India Shelter Finance Corp. Ltd. (IN:INDIASHLTR)
:INDIASHLTR
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INDIASHLTR Stock Chart & Stats
₹785.20
₹4.10(0.60%)
At close: 4:00 PM EST
₹785.20
₹4.10(0.60%)
Day’s Range― - ―
52-Week Range₹650.05 - ₹1,011.45
Previous CloseN/A
Volume46.98K
Average Volume (3M)17.24K
Market Cap
₹84.97B
Enterprise Value₹143.09B
Total Cash (Recent Filing)₹1.94B
Total Debt (Recent Filing)₹54.92B
Price to Earnings (P/E)16.6
Beta0.38
Next Earnings
Aug 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.6%
Share Statistics
EPS (TTM)41.33
Shares Outstanding108,785,095
10 Day Avg. Volume31,272
30 Day Avg. Volume17,240
Financial Highlights & Ratios
PEG Ratio0.51
Price to Book (P/B)2.56
Price to Sales (P/S)5.35
P/FCF Ratio13.83
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)55.59
Revenue Forecast (FY)₹13.21B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue ScalingConsistent multi-year revenue growth indicates durable demand for the company’s lending products and successful branch-led origination. This revenue scaling supports economies of scale in operations and risk diversification across a growing secured loan book, strengthening income stability over months.
Strong Profitability And Improving ReturnsElevated margins and improving ROE reflect an efficient lending franchise with the ability to price loans above funding costs and control operating expenses. Sustained margin performance underpins internal capital generation and cushions the balance sheet through business cycles over the medium term.
Niche, Secured Housing Focus And Branch DistributionA focused model on secured home loans for low/middle-income and a branch-led distribution creates competitive advantage in customer access and credit assessment. Secured collateral reduces loss severity and the niche customer base supports steady long-term origination flows and portfolio resilience.
Bears Say
Elevated LeverageHigh debt levels increase sensitivity to funding-cost moves and liquidity shocks for a mortgage lender. Elevated leverage constrains financial flexibility, raises refinancing risk and makes earnings and capital ratios more vulnerable to adverse rate or credit conditions over the coming months.
Volatile Historical Cash GenerationA history of negative operating and free cash flows implies reliance on fresh borrowings or capital to fund growth. Such volatility complicates liquidity planning, increases refinancing dependence and creates execution risk if funding conditions tighten over the medium term.
Margin And Credit-cost SensitivityProfitability tied to loan mix, credit charges and funding spreads means earnings can swing with macro or borrower-stress events. For a portfolio of informal-income borrowers, credit-cost spikes could materially compress margins and returns in the medium term.
India Shelter Finance Corp. Ltd. News
INDIASHLTR FAQ
What was India Shelter Finance Corp. Ltd.’s price range in the past 12 months?
India Shelter Finance Corp. Ltd. lowest stock price was ₹650.05 and its highest was ₹1011.45 in the past 12 months.
What is India Shelter Finance Corp. Ltd.’s market cap?
India Shelter Finance Corp. Ltd.’s market cap is ₹84.97B.
When is India Shelter Finance Corp. Ltd.’s upcoming earnings report date?
India Shelter Finance Corp. Ltd.’s upcoming earnings report date is Aug 06, 2026 which is in 45 days.
How were India Shelter Finance Corp. Ltd.’s earnings last quarter?
India Shelter Finance Corp. Ltd. released its earnings results on May 02, 2026. The company reported ₹19.35 earnings per share for the quarter, beating the consensus estimate of N/A by ₹19.35.
Is India Shelter Finance Corp. Ltd. overvalued?
According to Wall Street analysts India Shelter Finance Corp. Ltd.’s price is currently Overvalued.
Does India Shelter Finance Corp. Ltd. pay dividends?
India Shelter Finance Corp. Ltd. pays a Notavailable dividend of ₹10 which represents an annual dividend yield of 0.6%. See more information on India Shelter Finance Corp. Ltd. dividends here
What is India Shelter Finance Corp. Ltd.’s EPS estimate?
India Shelter Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does India Shelter Finance Corp. Ltd. have?
India Shelter Finance Corp. Ltd. has 108,785,095 shares outstanding.
What happened to India Shelter Finance Corp. Ltd.’s price movement after its last earnings report?
India Shelter Finance Corp. Ltd. reported an EPS of ₹19.35 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.085%.
Which hedge fund is a major shareholder of India Shelter Finance Corp. Ltd.?
Currently, no hedge funds are holding shares in IN:INDIASHLTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
India Shelter Finance Corp. Ltd.
India Shelter Finance Corporation Limited (ISFCL) is a financial institution specializing in housing loans, primarily catering to moderately-earning individuals across India. The company offers a diverse range of mortgage products, including standard home financing, loans leveraging home equity, and credit secured by property. These financial solutions are designed to support various housing needs, such as purchasing a new residence, undertaking property renovations, expanding existing homes, or funding new construction projects. Established in 1998, the entity initially operated as Satyaprakash Housing Finance India Limited before rebranding to its current name in March 2010. Its operations are headquartered in Gurugram, India.
Technical Analysis
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