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American Business Bank (AMBZ) Stock Price & Analysis

AMBZ Stock Chart & Stats

$70.49$0.49(0.70%)
At close: 4:00 PM EDT
$70$71$72$733 Aug17 Aug31 Aug14 Sep29 Sep13 Oct26 Oct
Day’s Range
$70.00 - $70.49
52-Week Range
$57.94 - $73.77
Previous Close
$70.00
Volume
800
Average Volume (3M)
2,620
Market Cap
$624.91M
Enterprise Value
$593.52M
Total Cash (Recent Filing)
$106.19M
Total Debt (Recent Filing)
$0
Price to Earnings (P/E)
10.0
Beta
0.18
Next Earnings
Jan 22, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Aug 06, 2026
Dividend Yield
3.05%

Bulls Say, Bears Say

Bulls Say

Consistent Revenue Growth

Sustained top-line growth over multiple years indicates durable demand for the bank's lending and deposit services. This supports scaling of fixed-costs, consistent earnings capacity, and provides a multi-year foundation for organic expansion of loans and fee income absent material strategy shifts.

Material Deleveraging, Stronger Capital

Substantially reduced debt and higher equity improve financial flexibility and resilience to stress. Lower leverage reduces interest expenses and default risk, increases capacity for lending, dividends or share returns, and supports regulatory capital ratios for stable medium-term growth.

Strong Cash Generation And Conversion

Reliable operating and free cash flow with historically high conversion from earnings underpins sustainable capital allocation: dividends, special returns, and organic lending growth. High cash conversion signals earnings quality and reduces reliance on external financing over the medium term.

Bears Say

Margin Compression From Prior Peaks

Declining margins versus peak years weaken long-term profitability and reduce return on equity if not offset by higher volumes or efficiency gains. Persistent compression can limit reinvestment capacity and constrain long-run earnings growth even with steady revenue expansion.

Inconsistent Cash-flow Trends 2023–2025

Volatility in free cash flow and gaps in reported coverage metrics reduce predictability for dividends and capital planning. Intermittent declines suggest sensitivity to loan payoffs or timing effects, which could complicate consistent capital returns or funding for growth absent stronger cash-flow stability.

Deposit Funding Shortfall & Slower Loan Growth

Lagging deposit funding limits the bank's low-cost funding base and constrains net loan growth potential. If new customer relationships take time to fund, asset growth and margin expansion will be muted, increasing reliance on volatile funding or slower balance sheet expansion.

American Business Bank News

AMBZ FAQ

What was American Business Bank’s price range in the past 12 months?
American Business Bank lowest stock price was $57.94 and its highest was $73.77 in the past 12 months.
What is American Business Bank’s market cap?
American Business Bank’s market cap is $624.91M.
When is American Business Bank’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were American Business Bank’s earnings last quarter?
American Business Bank released its earnings results on Oct 28, 2026. The company reported $1.885 earnings per share for the quarter.
Is American Business Bank overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does American Business Bank pay dividends?
American Business Bank pays a Quarterly dividend of $1.3 which represents an annual dividend yield of 3.05%. See more information on American Business Bank dividends here
What is American Business Bank’s EPS estimate?
American Business Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does American Business Bank have?
American Business Bank has 8,865,298 shares outstanding.
What happened to American Business Bank’s price movement after its last earnings report?
American Business Bank reported an EPS of $1.885 in its last earnings report. Following the earnings report the stock price went up 0.7%.
Which hedge fund is a major shareholder of American Business Bank?
Currently, no hedge funds are holding shares in AMBZ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology