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Cholamandalam Financial Holdings Ltd (IN:CHOLAHLDNG)
:CHOLAHLDNG
India Market
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Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) Price & Analysis

2 Followers

CHOLAHLDNG Stock Chart & Stats

₹1821.40
₹37.75(2.45%)
At close: 4:00 PM EST
₹1821.40
₹37.75(2.45%)

Bulls Say, Bears Say

Bulls Say
Strong Revenue GrowthRevenue growth of this scale indicates expanding activity across the underlying financial-services businesses and provides a stronger base for future earnings. If growth remains supported by the lending operations, it can improve operating leverage and reinforce the group’s market position over the next several quarters.
Stable Profitability And ROEConsistent net margins and solid returns on equity show that the business has maintained earnings productivity despite substantial balance-sheet expansion. This stability supports internal capital formation and suggests the underlying investments can continue generating meaningful returns through changing financial conditions.
Latest-Year Cash Flow ReboundThe sharp improvement in 2026 operating and free cash flow is a meaningful strengthening in current cash generation. Although the history is uneven, sustained positive conversion would improve funding flexibility, support distributions, and reduce reliance on balance-sheet expansion to finance ongoing activity.
Bears Say
Very High LeverageVery high and rising leverage leaves less financial flexibility if credit quality or liquidity conditions tighten. It can also increase sensitivity to funding costs and refinancing needs, making returns and distributions more vulnerable even while equity and assets continue to expand.
Volatile Cash GenerationA multi-year pattern of negative operating and free cash flow reduces confidence that reported earnings consistently translate into usable cash. The large swing in 2026 also suggests cash generation is sensitive to working-capital or loan-book movements, complicating capital planning.
Operating Margin SensitivityOperating-margin weakness relative to earlier years indicates that profitability is more exposed to the financial cycle, credit costs, or funding conditions than the stable net margin alone suggests. Persistent pressure could limit earnings scalability and weaken returns on the expanding balance sheet.

Cholamandalam Financial Holdings Ltd News

CHOLAHLDNG FAQ

What was Cholamandalam Financial Holdings Ltd’s price range in the past 12 months?
Cholamandalam Financial Holdings Ltd lowest stock price was ₹1305.00 and its highest was ₹2061.45 in the past 12 months.
    What is Cholamandalam Financial Holdings Ltd’s market cap?
    Cholamandalam Financial Holdings Ltd’s market cap is ₹262.89B.
      When is Cholamandalam Financial Holdings Ltd’s upcoming earnings report date?
      Cholamandalam Financial Holdings Ltd’s upcoming earnings report date is Nov 06, 2026 which is in 24 days.
        How were Cholamandalam Financial Holdings Ltd’s earnings last quarter?
        Cholamandalam Financial Holdings Ltd released its earnings results on Aug 14, 2026. The company reported ₹42.921 earnings per share for the quarter.
          Is Cholamandalam Financial Holdings Ltd overvalued?
          According to Wall Street analysts Cholamandalam Financial Holdings Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Cholamandalam Financial Holdings Ltd pay dividends?
            Cholamandalam Financial Holdings Ltd pays a Annually dividend of ₹1.3 which represents an annual dividend yield of 0.09%. See more information on Cholamandalam Financial Holdings Ltd dividends here
              What is Cholamandalam Financial Holdings Ltd’s EPS estimate?
              Cholamandalam Financial Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Cholamandalam Financial Holdings Ltd have?
              Cholamandalam Financial Holdings Ltd has 187,777,470 shares outstanding.
                What happened to Cholamandalam Financial Holdings Ltd’s price movement after its last earnings report?
                Cholamandalam Financial Holdings Ltd reported an EPS of ₹42.921 in its last earnings report. Following the earnings report the stock price went up 0.948%.
                  Which hedge fund is a major shareholder of Cholamandalam Financial Holdings Ltd?
                  Currently, no hedge funds are holding shares in IN:CHOLAHLDNG
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Cholamandalam Financial Holdings Ltd

                    Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company offers vehicle finance, loans against property, home loans, secured business and personal loans, consumer and small enterprises loans, and small and medium enterprise loans, as well as various other financial services to customers; and general insurance services, including health, home, motor, and travel insurance. It serves first time borrowers, new to credit customers, and individuals, as well as corporates, small, micro, medium enterprises. The company was formerly known as TI Financial Holdings Limited and changed its name to Cholamandalam Financial Holdings Limited in March 2019. Cholamandalam Financial Holdings Limited was incorporated in 1949 and is based in Chennai, India.

                    Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) Earnings & Revenues

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