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Cholamandalam Financial Holdings Ltd (IN:CHOLAHLDNG)
:CHOLAHLDNG
India Market
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Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) Price & Analysis

2 Followers

CHOLAHLDNG Stock Chart & Stats

₹1821.40
₹37.75(2.45%)
At close: 4:00 PM EST
₹1821.40
₹37.75(2.45%)

Bulls Say, Bears Say

Bulls Say
Revenue Growth TrendSustained, large revenue expansion reflects durable loan book and product scale gains across subsidiaries. A growing top line increases operating leverage, supports internal capital generation and reinvestment, and strengthens the earning base over the next 2–6 months.
Consistent ROEA consistently strong ROE indicates efficient use of equity and profitable underwriting across the group. Persistent mid-teens ROE supports shareholder returns, capital formation and the ability to fund growth without excessive equity dilution over the medium term.
Diversified Holding StructureAs a holding company with meaningful stakes in NBFC and general insurance, it benefits from diversified income streams (dividends, share of profits, investment returns). This structural diversification reduces single-business exposure and smooths consolidated earnings.
Bears Say
Very High LeverageExtremely high debt-to-equity magnifies credit and liquidity risk. In adverse funding or macro scenarios, leverage limits flexibility, increases refinancing and interest-rate vulnerability, and raises the chance of constrained capital allocation or regulatory scrutiny over the 2–6 month horizon.
Volatile Cash FlowsHistoric swings from multi-year negative to a single-year rebound indicate cash generation tied to loan book timing and working-capital dynamics. Such volatility undermines predictability for debt servicing, dividends and reinvestment, weakening resilience to shocks.
Margin And Credit SensitivityOperating-margin variability shows earnings depend on credit-cost cycles and funding spreads. Deteriorating asset quality or tighter funding over the next months could compress margins and ROE, increasing earnings volatility across subsidiaries and the holding entity.

Cholamandalam Financial Holdings Ltd News

CHOLAHLDNG FAQ

What was Cholamandalam Financial Holdings Ltd’s price range in the past 12 months?
Cholamandalam Financial Holdings Ltd lowest stock price was ₹1305.00 and its highest was ₹2299.00 in the past 12 months.
    What is Cholamandalam Financial Holdings Ltd’s market cap?
    Cholamandalam Financial Holdings Ltd’s market cap is ₹312.07B.
      When is Cholamandalam Financial Holdings Ltd’s upcoming earnings report date?
      Cholamandalam Financial Holdings Ltd’s upcoming earnings report date is Aug 07, 2026 which is in 27 days.
        How were Cholamandalam Financial Holdings Ltd’s earnings last quarter?
        Cholamandalam Financial Holdings Ltd released its earnings results on May 08, 2026. The company reported ₹36.59 earnings per share for the quarter, beating the consensus estimate of N/A by ₹36.59.
          Is Cholamandalam Financial Holdings Ltd overvalued?
          According to Wall Street analysts Cholamandalam Financial Holdings Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Cholamandalam Financial Holdings Ltd pay dividends?
            Cholamandalam Financial Holdings Ltd pays a Annually dividend of ₹1.3 which represents an annual dividend yield of 0.07%. See more information on Cholamandalam Financial Holdings Ltd dividends here
              What is Cholamandalam Financial Holdings Ltd’s EPS estimate?
              Cholamandalam Financial Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Cholamandalam Financial Holdings Ltd have?
              Cholamandalam Financial Holdings Ltd has 187,777,470 shares outstanding.
                What happened to Cholamandalam Financial Holdings Ltd’s price movement after its last earnings report?
                Cholamandalam Financial Holdings Ltd reported an EPS of ₹36.59 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.622%.
                  Which hedge fund is a major shareholder of Cholamandalam Financial Holdings Ltd?
                  Currently, no hedge funds are holding shares in IN:CHOLAHLDNG
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Cholamandalam Financial Holdings Ltd

                    Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company offers vehicle finance, loans against property, home loans, secured business and personal loans, consumer and small enterprises loans, and small and medium enterprise loans, as well as various other financial services to customers; and general insurance services, including health, home, motor, and travel insurance. It serves first time borrowers, new to credit customers, and individuals, as well as corporates, small, micro, medium enterprises. The company was formerly known as TI Financial Holdings Limited and changed its name to Cholamandalam Financial Holdings Limited in March 2019. Cholamandalam Financial Holdings Limited was incorporated in 1949 and is based in Chennai, India.

                    Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) Earnings & Revenues

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