Want to see AGBK full AI Analyst Report?
AGBK Stock Chart & Stats
$6.23
$0.13(1.95%)
At close: 4:00 PM EDT
$6.23
$0.13(1.95%)
Day’s Range― - ―
52-Week Range$5.28 - $12.21
Previous CloseN/A
Volume37.12K
Average Volume (3M)231.98K
Market Cap
$1.16B
Enterprise Value$2.10B
Total Cash (Recent Filing)$892.76M
Total Debt (Recent Filing)$6.29B
Price to Earnings (P/E)9.0
Beta1.59
Next Earnings
Nov 11, 2026EPS Estimate
0.28Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.13
Shares Outstanding58,700,710
10 Day Avg. Volume428,032
30 Day Avg. Volume231,982
Financial Highlights & Ratios
PEG Ratio0.18
Price to Book (P/B)2.87
Price to Sales (P/S)0.88
P/FCF Ratio-16.46
Enterprise Value/Market Cap1.81
Enterprise Value/Revenue0.18
Enterprise Value/Gross Profit0.48
Enterprise Value/Ebitda2.09
Forecast
1Y Price Target
$11.00Price Target Upside76.57% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)6.28
Revenue Forecast (FY)$6.17B
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthRevenue more than doubled from 2023 to 2025, demonstrating substantial top-line expansion over the reported period. If this scale is maintained, it can support broader operating leverage, greater business capacity, and a stronger foundation for continued earnings generation.
Growing Net IncomeNet income grew strongly in each reported year and reached more than $1 billion in 2025. This earnings progression indicates that the company has converted significant revenue growth into higher absolute profits, supporting internal capital formation and future operating resilience.
Consistently High ROEROE remained consistently high at approximately 32–33% across three years, indicating strong reported profitability relative to shareholder capital. Sustained returns at this level can support efficient capital deployment and reinforce the company’s ability to generate value through its existing balance-sheet base.
Bears Say
Sharp Leverage IncreaseThe sharp rise in debt and debt-to-equity materially reduces balance-sheet flexibility. Higher leverage leaves less room to absorb weaker earnings or deteriorating credit conditions, while increasing the importance of sustained profitability and continued access to funding markets.
Negative Cash GenerationCash generation weakened materially despite strong reported earnings, with both operating and free cash flow turning negative in 2025. This divergence can increase reliance on external funding and makes financial flexibility more dependent on reversing the underlying cash outflow.
Margin CompressionProfit margins narrowed in 2025 even as revenue and net income increased, indicating that growth came with reduced profitability rates. Persistent compression could limit operating leverage and make future earnings more sensitive to costs, business mix, or integration effects.
AGI Inc Class A News
AGBK FAQ
What was AGI Inc Class A’s price range in the past 12 months?
AGI Inc Class A lowest stock price was $5.28 and its highest was $12.21 in the past 12 months.
What is AGI Inc Class A’s market cap?
AGI Inc Class A’s market cap is $1.16B.
When is AGI Inc Class A’s upcoming earnings report date?
AGI Inc Class A’s upcoming earnings report date is Nov 11, 2026 which is in 25 days.
How were AGI Inc Class A’s earnings last quarter?
AGI Inc Class A released its earnings results on Aug 05, 2026. The company reported $0.249 earnings per share for the quarter, missing the consensus estimate of $0.261 by -$0.012.
Is AGI Inc Class A overvalued?
According to Wall Street analysts AGI Inc Class A’s price is currently Undervalued.
Does AGI Inc Class A pay dividends?
AGI Inc Class A does not currently pay dividends.
What is AGI Inc Class A’s EPS estimate?
AGI Inc Class A’s EPS estimate is 0.28.
How many shares outstanding does AGI Inc Class A have?
AGI Inc Class A has 58,700,710 shares outstanding.
What happened to AGI Inc Class A’s price movement after its last earnings report?
AGI Inc Class A reported an EPS of $0.249 in its last earnings report, missing expectations of $0.261. Following the earnings report the stock price went down -7.558%.
Which hedge fund is a major shareholder of AGI Inc Class A?
Currently, no hedge funds are holding shares in AGBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
AGI Inc Class A Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$11.00 (76.57% Upside)
$11.00 (76.57% Upside)
Blogger Sentiment
Bearish
AGBK Sentiment 100%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 124.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $3.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 1.1%
Last 30 Days ▲ 2.9%
Last 30 Days ▲ 2.9%
Fundamentals
Return on Equity
20.53%
Trailing 12-Months
Asset Growth
―
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
AGI Inc Class A
AGI Inc. stands as a leading provider of innovative, technology-centric financial solutions operating across Brazil. The company primarily facilitates social security and severance benefits, along with public and private sector payroll management, often structured around secure lending instruments. These core offerings are enhanced by a comprehensive suite of complementary banking, credit, and insurance products. Delivering its services through a robust digital infrastructure, AGI Inc. utilizes sophisticated cloud-based platforms, intelligent AI-driven automation, and intuitive mobile applications. The firm was founded in 1999 and maintains its corporate headquarters in Campinas, Brazil.
AGBK Company Deck
AGBK Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive view: strong customer and loan growth, improving revenue and recurring profitability, scaled funding and capital metrics, and evidence of operational recovery following a temporary payroll-credit disruption. Management emphasized structural improvements (business-unit model and centralized risk/data/AI) and resilient asset quality. Key short-term challenges include regulatory uncertainty (TCU/Desenrola), a temporary hit to fee and insurance revenues, write-off timing effects and margin pressure from asset-mix and higher benchmark rates. Overall, the positives—robust growth, recovery signs and solid capital/efficiency metrics—outweigh the transitory lowlights, though regulatory and margin risks warrant monitoring.View all AGBK earnings summariesAGBK Stock 12 Month Forecast
Average Price Target
$11.00
▲(76.57% Upside)
Technical Analysis
Capitol Federal Financial
―
Northeast Bancorp
―
Old Second Bancorp
―
Coastal Financial
―
HBT Financial
―