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FMBM Stock Chart & Stats
$29.24
-$0.01(-0.05%)
At close: 4:00 PM EST
$29.24
-$0.01(-0.05%)
Day’s Range― - ―
52-Week Range$21.80 - $39.99
Previous CloseN/A
Volume200.00
Average Volume (3M)4.39K
Market Cap
$140.73M
Enterprise Value$101.19
Total Cash (Recent Filing)$18.34M
Total Debt (Recent Filing)$11.02M
Price to Earnings (P/E)11.7
Beta-0.04
Next Earnings
Oct 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.63%
Share Statistics
EPS (TTM)3.37
Shares Outstanding3,559,157
10 Day Avg. Volume3,007
30 Day Avg. Volume4,392
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)0.98
Price to Sales (P/S)1.30
P/FCF Ratio6.48
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profitability Recovery & Revenue GrowthTrailing‑12 results show a rebound to mid‑teens net margin with strong revenue growth and improving ROE. That sustained improvement supports reinvestment, dividend capacity and lending expansion, strengthening core earnings durability over the medium term.
Conservative Balance Sheet PositioningRecent periods show low debt relative to equity and a normalized leverage profile versus the 2022–23 spike. A conservative capital structure reduces solvency and funding risk, allowing the bank to support organic loan growth and absorb credit shocks.
Positive Cash GenerationOperating and free cash flow being positive and FCF close to net income indicates earnings are largely cash‑backed. That cash conversion supports dividends, loan originations, and modest investment, enhancing medium‑term financial flexibility.
Bears Say
Profitability VolatilityMulti‑year margin volatility and a trough in 2023–24 reduce earnings predictability and complicate capital planning. For a community bank, swings in profitability limit steady reserve building and can constrain consistent credit supply and strategic investments.
Prior Leverage Spike / Funding Mix RiskThe sharp leverage swing suggests reliance on episodic funding or balance sheet actions. Such funding‑mix volatility increases the risk of recurring stress in adverse markets, possibly forcing asset sales, higher funding costs, or constrained lending.
Small Scale And Limited Market LiquidityModest headcount and very low average trading volume point to limited scale and liquidity. Small size constrains diversification, scale economies, product breadth and access to capital markets, making sustainable growth and funding flexibility harder to execute.
F & M Bank News
FMBM FAQ
What was F & M Bank Corp.’s price range in the past 12 months?
F & M Bank Corp. lowest stock price was $21.80 and its highest was $39.99 in the past 12 months.
What is F & M Bank Corp.’s market cap?
F & M Bank Corp.’s market cap is $140.73M.
When is F & M Bank Corp.’s upcoming earnings report date?
F & M Bank Corp.’s upcoming earnings report date is Oct 22, 2026 which is in 87 days.
How were F & M Bank Corp.’s earnings last quarter?
Currently, no data Available
Is F & M Bank Corp. overvalued?
According to Wall Street analysts F & M Bank Corp.’s price is currently Overvalued.
Does F & M Bank Corp. pay dividends?
F & M Bank Corp. pays a Quarterly dividend of $0.26 which represents an annual dividend yield of 2.63%. See more information on F & M Bank Corp. dividends here
What is F & M Bank Corp.’s EPS estimate?
F & M Bank Corp.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does F & M Bank Corp. have?
F & M Bank Corp. has 3,559,157 shares outstanding.
What happened to F & M Bank Corp.’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of F & M Bank Corp.?
Currently, no hedge funds are holding shares in FMBM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
F & M Bank Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
24.24%
12-Months-Change
Fundamentals
Return on Equity
2.63%
Trailing 12-Months
Asset Growth
7.38%
Trailing 12-Months
Company Description
F & M Bank Corp.
F & M Bank Corp. operates as the bank holding company for Farmers & Merchants Bank that provides financial products and services to consumers and businesses in Virginia. The company offers commercial and individual demand and time deposit accounts, savings accounts, money market accounts, internet and mobile banking services, and drive-in banking services. It provides construction loans, including residential, and land acquisition and development loans; commercial real estate loans; business loans; consumer loans, such as personal loans, automobile loans, deposit account loans, installment and demand loans, and home equity loans; residential mortgage loans; credit cards; dealer finance; farmland loans; multi-family loans; and commercial and industrial loans. In addition, the company offers brokerage services and commercial and personal insurance products. Further, it originates conventional and government agency sponsored mortgages; and offers title insurance and real estate settlement services. The company was founded in 1908 and is headquartered in Timberville, Virginia.
Technical Analysis
Auburn National Bancorporation
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Lake Shore Bancorp
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Pathfinder Bancorp
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Riverview Bancorp
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Ownership Overview
13.65% Insiders
4.80% Other Institutional Investors
81.55% Public Companies and
Individual Investors