MAS Financial Services Ltd. (IN:MASFIN)
:MASFIN
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MASFIN Stock Chart & Stats
₹325.25
-₹1.60(-0.61%)
At close: 4:00 PM EST
₹325.25
-₹1.60(-0.61%)
Day’s Range― - ―
52-Week Range₹276.00 - ₹358.40
Previous CloseN/A
Volume95.61K
Average Volume (3M)7.18K
Market Cap
₹52.92B
Enterprise Value₹157.00B
Total Cash (Recent Filing)₹16.73B
Total Debt (Recent Filing)₹99.10B
Price to Earnings (P/E)14.7
Beta0.81
Next Earnings
Aug 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.43%
Share Statistics
EPS (TTM)18.23
Shares Outstanding181,453,380
10 Day Avg. Volume5,624
30 Day Avg. Volume7,181
Financial Highlights & Ratios
PEG Ratio0.84
Price to Book (P/B)1.79
Price to Sales (P/S)3.02
P/FCF Ratio-2.83
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)24.62
Revenue Forecast (FY)₹12.77B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthConsistent multi-year revenue growth, including +17.6% in the latest year, reflects durable demand for MASFIN’s retail asset-backed lending. Growth supports scale economics, loan-book expansion via partners, and provides a foundation for continued interest-income generation over the next 2–6 months.
Robust Reported ProfitabilitySustained net margins near the mid-20s% indicate structural profitability from core lending operations. This margin cushion helps absorb moderate credit-cost shocks and funds reinvestment in originations, supporting long-term earnings resilience despite cyclical pressures.
Secured, Asset-Backed Lending And ScaleMASFIN’s focus on asset-backed retail lending and a substantial scale-up in assets and equity strengthens collateral protection and capital buffer. Growing equity alongside assets improves solvency metrics and supports sustainable origination capacity over the medium term.
Bears Say
Persistent Negative Cash FlowChronic negative operating and free cash flow indicates the business relies heavily on external funding to grow the loan book. This persistent cash drain increases funding risk and could constrain growth or raise costs if wholesale funding conditions tighten over the next several months.
Elevated LeverageHigh debt-to-equity and material increases in total debt amplify sensitivity to rate moves and credit stress. Elevated leverage reduces financial flexibility, heightens refinancing risk for the loan book, and makes the company more exposed to rising funding costs or stress in capital markets.
Margin Compression TrendA steady decline in gross margin suggests rising funding or operating costs and/or pricing pressure as volume scales. Continued margin compression would erode the earnings buffer against credit losses and make profitability more vulnerable to cost or yield shocks over the medium term.
MAS Financial Services Ltd. News
MASFIN FAQ
What was MAS Financial Services Ltd.’s price range in the past 12 months?
MAS Financial Services Ltd. lowest stock price was ₹276.00 and its highest was ₹358.40 in the past 12 months.
What is MAS Financial Services Ltd.’s market cap?
MAS Financial Services Ltd.’s market cap is ₹52.92B.
When is MAS Financial Services Ltd.’s upcoming earnings report date?
MAS Financial Services Ltd.’s upcoming earnings report date is Aug 05, 2026 which is in 52 days.
How were MAS Financial Services Ltd.’s earnings last quarter?
MAS Financial Services Ltd. released its earnings results on Apr 29, 2026. The company reported ₹5.5 earnings per share for the quarter, beating the consensus estimate of ₹5.4 by ₹0.1.
Is MAS Financial Services Ltd. overvalued?
According to Wall Street analysts MAS Financial Services Ltd.’s price is currently Overvalued.
Does MAS Financial Services Ltd. pay dividends?
MAS Financial Services Ltd. pays a Semiannually dividend of ₹1.25 which represents an annual dividend yield of 0.43%. See more information on MAS Financial Services Ltd. dividends here
What is MAS Financial Services Ltd.’s EPS estimate?
MAS Financial Services Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does MAS Financial Services Ltd. have?
MAS Financial Services Ltd. has 181,453,380 shares outstanding.
What happened to MAS Financial Services Ltd.’s price movement after its last earnings report?
MAS Financial Services Ltd. reported an EPS of ₹5.5 in its last earnings report, beating expectations of ₹5.4. Following the earnings report the stock price went up 2.286%.
Which hedge fund is a major shareholder of MAS Financial Services Ltd.?
Currently, no hedge funds are holding shares in IN:MASFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
MAS Financial Services Ltd.
MAS Financial Services Limited operates as an Indian non-banking financial corporation, specializing in the provision of retail financing solutions. Its comprehensive product portfolio includes financial assistance for micro and small-to-medium enterprises, along with loans for two-wheelers, commercial vehicles, salaried individuals, pre-owned cars, and agricultural tractors. Additionally, it extends housing finance and provides credit facilities to other microfinance institutions and non-banking financial entities. By March 31, 2022, the company had established a significant operational footprint, reaching around 4,438 customer touchpoints via its 125 branches spread across various urban and semi-urban centers in Gujarat, Maharashtra, Rajasthan, Madhya Pradesh, Tamil Nadu, Karnataka, and the Delhi National Capital Region. MAS Financial Services primarily caters to individuals in the low- and middle-income brackets, alongside micro, small, and medium-sized businesses. Founded in 1995, MAS Financial Services Limited is headquartered in Ahmedabad, India.
Technical Analysis
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