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MANAPPURAM Stock Chart & Stats
₹309.35
-₹2.11(-1.16%)
At close: 4:00 PM EST
₹309.35
-₹2.11(-1.16%)
Day’s Range― - ―
52-Week Range₹245.10 - ₹381.40
Previous CloseN/A
Volume5.53M
Average Volume (3M)173.47K
Market Cap
₹307.16B
Enterprise Value₹729.95B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)19.7
Beta0.95
Next Earnings
Nov 09, 2026EPS Estimate
7.06Next Dividend Ex-DateN/A
Dividend Yield0.77%
Share Statistics
EPS (TTM)16.44
Shares Outstanding939,336,100
10 Day Avg. Volume158,059
30 Day Avg. Volume173,468
Financial Highlights & Ratios
PEG Ratio-1.16
Price to Book (P/B)1.34
Price to Sales (P/S)2.26
P/FCF Ratio6.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹430.00Price Target Upside39.00% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)25.68
Revenue Forecast (FY)₹76.98B
Bulls Say, Bears Say
Bulls Say
Secured Gold-loan FranchiseGold-backed lending provides tangible collateral and supports a repeatable spread-based revenue model. The large branch network can help sustain customer access and loan origination, while short-duration secured loans may support ongoing portfolio turnover and risk control.
Continued ProfitabilityDespite weaker margins than earlier years, the company remains profitable with double-digit net margin and positive operating profit. This indicates that the core lending platform continues to generate earnings and provides an operating base for recovery if profitability stabilizes.
FY2026 Cash-flow RecoveryThe return to strongly positive free cash flow in FY2026, together with conversion near reported earnings, improves near-term internal funding capacity. If sustained, this can support lending activity and reduce reliance on external financing for routine growth.
Bears Say
Elevated And Rising LeverageHigh and rising leverage increases balance-sheet sensitivity in a credit-services business, where funding conditions and portfolio performance affect financial flexibility. Debt expanding faster than equity can constrain capital allocation and amplify the impact of weaker returns.
Profitability And ROE DeteriorationThe sharp decline in net margin and return on equity shows that the capital base is currently producing materially weaker returns than two years earlier. Persistent pressure would reduce earnings quality, limit compounding potential, and make leverage less productive.
Volatile Cash-flow ProfileAlthough FY2026 cash generation improved substantially, the preceding multi-year period of negative operating and free cash flow demonstrates limited predictability. Such volatility can complicate funding plans and make it harder to assess the sustainability of current earnings conversion.
Manappuram Finance Limited News
MANAPPURAM FAQ
What was Manappuram Finance Limited’s price range in the past 12 months?
Manappuram Finance Limited lowest stock price was ₹245.10 and its highest was ₹381.40 in the past 12 months.
What is Manappuram Finance Limited’s market cap?
Manappuram Finance Limited’s market cap is ₹307.16B.
When is Manappuram Finance Limited’s upcoming earnings report date?
Manappuram Finance Limited’s upcoming earnings report date is Nov 09, 2026 which is in 25 days.
How were Manappuram Finance Limited’s earnings last quarter?
Manappuram Finance Limited released its earnings results on Aug 11, 2026. The company reported ₹6.2 earnings per share for the quarter, beating the consensus estimate of ₹5.373 by ₹0.827.
Is Manappuram Finance Limited overvalued?
According to Wall Street analysts Manappuram Finance Limited’s price is currently Undervalued.
Does Manappuram Finance Limited pay dividends?
Manappuram Finance Limited pays a Quarterly dividend of ₹1 which represents an annual dividend yield of 0.77%. See more information on Manappuram Finance Limited dividends here
What is Manappuram Finance Limited’s EPS estimate?
Manappuram Finance Limited’s EPS estimate is 7.06.
How many shares outstanding does Manappuram Finance Limited have?
Manappuram Finance Limited has 939,336,100 shares outstanding.
What happened to Manappuram Finance Limited’s price movement after its last earnings report?
Manappuram Finance Limited reported an EPS of ₹6.2 in its last earnings report, beating expectations of ₹5.373. Following the earnings report the stock price went up 0.136%.
Which hedge fund is a major shareholder of Manappuram Finance Limited?
Currently, no hedge funds are holding shares in IN:MANAPPURAM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Manappuram Finance Limited
Operating as a non-banking financial company (NBFC) with a primary focus on gold loans, Manappuram Finance Limited delivers a range of retail credit products and financial solutions throughout India. The company's core business involves providing secured loans, particularly against used household gold jewelry, alongside digital gold loan options. Additionally, it extends microfinance and related financial assistance to lower-income communities in both rural and semi-urban regions, offers housing finance solutions for construction, expansion, acquisition, and renovation, and provides a range of life and general insurance products, in addition to IT services. Furthermore, a suite of fee-based offerings encompasses money transfer, foreign exchange, and depository facilities. The company also ventures into vehicle and equipment financing, covering automobiles, two-wheelers, construction machinery, and agricultural equipment. Its diverse client base includes retail customers, microfinance recipients, small and medium-sized enterprises (SMEs), and commercial entities. By March 31, 2022, the company had established a significant operational footprint with 3,526 branches spread across 22 states and 6 Union Territories. Its origins trace back to 1949, and its corporate headquarters are located in Thrissur, India. Initially established as Manappuram General Finance and Leasing Limited, the company adopted its current name, Manappuram Finance Limited, in 2011.
MANAPPURAM Stock 12 Month Forecast
Average Price Target
₹430.00
▲(39.00% Upside)
Technical Analysis
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