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AMBZ Stock Chart & Stats
$72.50
$0.35(0.48%)
At close: 4:00 PM EDT
$72.50
$0.35(0.48%)
Day’s Range― - ―
52-Week Range$54.34 - $73.77
Previous CloseN/A
Volume800.00
Average Volume (3M)1.94K
Market Cap
$647.08M
Enterprise Value$562.58
Total Cash (Recent Filing)$106.19M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)10.8
Beta0.14
Next Earnings
Nov 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.95%
Share Statistics
EPS (TTM)6.74
Shares Outstanding8,865,298
10 Day Avg. Volume1,887
30 Day Avg. Volume1,937
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)1.44
Price to Sales (P/S)2.98
P/FCF Ratio8.51
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSustained top-line growth over multiple years indicates durable demand for the bank's lending and deposit services. This supports scaling of fixed-costs, consistent earnings capacity, and provides a multi-year foundation for organic expansion of loans and fee income absent material strategy shifts.
Material Deleveraging, Stronger CapitalSubstantially reduced debt and higher equity improve financial flexibility and resilience to stress. Lower leverage reduces interest expenses and default risk, increases capacity for lending, dividends or share returns, and supports regulatory capital ratios for stable medium-term growth.
Strong Cash Generation And ConversionReliable operating and free cash flow with historically high conversion from earnings underpins sustainable capital allocation: dividends, special returns, and organic lending growth. High cash conversion signals earnings quality and reduces reliance on external financing over the medium term.
Bears Say
Margin Compression From Prior PeaksDeclining margins versus peak years weaken long-term profitability and reduce return on equity if not offset by higher volumes or efficiency gains. Persistent compression can limit reinvestment capacity and constrain long-run earnings growth even with steady revenue expansion.
Inconsistent Cash-flow Trends 2023–2025Volatility in free cash flow and gaps in reported coverage metrics reduce predictability for dividends and capital planning. Intermittent declines suggest sensitivity to loan payoffs or timing effects, which could complicate consistent capital returns or funding for growth absent stronger cash-flow stability.
Deposit Funding Shortfall & Slower Loan GrowthLagging deposit funding limits the bank's low-cost funding base and constrains net loan growth potential. If new customer relationships take time to fund, asset growth and margin expansion will be muted, increasing reliance on volatile funding or slower balance sheet expansion.
AMBZ FAQ
What was American Business Bank’s price range in the past 12 months?
American Business Bank lowest stock price was $54.34 and its highest was $73.77 in the past 12 months.
What is American Business Bank’s market cap?
American Business Bank’s market cap is $647.08M.
When is American Business Bank’s upcoming earnings report date?
American Business Bank’s upcoming earnings report date is Nov 04, 2026 which is in 48 days.
How were American Business Bank’s earnings last quarter?
American Business Bank released its earnings results on Jul 23, 2026. The company reported $1.773 earnings per share for the quarter.
Is American Business Bank overvalued?
According to Wall Street analysts American Business Bank’s price is currently Overvalued.
Does American Business Bank pay dividends?
American Business Bank pays a Quarterly dividend of $1.3 which represents an annual dividend yield of 2.95%. See more information on American Business Bank dividends here
What is American Business Bank’s EPS estimate?
American Business Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does American Business Bank have?
American Business Bank has 8,865,298 shares outstanding.
What happened to American Business Bank’s price movement after its last earnings report?
American Business Bank reported an EPS of $1.773 in its last earnings report. Following the earnings report the stock price went down -0.068%.
Which hedge fund is a major shareholder of American Business Bank?
Currently, no hedge funds are holding shares in AMBZ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
American Business Bank Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
38.14%
12-Months-Change
Fundamentals
Return on Equity
2.95%
Trailing 12-Months
Asset Growth
2.77%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
American Business Bank
American Business Bank, a California-chartered bank, provides banking products and services to small and medium-sized firms, non-profits, business executives, and professionals in Southern California. The company offers credit and depository; treasury management; asset-based lending; SBA lending; international banking comprising money transfer, import and export commercial letters of credit, standby letters of credit, and foreign currency exchange services; and consulting and referral services. It operates regional loan production offices located in North Orange County, Orange County, South Bay, San Fernando Valley, Riverside County, Inland Empire, Long Beach, and San Diego. The company was incorporated in 1998 and is based in Los Angeles, California.
Technical Analysis
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Ownership Overview
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Insiders
2.45% Mutual Funds
3.23% Other Institutional Investors
94.32% Public Companies and
Individual Investors