Financial, Inc. was founded in 1873 and is headquartered in Baltimore, Maryland.
Technical Analysis
CF Bankshares
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Citizens Community Bancorp
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First Capital
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Landmark Bancorp
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MainStreet Bancshares
―
Ownership Overview
3.75% Insiders
7.73% Mutual Funds
0.02% Other Institutional Investors
79.39% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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