Want to see IN:INDIASHLTR full AI Analyst Report?
INDIASHLTR Stock Chart & Stats
₹785.20
₹4.10(0.60%)
At close: 4:00 PM EST
₹785.20
₹4.10(0.60%)
Day’s Range― - ―
52-Week Range₹640.25 - ₹968.85
Previous CloseN/A
Volume46.98K
Average Volume (3M)17.24K
Market Cap
₹72.89B
Enterprise Value₹142.99K
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)13.5
Beta0.46
Next Earnings
Oct 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.28%
Share Statistics
EPS (TTM)48.53
Shares Outstanding108,854,550
10 Day Avg. Volume31,272
30 Day Avg. Volume17,240
Financial Highlights & Ratios
PEG Ratio0.51
Price to Book (P/B)2.56
Price to Sales (P/S)5.35
P/FCF Ratio13.83
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)56.59
Revenue Forecast (FY)₹13.40B
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthSustained revenue expansion indicates continued loan-book scaling and customer acquisition. For a retail housing lender, this can improve operating leverage and strengthen the platform’s ability to spread fixed branch and distribution costs.
High ProfitabilityHigh profitability provides internal capital to support future lending growth and absorb credit or funding-cost pressure. Although margins vary by year, the sustained level suggests the core lending model has meaningful earnings capacity.
Improving Return On EquityImproving return on equity indicates that the company is using its capital base more productively as the business scales. This supports durable shareholder value creation if underwriting quality and funding discipline remain controlled.
Bears Say
Elevated LeverageHigh leverage is inherent to mortgage finance but increases sensitivity to borrowing costs, refinancing access and liquidity conditions. Any funding disruption or margin squeeze could therefore affect growth capacity and earnings resilience.
Volatile Cash GenerationRepeatedly negative cash generation makes internally funded growth less predictable and increases reliance on external financing. The 2026 improvement is encouraging, but the historical volatility warrants continued monitoring of loan-book expansion and liquidity.
Margin VolatilityMargin variability suggests earnings are exposed to changes in product mix, credit costs and funding conditions. If these pressures persist during rapid loan growth, they could reduce the durability of the company’s otherwise strong profitability.
India Shelter Finance Corp. Ltd. News
INDIASHLTR FAQ
What was India Shelter Finance Corp. Ltd.’s price range in the past 12 months?
India Shelter Finance Corp. Ltd. lowest stock price was ₹640.25 and its highest was ₹968.85 in the past 12 months.
What is India Shelter Finance Corp. Ltd.’s market cap?
India Shelter Finance Corp. Ltd.’s market cap is ₹72.89B.
When is India Shelter Finance Corp. Ltd.’s upcoming earnings report date?
India Shelter Finance Corp. Ltd.’s upcoming earnings report date is Oct 23, 2026 which is in 64 days.
How were India Shelter Finance Corp. Ltd.’s earnings last quarter?
India Shelter Finance Corp. Ltd. released its earnings results on Aug 06, 2026. The company reported ₹13.1 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is India Shelter Finance Corp. Ltd. overvalued?
According to Wall Street analysts India Shelter Finance Corp. Ltd.’s price is currently Overvalued.
Does India Shelter Finance Corp. Ltd. pay dividends?
India Shelter Finance Corp. Ltd. pays a Notavailable dividend of ₹10 which represents an annual dividend yield of 2.28%. See more information on India Shelter Finance Corp. Ltd. dividends here
What is India Shelter Finance Corp. Ltd.’s EPS estimate?
India Shelter Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does India Shelter Finance Corp. Ltd. have?
India Shelter Finance Corp. Ltd. has 108,854,550 shares outstanding.
What happened to India Shelter Finance Corp. Ltd.’s price movement after its last earnings report?
India Shelter Finance Corp. Ltd. reported an EPS of ₹13.1 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.246%.
Which hedge fund is a major shareholder of India Shelter Finance Corp. Ltd.?
Currently, no hedge funds are holding shares in IN:INDIASHLTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
India Shelter Finance Corp. Ltd.
India Shelter Finance Corporation Limited (ISFCL) is a financial institution specializing in housing loans, primarily catering to moderately-earning individuals across India. The company offers a diverse range of mortgage products, including standard home financing, loans leveraging home equity, and credit secured by property. These financial solutions are designed to support various housing needs, such as purchasing a new residence, undertaking property renovations, expanding existing homes, or funding new construction projects. Established in 1998, the entity initially operated as Satyaprakash Housing Finance India Limited before rebranding to its current name in March 2010. Its operations are headquartered in Gurugram, India.
Technical Analysis
Aavas Financiers Ltd.
―
Aptus Value Housing Finance India Limited
―
Can Fin Homes Ltd.
―
Home First Finance Company India Ltd.
―
Repco Home Finance Ltd.
―