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FMBM Stock Chart & Stats
$40.00
-$0.11(-0.28%)
At close: 4:00 PM EDT
$40.00
-$0.11(-0.28%)
Day’s Range― - ―
52-Week Range$24.45 - $40.95
Previous CloseN/A
Volume808.00
Average Volume (3M)1.72K
Market Cap
$143.47M
Enterprise Value$121.33
Total Cash (Recent Filing)$20.98M
Total Debt (Recent Filing)$9.93M
Price to Earnings (P/E)9.9
Beta-0.01
Next Earnings
Oct 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.59%
Share Statistics
EPS (TTM)4.05
Shares Outstanding3,586,733
10 Day Avg. Volume551
30 Day Avg. Volume1,718
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)0.98
Price to Sales (P/S)1.30
P/FCF Ratio6.48
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue And Margin RecoveryRevenue has risen steadily from $52.9M in 2022 to $80.8M TTM, while profitability recovered sharply from the 2023 trough. Sustained recent margin expansion indicates improved operating performance and provides a stronger earnings base.
Conservative Balance SheetLow current leverage and substantial equity provide financial flexibility for a community bank. The balance sheet has strengthened materially as equity grew and debt declined, reducing funding risk and supporting resilience through changing credit conditions.
Strong Current Cash GenerationCurrent free cash flow is broadly aligned with net income, supporting the quality of reported earnings. Strong operating cash generation gives the bank greater capacity to fund operations, maintain capital, and absorb periodic business volatility.
Bears Say
Historically Volatile EarningsThe sharp deterioration in 2023 shows that profitability is sensitive to business conditions and can shift materially across cycles. Although recent margins are stronger, this history reduces confidence that current earnings levels will remain consistently durable.
Uneven Historical Cash FlowThe recovery in cash generation is encouraging, but prior negative free cash flow demonstrates that earnings conversion can weaken substantially. This variability may constrain capital deployment and reduce flexibility if operating or credit conditions deteriorate.
Prior Balance-Sheet LeverageCurrent leverage is conservative, but the recent history of materially higher debt relative to equity shows that the balance-sheet profile can change significantly. Investors must monitor whether future growth or funding needs reverse the improvement.
F & M Bank News
FMBM FAQ
What was F & M Bank Corp.’s price range in the past 12 months?
F & M Bank Corp. lowest stock price was $24.45 and its highest was $40.95 in the past 12 months.
What is F & M Bank Corp.’s market cap?
F & M Bank Corp.’s market cap is $143.47M.
When is F & M Bank Corp.’s upcoming earnings report date?
F & M Bank Corp.’s upcoming earnings report date is Oct 22, 2026 which is in 41 days.
How were F & M Bank Corp.’s earnings last quarter?
F & M Bank Corp. released its earnings results on Jul 29, 2026. The company reported $1.498 earnings per share for the quarter.
Is F & M Bank Corp. overvalued?
According to Wall Street analysts F & M Bank Corp.’s price is currently Overvalued.
Does F & M Bank Corp. pay dividends?
F & M Bank Corp. pays a Quarterly dividend of $0.26 which represents an annual dividend yield of 2.59%. See more information on F & M Bank Corp. dividends here
What is F & M Bank Corp.’s EPS estimate?
F & M Bank Corp.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does F & M Bank Corp. have?
F & M Bank Corp. has 3,586,733 shares outstanding.
What happened to F & M Bank Corp.’s price movement after its last earnings report?
F & M Bank Corp. reported an EPS of $1.498 in its last earnings report. Following the earnings report the stock price went up 1.588%.
Which hedge fund is a major shareholder of F & M Bank Corp.?
Currently, no hedge funds are holding shares in FMBM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
F & M Bank Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bearish
FMBM Sentiment 100%
Sector Average 57%
Sector Average 57%
Insider Transactions
Bought Shares
Worth $17.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
69.72%
12-Months-Change
Fundamentals
Return on Equity
2.59%
Trailing 12-Months
Asset Growth
6.50%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
F & M Bank Corp.
F & M Bank Corp. operates as the bank holding company for Farmers & Merchants Bank that provides financial products and services to consumers and businesses in Virginia. The company offers commercial and individual demand and time deposit accounts, savings accounts, money market accounts, internet and mobile banking services, and drive-in banking services. It provides construction loans, including residential, and land acquisition and development loans; commercial real estate loans; business loans; consumer loans, such as personal loans, automobile loans, deposit account loans, installment and demand loans, and home equity loans; residential mortgage loans; credit cards; dealer finance; farmland loans; multi-family loans; and commercial and industrial loans. In addition, the company offers brokerage services and commercial and personal insurance products. Further, it originates conventional and government agency sponsored mortgages; and offers title insurance and real estate settlement services. The company was founded in 1908 and is headquartered in Timberville, Virginia.
Technical Analysis
Auburn National Bancorporation
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Ownership Overview
13.51% Insiders
4.73% Other Institutional Investors
81.76% Public Companies and
Individual Investors