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IndoStar Capital Finance Limited (IN:INDOSTAR)
:INDOSTAR
India Market
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IndoStar Capital Finance Limited (INDOSTAR) Price & Analysis

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INDOSTAR Stock Chart & Stats

₹260.35
₹8.00(3.07%)
At close: 4:00 PM EDT
₹260.35
₹8.00(3.07%)

Bulls Say, Bears Say

Bulls Say
Sustained ProfitabilityReturning to and maintaining positive net income across four fiscal years indicates a more durable earnings base than the loss-making FY2021–FY2022 period. This improves internal capital generation and provides a foundation for continued lending activity, subject to asset-quality and funding conditions.
Revenue ReaccelerationThe FY2026 return to revenue growth shows that the lending platform regained some top-line momentum after a choppy period. If sustained, renewed origination and interest-income growth can support operating scale and help rebuild earnings capacity over the next several quarters.
Diversified Retail Lending ModelExposure to both individual borrowers and business customers, across vehicle finance and SME lending, gives IndoStar multiple retail credit channels rather than reliance on one product. Its branch-led distribution and other sourcing routes support recurring loan origination and customer access.
Bears Say
Inconsistent Cash ConversionRepeatedly negative operating cash flow and the sharp FY2026 free-cash-flow deterioration indicate that accounting profitability is not consistently converting into cash. For a lender, this can increase dependence on external funding and liquidity management when portfolio cash movements are unfavorable.
Elevated LeverageLeverage in the 1.6x–2.3x range is material for a credit-services business and limits the cushion available if credit conditions weaken. Higher debt also constrains capital allocation and makes sustained access to funding important for maintaining loan growth and financial resilience.
Volatile Operating EarningsA sharp EBIT decline alongside higher revenue signals that growth is not yet translating reliably into operating profit. Continued margin volatility could weaken earnings quality, reduce the benefit of future origination growth, and make profitability more sensitive to costs or credit performance.

IndoStar Capital Finance Limited News

INDOSTAR FAQ

What was IndoStar Capital Finance Limited’s price range in the past 12 months?
IndoStar Capital Finance Limited lowest stock price was ₹178.50 and its highest was ₹291.05 in the past 12 months.
    What is IndoStar Capital Finance Limited’s market cap?
    IndoStar Capital Finance Limited’s market cap is ₹35.33B.
      When is IndoStar Capital Finance Limited’s upcoming earnings report date?
      IndoStar Capital Finance Limited’s upcoming earnings report date is Nov 11, 2026 which is in 43 days.
        How were IndoStar Capital Finance Limited’s earnings last quarter?
        IndoStar Capital Finance Limited released its earnings results on Jul 29, 2026. The company reported ₹0.71 earnings per share for the quarter.
          Is IndoStar Capital Finance Limited overvalued?
          According to Wall Street analysts IndoStar Capital Finance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does IndoStar Capital Finance Limited pay dividends?
            IndoStar Capital Finance Limited pays a Quarterly dividend of ₹1 which represents an annual dividend yield of 1.08%. See more information on IndoStar Capital Finance Limited dividends here
              What is IndoStar Capital Finance Limited’s EPS estimate?
              IndoStar Capital Finance Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does IndoStar Capital Finance Limited have?
              IndoStar Capital Finance Limited has 161,670,100 shares outstanding.
                What happened to IndoStar Capital Finance Limited’s price movement after its last earnings report?
                IndoStar Capital Finance Limited reported an EPS of ₹0.71 in its last earnings report. Following the earnings report the stock price went up 1.87%.
                  Which hedge fund is a major shareholder of IndoStar Capital Finance Limited?
                  Currently, no hedge funds are holding shares in IN:INDOSTAR
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    IndoStar Capital Finance Limited

                    IndoStar Capital Finance Limited, a non-banking financial company, provides various financing services to corporates, small and medium enterprises (SMEs), and individual customers in India. The company offers vehicle finance services, including loans for commercial vehicles, farm equipment, four and two-wheelers, and construction equipment; home finance; and financing for used and new vehicles, as well as insurance products, such as life, motor, and accident cover and critical illness. It also provides small ticket micro loan against property finance services; small business loan for working capital and business expansion; and education, marriage, medical, and corporate lending products. The company was incorporated in 2009 and is based in Mumbai, India. IndoStar Capital Finance Limited operates as a subsidiary of BCP V Multiple Holdings Pte. Ltd.

                    IndoStar Capital Finance Limited (INDOSTAR) Earnings & Revenues

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