Cholamandalam Financial Holdings Ltd (IN:CHOLAHLDNG)
:CHOLAHLDNG
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CHOLAHLDNG Stock Chart & Stats
₹1821.40
₹37.75(2.45%)
At close: 4:00 PM EST
₹1821.40
₹37.75(2.45%)
Day’s Range― - ―
52-Week Range₹1,305.00 - ₹2,299.00
Previous CloseN/A
Volume278.19K
Average Volume (3M)6.67K
Market Cap
₹298.45B
Enterprise Value₹2.25T
Total Cash (Recent Filing)₹105.06B
Total Debt (Recent Filing)₹1.87T
Price to Earnings (P/E)12.2
Beta1.30
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.07%
Share Statistics
EPS (TTM)118.66
Shares Outstanding187,777,470
10 Day Avg. Volume4,843
30 Day Avg. Volume6,675
Financial Highlights & Ratios
PEG Ratio0.85
Price to Book (P/B)1.66
Price to Sales (P/S)0.65
P/FCF Ratio1.65
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)153
Revenue Forecast (FY)₹15.63B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained top-line expansion over multiple years signals durable business scale and growing franchise strength across subsidiaries. Higher revenue provides structural capacity to absorb credit costs, fund new originations and support reinvestment or payouts, improving long-term earnings resilience.
Consistent ROEA persistently strong ROE indicates efficient use of shareholder capital by operating subsidiaries, reflecting profitable underwriting and/or underwriting leverage. This long-term capital efficiency supports sustained dividend potential and internal funding for growth without immediate need for equity dilution.
Diversified Holding StructureAs a holding company with exposures to both lending and insurance, it benefits from diversified earnings drivers and reduced single-line risk. Cross-business diversification supports steadier consolidated cash flows and strategic capital allocation across businesses through cycles.
Bears Say
Very High LeverageExtremely elevated leverage materially increases sensitivity to funding stress and interest-rate moves. High debt levels limit financial flexibility, raise refinancing and liquidity risk during market tightening, and amplify downside if asset quality weakens, constraining strategic options.
Cash-flow VolatilityA track record of multi-year negative operating and free cash flow followed by a sharp one-year swing suggests cash conversion is driven by cyclical loan-book and working-capital factors. This unevenness undermines predictability of dividend funding, deleveraging plans and capital allocation over the medium term.
Operating Margin SensitivityOperating-margin swings indicate earnings are exposed to credit-cost cycles and funding conditions. Such sensitivity can quickly compress profitability in adverse credit or rate environments, reducing subsidiary distributions and weakening the holding company's recurring earnings base.
Cholamandalam Financial Holdings Ltd News
CHOLAHLDNG FAQ
What was Cholamandalam Financial Holdings Ltd’s price range in the past 12 months?
Cholamandalam Financial Holdings Ltd lowest stock price was ₹1305.00 and its highest was ₹2299.00 in the past 12 months.
What is Cholamandalam Financial Holdings Ltd’s market cap?
Cholamandalam Financial Holdings Ltd’s market cap is ₹298.45B.
When is Cholamandalam Financial Holdings Ltd’s upcoming earnings report date?
Cholamandalam Financial Holdings Ltd’s upcoming earnings report date is Aug 07, 2026 which is in 47 days.
How were Cholamandalam Financial Holdings Ltd’s earnings last quarter?
Cholamandalam Financial Holdings Ltd released its earnings results on May 08, 2026. The company reported ₹36.59 earnings per share for the quarter, beating the consensus estimate of N/A by ₹36.59.
Is Cholamandalam Financial Holdings Ltd overvalued?
According to Wall Street analysts Cholamandalam Financial Holdings Ltd’s price is currently Overvalued.
Does Cholamandalam Financial Holdings Ltd pay dividends?
Cholamandalam Financial Holdings Ltd pays a Annually dividend of ₹1.3 which represents an annual dividend yield of 0.07%. See more information on Cholamandalam Financial Holdings Ltd dividends here
What is Cholamandalam Financial Holdings Ltd’s EPS estimate?
Cholamandalam Financial Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Cholamandalam Financial Holdings Ltd have?
Cholamandalam Financial Holdings Ltd has 187,777,470 shares outstanding.
What happened to Cholamandalam Financial Holdings Ltd’s price movement after its last earnings report?
Cholamandalam Financial Holdings Ltd reported an EPS of ₹36.59 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.622%.
Which hedge fund is a major shareholder of Cholamandalam Financial Holdings Ltd?
Currently, no hedge funds are holding shares in IN:CHOLAHLDNG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Cholamandalam Financial Holdings Ltd
Cholamandalam Financial Holdings Limited functions as an Indian investment firm, offering an extensive range of financial services across the country. Its primary services encompass vehicle financing, home mortgages, loans against property, and credit facilities for small and medium-sized enterprises (SMEs). Additionally, the company provides investment advisory and stock brokerage. Expanding its portfolio, it delivers a broad spectrum of insurance products, including coverage for accidents, engineering projects, health, liability, marine risks, motor vehicles, property, rural needs, and travel, designed for both individual and corporate clientele. Founded in 1949, the entity was initially named TI Financial Holdings Limited, before officially adopting its current designation, Cholamandalam Financial Holdings Limited, in March 2019. The company's headquarters are situated in Chennai, India.
Technical Analysis
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