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Satin Creditcare Network Ltd (IN:SATIN)
:SATIN
India Market
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Satin Creditcare Network Ltd (SATIN) Price & Analysis

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SATIN Stock Chart & Stats

₹149.40
₹5.99(4.02%)
At close: 4:00 PM EST
₹149.40
₹5.99(4.02%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthSatin's multi-year revenue acceleration demonstrates sustained demand for small-ticket and microfinance lending. Durable top-line expansion supports scale advantages in distribution, spreads magnification, and reinvestment into branch/agent networks, strengthening long-term growth capacity.
Profitability ReboundMaterial improvement in reported earnings over recent years indicates the business can generate sustained profits after earlier troughs. Improved profitability provides retained earnings to build capital buffers, absorb credit costs, and fund measured portfolio growth without immediate reliance on dilutive capital.
Growing Asset And Equity BaseA larger asset base and rising equity provide structural capacity to expand lending and diversify product mix. Stronger equity supports regulatory compliance and lowers marginal funding stress, enabling sustained portfolio growth and resilience versus peers with thinner capital.
Bears Say
High Leverage & Reporting UncertaintyPersistently high leverage historically amplifies downside risk in a credit business, increasing sensitivity to asset-quality deterioration. The anomalous FY2026 zero debt report creates uncertainty about funding mix and true leverage, complicating credit-risk and liquidity assessments over the medium term.
Volatile Cash GenerationExtended periods of negative operating cash flow before a one-time recovery imply reliance on external funding to sustain growth. This cash volatility raises structural refinancing and liquidity risks during downturns and can limit steady capital deployment or dividend policy over the next several quarters.
Earnings VolatilitySharp swings in earnings reflect sensitivity to credit costs, provisioning and funding conditions. Persistent earnings variability complicates long-range planning, may necessitate larger reserves or conservative lending, and could constrain consistent capital accumulation needed for long-term expansion.

Satin Creditcare Network Ltd News

SATIN FAQ

What was Satin Creditcare Network Ltd’s price range in the past 12 months?
Satin Creditcare Network Ltd lowest stock price was ₹133.50 and its highest was ₹261.00 in the past 12 months.
    What is Satin Creditcare Network Ltd’s market cap?
    Satin Creditcare Network Ltd’s market cap is ₹28.54B.
      When is Satin Creditcare Network Ltd’s upcoming earnings report date?
      Satin Creditcare Network Ltd’s upcoming earnings report date is Aug 12, 2026 which is in 40 days.
        How were Satin Creditcare Network Ltd’s earnings last quarter?
        Satin Creditcare Network Ltd released its earnings results on May 11, 2026. The company reported ₹14.73 earnings per share for the quarter, beating the consensus estimate of N/A by ₹14.73.
          Is Satin Creditcare Network Ltd overvalued?
          According to Wall Street analysts Satin Creditcare Network Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Satin Creditcare Network Ltd pay dividends?
            Satin Creditcare Network Ltd does not currently pay dividends.
            What is Satin Creditcare Network Ltd’s EPS estimate?
            Satin Creditcare Network Ltd’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Satin Creditcare Network Ltd have?
            Satin Creditcare Network Ltd has 110,470,960 shares outstanding.
              What happened to Satin Creditcare Network Ltd’s price movement after its last earnings report?
              Satin Creditcare Network Ltd reported an EPS of ₹14.73 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.059%.
                Which hedge fund is a major shareholder of Satin Creditcare Network Ltd?
                Currently, no hedge funds are holding shares in IN:SATIN
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  Satin Creditcare Network Ltd

                  Satin Creditcare Network Limited (SCNL) is an Indian non-banking financial institution primarily dedicated to providing microfinance services across the nation. The company extends microcredit, predominantly to economically active women in rural, semi-urban, and urban areas, for various income-generating ventures such as agriculture, transportation, trade, and manufacturing, as well as for water and sanitation facilities. Beyond microcredit, SCNL offers a diverse range of financial products, including loans for merchants, retailers, wholesalers, manufacturers, service providers, salaried individuals, self-employed professionals, and agribusinesses. It also provides financing to corporate entities and other microfinance institutions, alongside specialized loans for solar lamps, bicycles, consumer durables, and housing finance solutions. As of March 31, 2022, SCNL operated through an extensive network of 1,224 branches. Established in 1990 and headquartered in Gurugram, India, the company was originally known as Satin Leasing & Finance Private Limited until it rebranded to Satin Creditcare Network Limited in April 2000.

                  Satin Creditcare Network Ltd (SATIN) Earnings & Revenues

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