Want to see BORT full AI Analyst Report?
Top Page
Bank of Botetourt Buchanan VA
(OTC:BORT)
Select Model
Select Model
Rating:83Outperform
Price Target:
$65.00
▲(18.46% Upside)
Action:Reiterated
Date:08/06/26
The score is driven primarily by strong financial performance, led by an exceptionally conservative balance sheet and solid profitability alongside re-accelerating 2025 revenue growth. Valuation is also supportive with a low P/E and a modest dividend. Technicals are positive with price above major moving averages and a positive MACD, though short-term momentum looks somewhat stretched given the high Stochastic reading.
Positive Factors
Conservative Balance Sheet
Extremely low leverage and steady equity growth materially reduce solvency and regulatory risk. A conservative capital base preserves lending capacity through economic downturns, cushions loan losses, and provides flexibility to deploy capital or support dividends without urgent external funding.
Negative Factors
Margin Compression
A meaningful drop in net margin reduces earnings efficiency and retained earnings accumulation. If margin pressure persists, it will compress ROE, limit the bank's ability to expand provision buffers or invest in growth initiatives, and make profitability more sensitive to funding cost moves.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative Balance Sheet
Extremely low leverage and steady equity growth materially reduce solvency and regulatory risk. A conservative capital base preserves lending capacity through economic downturns, cushions loan losses, and provides flexibility to deploy capital or support dividends without urgent external funding.
Read all positive factors
Bank of Botetourt Buchanan VA (BORT) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$111.20M
Dividend Yield1.7%
Average Volume (3M)224.00
Price to Earnings (P/E)8.4
Beta (1Y)0.03
Revenue Growth16.30%
EPS Growth55.21%
CountryUS
Employees97
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)6.84
Shares Outstanding1,975,193
10 Day Avg. Volume275
30 Day Avg. Volume224
Financial Highlights & Ratios
PEG Ratio0.22
Price to Book (P/B)0.92
Price to Sales (P/S)1.60
P/FCF Ratio8.68
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bank of Botetourt Buchanan VA Business Overview & Revenue Model
Company Description
Bank of Botetourt is a financial institution operating across Virginia, providing a comprehensive range of banking products and services. Customers can access various deposit options, including checking, savings, money market, and individual retir...
How the Company Makes Money
The bank primarily earns revenue from net interest income and noninterest income. Net interest income is generated by taking deposits and other funding sources and investing or lending those funds at higher yields: the bank pays interest (and incu...
Bank of Botetourt Buchanan VA Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
92
Very Positive
Cash Flow
74
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 58.88M | 53.90M | 30.43M | 29.15M | 30.93M | 27.79M |
| Gross Profit | 41.63M | 36.90M | 30.43M | 29.15M | 28.62M | 25.16M |
| EBITDA | 17.00M | 13.63M | 11.06M | 11.23M | 10.81M | 9.51M |
| Net Income | 13.98M | 10.80M | 7.94M | 8.17M | 7.81M | 6.88M |
Balance Sheet | ||||||
| Total Assets | 939.41M | 923.10M | 857.07M | 789.02M | 713.72M | 662.23M |
| Cash, Cash Equivalents and Short-Term Investments | 12.17M | 14.33M | 66.76M | 69.21M | 100.66M | 142.93M |
| Total Debt | 10.00M | 314.01K | 0.00 | 19.00M | 0.00 | 3.00M |
| Total Liabilities | 838.39M | 829.58M | 774.56M | 714.25M | 647.32M | 603.09M |
| Stockholders Equity | 101.01M | 93.52M | 82.51M | 74.78M | 66.39M | 59.14M |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 9.97M | 7.40M | 9.13M | 9.28M | 6.25M |
| Operating Cash Flow | 0.00 | 11.52M | 11.20M | 10.61M | 9.90M | 8.05M |
| Investing Cash Flow | 0.00 | -75.75M | -71.04M | -105.05M | -101.61M | -23.65M |
| Financing Cash Flow | 0.00 | 53.91M | 56.86M | 62.99M | 49.52M | 59.82M |
Bank of Botetourt Buchanan VA Technical Analysis
Positive
54.87
Price Trends
54.36
Positive
52.22
Positive
48.03
Positive
Market Momentum
0.87
Negative
57.76
Neutral
42.67
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BORT, the sentiment is Positive. The current price of 54.87 is below the 20-day moving average (MA) of 55.38, above the 50-day MA of 54.36, and above the 200-day MA of 48.03, indicating a bullish trend. The MACD of 0.87 indicates Negative momentum. The RSI at 57.76 is Neutral, neither overbought nor oversold. The STOCH value of 42.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for BORT.
Bank of Botetourt Buchanan VA Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
83 Outperform | $111.20M | 8.36 | 12.11% | 1.76% | 16.30% | 55.21% | |
79 Outperform | $126.17M | 10.98 | 6.81% | 1.49% | 6.20% | 60.60% | |
68 Neutral | $90.61M | 12.19 | 7.41% | 1.70% | 3.83% | 33.60% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | $88.61M | 10.88 | 15.90% | 5.92% | 6.21% | 8.32% | |
53 Neutral | $87.49M | 38.00 | 2.22% | ― | -6.91% | ― | |
46 Neutral | $109.48M | 71.62 | 0.96% | 0.59% | -6.12% | ― |
* Financial Sector Average
BORT
Bank of Botetourt Buchanan VA
56.30
19.84
54.42%
BOTJ
Bank Of The Jame Financial
27.77
14.08
102.85%
SSBI
Summit State Bank
12.92
1.08
9.12%
UBCP
United Bancorp
15.45
2.06
15.36%
FUSB
First US Bancshares
16.46
5.02
43.88%
FNWB
First Northwest Bancorp
11.51
3.33
40.71%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.