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FMBM Stock Chart & Stats
$40.00
-$0.11(-0.28%)
At close: 4:00 PM EDT
$40.00
-$0.11(-0.28%)
Day’s Range― - ―
52-Week Range$26.50 - $40.99
Previous CloseN/A
Volume808.00
Average Volume (3M)2.56K
Market Cap
$146.70M
Enterprise Value$121.33M
Total Cash (Recent Filing)$20.98M
Total Debt (Recent Filing)$9.93M
Price to Earnings (P/E)10.1
Beta-0.04
Next Earnings
Jan 28, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.54%
Share Statistics
EPS (TTM)4.05
Shares Outstanding3,586,733
10 Day Avg. Volume759
30 Day Avg. Volume2,558
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)0.98
Price to Sales (P/S)1.30
P/FCF Ratio6.48
Enterprise Value/Market Cap0.83
Enterprise Value/Revenue1.50
Enterprise Value/Gross Profit2.16
Enterprise Value/Ebitda6.72
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability GrowthThe sustained increase in revenue, together with the rebound in net margin, indicates stronger operating performance and improved earnings capacity. If maintained, this combination can support reinvestment, strengthen the bank’s competitive position, and provide a more durable foundation for shareholder returns over the next several quarters.
Conservative Balance SheetLow current leverage gives F & M Bank greater financial flexibility and reduces the burden of debt service relative to its capital base. The expanded equity cushion can improve resilience during weaker banking conditions and leave more capacity to support lending, technology investment, or other strategic priorities.
Strong Recent Cash GenerationRecent operating and free cash flow broadly matching earnings supports the quality of reported profitability rather than showing gains unsupported by cash. Continued cash generation can help fund operations and capital needs internally, while reducing reliance on external financing over the medium term.
Bears Say
Historically Volatile EarningsThe sharp earnings decline in 2023 shows that profitability can vary materially across operating cycles, despite the recent recovery. Such volatility makes future earnings power less predictable, complicates capital planning, and means current margins may not remain fully sustainable if business conditions weaken.
Uneven Historical Cash FlowThe negative free cash flow recorded in 2023 demonstrates that cash conversion has not been consistently stable through the company’s recent history. Even with the current recovery, renewed pressure on business conditions could reduce internally generated funds and constrain flexibility for lending, investment, or distributions.
Expanded Equity Incentive CapacityThe substantially larger share pools increase the potential role of equity compensation and create a structural dilution risk for existing shareholders if the authorized awards are issued. Although incentives may support retention and alignment, future issuance could reduce ownership concentration and per-share participation in growth.
F & M Bank News
FMBM FAQ
What was F & M Bank Corp.’s price range in the past 12 months?
F & M Bank Corp. lowest stock price was $26.50 and its highest was $40.99 in the past 12 months.
What is F & M Bank Corp.’s market cap?
F & M Bank Corp.’s market cap is $146.70M.
When is F & M Bank Corp.’s upcoming earnings report date?
F & M Bank Corp.’s upcoming earnings report date is Jan 28, 2027 which is in 91 days.
How were F & M Bank Corp.’s earnings last quarter?
F & M Bank Corp. released its earnings results on Oct 28, 2026. The company reported $0.74 earnings per share for the quarter.
Is F & M Bank Corp. overvalued?
According to Wall Street analysts F & M Bank Corp.’s price is currently Overvalued.
Does F & M Bank Corp. pay dividends?
F & M Bank Corp. pays a Quarterly dividend of $0.26 which represents an annual dividend yield of 2.54%. See more information on F & M Bank Corp. dividends here
What is F & M Bank Corp.’s EPS estimate?
F & M Bank Corp.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does F & M Bank Corp. have?
F & M Bank Corp. has 3,586,733 shares outstanding.
What happened to F & M Bank Corp.’s price movement after its last earnings report?
F & M Bank Corp. reported an EPS of $0.74 in its last earnings report. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of F & M Bank Corp.?
Currently, no hedge funds are holding shares in FMBM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
F & M Bank Stock Smart Score
Neutral
1
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5
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7
8
9
10
Blogger Sentiment
Bearish
FMBM Sentiment 100%
Sector Average 57%
Sector Average 57%
Insider Transactions
Sold Shares
Worth $33.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
57.22%
12-Months-Change
Fundamentals
Return on Equity
13.55%
Trailing 12-Months
Asset Growth
6.50%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
F & M Bank Corp.
F & M Bank Corp. operates as the bank holding company for Farmers & Merchants Bank that provides financial products and services to consumers and businesses in Virginia. The company offers commercial and individual demand and time deposit accounts, savings accounts, money market accounts, internet and mobile banking services, and drive-in banking services. It provides construction loans, including residential, and land acquisition and development loans; commercial real estate loans; business loans; consumer loans, such as personal loans, automobile loans, deposit account loans, installment and demand loans, and home equity loans; residential mortgage loans; credit cards; dealer finance; farmland loans; multi-family loans; and commercial and industrial loans. In addition, the company offers brokerage services and commercial and personal insurance products. Further, it originates conventional and government agency sponsored mortgages; and offers title insurance and real estate settlement services. The company was founded in 1908 and is headquartered in Timberville, Virginia.
Technical Analysis
Auburn National Bancorporation
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Lake Shore Bancorp
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Pathfinder Bancorp
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Riverview Bancorp
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Ownership Overview
13.55% Insiders
4.73% Other Institutional Investors
81.72% Public Companies and
Individual Investors