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Repco Home Finance Ltd. (IN:REPCOHOME)
:REPCOHOME
India Market
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Repco Home Finance Ltd. (REPCOHOME) Price & Analysis

2 Followers

REPCOHOME Stock Chart & Stats

₹389.20
₹2.65(0.68%)
At close: 4:00 PM EDT
₹389.20
₹2.65(0.68%)

Bulls Say, Bears Say

Bulls Say
Sustained ProfitabilityConsistent mid-20% net margins and net income growth through 2026 indicate a profitable core lending model. If credit costs and funding spreads remain controlled, this earnings base can support capital formation and resilience over the next several quarters.
Revenue ExpansionStrong revenue growth across 2024–2026 suggests expanding loan activity and customer reach. Sustained top-line expansion can improve operating leverage and diversify the earnings base, although the latest reported jump warrants validation.
Improving LeverageEquity growth and debt-to-equity improvement from about 4.8x in 2021 to 3.0x in 2026 show gradual balance-sheet strengthening. Continued deleveraging would improve funding resilience and reduce sensitivity to credit or liquidity shocks.
Bears Say
High LeverageDebt remains high relative to equity, with debt-to-equity around 3.0–4.8x. This leverage leaves earnings and liquidity sensitive to borrowing costs, refinancing access and borrower credit quality, limiting balance-sheet flexibility.
Volatile Cash GenerationOperating cash flow has swung sharply and was negative in several years, while free cash flow is frequently negative despite positive net income. This weakens earnings quality and may require ongoing funding to support loan growth and obligations.
Uncertain Growth QualityThe 2026 revenue increase appears unusually high versus prior years, while operating margins have been volatile. If the growth reflects a one-off or reporting distortion, forward earnings visibility and the durability of margins are less certain.

Repco Home Finance Ltd. News

REPCOHOME FAQ

What was Repco Home Finance Ltd.’s price range in the past 12 months?
Repco Home Finance Ltd. lowest stock price was ₹333.90 and its highest was ₹455.40 in the past 12 months.
    What is Repco Home Finance Ltd.’s market cap?
    Repco Home Finance Ltd.’s market cap is ₹22.88B.
      When is Repco Home Finance Ltd.’s upcoming earnings report date?
      Repco Home Finance Ltd.’s upcoming earnings report date is Nov 05, 2026 which is in 68 days.
        How were Repco Home Finance Ltd.’s earnings last quarter?
        Repco Home Finance Ltd. released its earnings results on Aug 11, 2026. The company reported ₹18.3 earnings per share for the quarter, missing the consensus estimate of ₹18.4 by -₹0.1.
          Is Repco Home Finance Ltd. overvalued?
          According to Wall Street analysts Repco Home Finance Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Repco Home Finance Ltd. pay dividends?
            Repco Home Finance Ltd. pays a Semiannually dividend of ₹2 which represents an annual dividend yield of 2.33%. See more information on Repco Home Finance Ltd. dividends here
              What is Repco Home Finance Ltd.’s EPS estimate?
              Repco Home Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Repco Home Finance Ltd. have?
              Repco Home Finance Ltd. has 62,561,360 shares outstanding.
                What happened to Repco Home Finance Ltd.’s price movement after its last earnings report?
                Repco Home Finance Ltd. reported an EPS of ₹18.3 in its last earnings report, missing expectations of ₹18.4. Following the earnings report the stock price went down -1.324%.
                  Which hedge fund is a major shareholder of Repco Home Finance Ltd.?
                  Currently, no hedge funds are holding shares in IN:REPCOHOME
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Repco Home Finance Ltd.

                    Repco Home Finance Limited operates as an Indian company primarily focused on providing housing finance. Its extensive range of offerings includes mortgages for constructing or purchasing residences, funding for home repairs, renovations, or extensions, and loans for acquiring plots designated for house construction. The company also caters to Non-Resident Indians seeking to build or buy homes in India, provides loans against the mortgage of fixed property, and finances the acquisition or development of non-residential and commercial properties. Additionally, it supports integrated residential-commercial projects, offers specific home loan products for salaried individuals, and grants loans for building on land owned by borrowers' parents. As of March 31, 2022, Repco Home Finance maintained a significant presence through 155 branches and 24 satellite centers across Indian states such as Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, Kerala, Maharashtra, Odisha, West Bengal, Gujarat, Madhya Pradesh, Jharkhand, Rajasthan, and the Union Territory of Puducherry. The firm was founded in 2000 and has its headquarters located in Chennai, India.

                    Repco Home Finance Ltd. (REPCOHOME) Earnings & Revenues

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