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Bank of Botetourt Buchanan VA (BORT) Price & Analysis
BORT Stock Chart & Stats
- Day’s Range
- $63.00 - $63.00
- 52-Week Range
- $40.12 - $65.99
- Previous Close
- $62.00
- Volume
- 1
- Average Volume (3M)
- 2,859
- Market Cap
- $124.44M
- Enterprise Value
- $104.81M
- Total Cash (Recent Filing)
- $12.17M
- Total Debt (Recent Filing)
- $10.00M
- Price to Earnings (P/E)
- 9.2
- Beta
- 0.02
- Next Earnings
- Feb 04, 2027
- EPS Estimate
- N/A
- Next Dividend Ex-Date
- Nov 09, 2026
- Dividend Yield
- 1.52%
Bulls Say, Bears Say
Bulls Say
Revenue Reacceleration
The sharp 2025 revenue acceleration indicates stronger demand for the bank’s traditional retail and commercial offerings. If maintained, improved top-line momentum can expand the earnings base, support continued investment in local markets, and reinforce competitive positioning over the coming quarters.
Conservative Balance Sheet
Minimal leverage and steadily increasing equity provide substantial financial resilience for a community bank. This capital strength reduces balance-sheet risk, preserves flexibility to support lending, and gives the company greater capacity to absorb credit or operating pressures without relying heavily on external funding.
Cash Generation
Positive free cash flow representing about 87% of net income shows that reported profitability is translating into cash. This supports ongoing operations, capital retention, and shareholder distributions while reducing dependence on new financing to sustain the business.
Bears Say
Margin Compression
The decline in net margin shows that stronger revenue has not translated fully into earnings efficiency. Persistent compression could limit profit growth, reduce the benefit of future sales expansion, and indicate that operating or funding costs are absorbing more of the bank’s revenue.
Cash Flow Volatility
Although cash generation remained positive in 2025, the prior decline in free cash flow and uneven coverage metrics make the cash conversion profile less predictable. Continued variability could complicate capital planning and reduce confidence in the consistency of internally funded growth.
Inconsistent Growth History
The contrast between near-flat 2024 revenue and rapid 2025 growth suggests that expansion has not yet demonstrated a consistently durable pattern. If growth normalizes again, the bank may face a less predictable earnings trajectory and a weaker foundation for compounding results.
BORT FAQ
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Bank of Botetourt Buchanan VA Stock Smart Score
Company Description
Bank of Botetourt Buchanan VA
Bank of Botetourt is a financial institution operating across Virginia, providing a comprehensive range of banking products and services. Customers can access various deposit options, including checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. The bank also caters to diverse lending requirements, offering residential mortgage, home equity, consumer, auto, commercial real estate, lot, equipment, secured term, agricultural, and raw land loans. Furthermore, it provides lines of credit and overdraft facilities. An extensive suite of insurance products is available, encompassing property and casualty coverage, homeowner and renter policies, fire and flood insurance, builders risk, automobile, motorcycle, and boat insurance. Additionally, clients can obtain life, accident, disability, long-term care, personal article, and umbrella policies, along with business auto, general and professional liability, workers' compensation, and surety bonds. Cash management services are also part of its offerings. For wealth management, the bank delivers personalized investment services, which include brokerage, retirement planning, risk management, and portfolio and insurance analysis. These services extend to Medicare/Medicaid planning, charitable giving, business succession, and estate planning, as well as solutions for long-term health care considerations and tax reduction strategies. Convenient digital and payment solutions comprise credit and debit cards, bill payment services, online, mobile, and telephone banking, remote deposit capture, and merchant services. The bank operates a network of thirteen branch offices strategically located throughout Virginia, specifically in Botetourt, Roanoke, Rockbridge, and Franklin counties, as well as the City of Salem and Town of Vinton. Founded in 1899, Bank of Botetourt is headquartered in Buchanan, Virginia. It operated as Bank Of Buchanan until July 1995, when it adopted its current name.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Michelle R. Austin
- Employees
- 97
- Website
- www.bankofbotetourt.com
- Address
- 19747 Main Street, Buchanan, VA, 24066, US
Bank of Botetourt Buchanan VA (BORT) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 5 | 2 |
| Technical Analysis | 3 | 5 | 2 |
| Moving Averages | 12 | 0 | 0 |