tiprankstipranks
Bank of Botetourt Buchanan VA (BORT)
OTHER OTC:BORT
US Market
Want to see BORT full AI Analyst Report?

Bank of Botetourt Buchanan VA (BORT) Price & Analysis

8 Followers

BORT Stock Chart & Stats

$54.87
$0.00(0.00%)
At close: 4:00 PM EDT
$54.87
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Conservative Balance SheetExceptionally low leverage and steadily growing equity provide a durable capital buffer. Healthy ROE (≈9–12%) across multiple years supports earnings generation without relying on risky funding, improving resilience to credit stress and enabling measured lending growth over the next 2–6 months.
Re-accelerating Revenue And Solid MarginsA strong revenue re-acceleration in 2025 (≈26.9%) combined with mid-teens-plus operating profitability indicates expanding core business activity and pricing power. Sustained top-line momentum and still-solid margins support durable earnings capacity beyond short-term cycles.
Positive Cash Generation And Payout CapacityOperating cash flow that covers net income and substantial positive free cash flow (~$10M, ~87% of net income) underpin internal funding for lending, reserves, and a moderate dividend. Reliable cash conversion supports capital allocation and shareholder returns over the medium term.
Bears Say
Margin CompressionA meaningful decline in net margin from ~26% to ~20% signals pressure on earnings efficiency that could persist if deposit or funding costs rise or loan yields compress. Sustained margin erosion would reduce profitability headroom and constrain capital build over time.
Volatile Cash-Flow Coverage / FCF DipYear-to-year swings in operating cash coverage and a prior decline in free cash flow raise concerns about predictability of cash conversion. If volatility continues it can complicate capital planning, reserve builds, and consistent dividend or growth investments.
Concentrated Local FranchiseA concentrated, community-bank footprint limits geographic diversification and ties performance closely to local economic cycles and borrower credit quality. Regional concentration increases exposure to localized downturns and can cap scalable growth opportunities over the medium term.

BORT FAQ

What was Bank of Botetourt Buchanan VA’s price range in the past 12 months?
Bank of Botetourt Buchanan VA lowest stock price was $33.80 and its highest was $55.87 in the past 12 months.
    What is Bank of Botetourt Buchanan VA’s market cap?
    Bank of Botetourt Buchanan VA’s market cap is $105.73M.
      When is Bank of Botetourt Buchanan VA’s upcoming earnings report date?
      Bank of Botetourt Buchanan VA’s upcoming earnings report date is Oct 22, 2026 which is in 86 days.
        How were Bank of Botetourt Buchanan VA’s earnings last quarter?
        Currently, no data Available
        Is Bank of Botetourt Buchanan VA overvalued?
        According to Wall Street analysts Bank of Botetourt Buchanan VA’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
          Does Bank of Botetourt Buchanan VA pay dividends?
          Bank of Botetourt Buchanan VA pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 1.76%. See more information on Bank of Botetourt Buchanan VA dividends here
            What is Bank of Botetourt Buchanan VA’s EPS estimate?
            Bank of Botetourt Buchanan VA’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Bank of Botetourt Buchanan VA have?
            Bank of Botetourt Buchanan VA has 1,926,919 shares outstanding.
              What happened to Bank of Botetourt Buchanan VA’s price movement after its last earnings report?
              Currently, no data Available
              Which hedge fund is a major shareholder of Bank of Botetourt Buchanan VA?
              Currently, no hedge funds are holding shares in BORT
              What is the TipRanks Smart Score and how is it calculated?
              Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                Bank of Botetourt Buchanan VA Stock Smart Score

                5
                Neutral
                1
                2
                3
                4
                5
                6
                7
                8
                9
                10

                Technicals

                SMA
                Positive
                20 days / 200 days
                Momentum
                37.19%
                12-Months-Change

                Fundamentals

                Return on Equity
                1.76%
                Trailing 12-Months
                Asset Growth
                7.70%
                Trailing 12-Months

                Company Description

                Bank of Botetourt Buchanan VA

                Bank of Botetourt is a financial institution operating across Virginia, providing a comprehensive range of banking products and services. Customers can access various deposit options, including checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. The bank also caters to diverse lending requirements, offering residential mortgage, home equity, consumer, auto, commercial real estate, lot, equipment, secured term, agricultural, and raw land loans. Furthermore, it provides lines of credit and overdraft facilities. An extensive suite of insurance products is available, encompassing property and casualty coverage, homeowner and renter policies, fire and flood insurance, builders risk, automobile, motorcycle, and boat insurance. Additionally, clients can obtain life, accident, disability, long-term care, personal article, and umbrella policies, along with business auto, general and professional liability, workers' compensation, and surety bonds. Cash management services are also part of its offerings. For wealth management, the bank delivers personalized investment services, which include brokerage, retirement planning, risk management, and portfolio and insurance analysis. These services extend to Medicare/Medicaid planning, charitable giving, business succession, and estate planning, as well as solutions for long-term health care considerations and tax reduction strategies. Convenient digital and payment solutions comprise credit and debit cards, bill payment services, online, mobile, and telephone banking, remote deposit capture, and merchant services. The bank operates a network of thirteen branch offices strategically located throughout Virginia, specifically in Botetourt, Roanoke, Rockbridge, and Franklin counties, as well as the City of Salem and Town of Vinton. Founded in 1899, Bank of Botetourt is headquartered in Buchanan, Virginia. It operated as Bank Of Buchanan until July 1995, when it adopted its current name.

                Bank of Botetourt Buchanan VA (BORT) Earnings & Revenues

                Similar Stocks
                Company
                Price & Change
                Follow
                Bank Of The Jame Financial
                Summit State Bank
                United Bancorp
                First US Bancshares
                First Northwest Bancorp

                Ownership Overview

                6.36%93.64%
                Insiders
                Mutual Funds
                6.36% Other Institutional Investors
                93.64% Public Companies and
                Individual Investors
                Popular Stocks