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CHOLAHLDNG Stock Chart & Stats
₹1821.40
₹37.75(2.45%)
At close: 4:00 PM EST
₹1821.40
₹37.75(2.45%)
Day’s Range― - ―
52-Week Range₹1,305.00 - ₹2,061.45
Previous CloseN/A
Volume278.19K
Average Volume (3M)6.67K
Market Cap
₹290.78B
Enterprise Value₹2.40M
Total Cash (Recent Filing)₹149.76B
Total Debt (Recent Filing)₹2.10T
Price to Earnings (P/E)11.0
Beta1.22
Next Earnings
Nov 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.08%
Share Statistics
EPS (TTM)130.00
Shares Outstanding187,777,470
10 Day Avg. Volume4,843
30 Day Avg. Volume6,675
Financial Highlights & Ratios
PEG Ratio0.85
Price to Book (P/B)1.66
Price to Sales (P/S)0.65
P/FCF Ratio1.65
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)156
Revenue Forecast (FY)₹15.25B
Bulls Say, Bears Say
Bulls Say
Strong Multi-year Revenue GrowthSustained revenue growth nearly tripling over five years indicates expanding core lending and insurance operations and stronger market penetration. This scale gain supports diversification of income, spreads fixed costs, and enhances capacity to invest in underwriting, distribution and technology over the medium term.
Consistent Returns On EquityHigh and steady ROE demonstrates effective capital allocation across subsidiaries and operating businesses. For a holding company model, consistent ROE implies subsidiaries generate attractive returns on capital, supporting dividend potential and reinvestment without immediate need for equity dilution over a multi-quarter horizon.
Holding-company Exposure To Diversified Financial BusinessesThe holding structure with material stakes in lending and insurance provides multiple, semi-independent cash engines and optionality: dividends, share-of-profits and investment income. This diversification reduces reliance on a single business cycle and supports resilient cash generation over time.
Bears Say
Very High LeverageA debt-to-equity ratio in the double digits exposes the group to refinancing and liquidity risk if credit conditions tighten. High leverage amplifies earnings volatility from credit costs and limits strategic flexibility to absorb shocks or fund growth without raising costly debt or equity over the medium term.
Volatile Operating And Free Cash FlowIrregular cash flow history—multi-year negative OCF followed by a sharp rebound—suggests earnings are linked to loan book and working-capital timing. That volatility weakens predictability of dividend distributions and constrains reinvestment or deleveraging plans unless positive cash trends prove persistent.
Margin Sensitivity To Cycle And FundingNotable operating margin variability indicates earnings depend heavily on credit-cost cycles and funding spreads. In a high-leverage structure, margin compression from rising credit costs or funding rates can materially reduce net income and impair the holding's ability to extract stable dividends from subsidiaries over the next several quarters.
Cholamandalam Financial Holdings Ltd News
CHOLAHLDNG FAQ
What was Cholamandalam Financial Holdings Ltd’s price range in the past 12 months?
Cholamandalam Financial Holdings Ltd lowest stock price was ₹1305.00 and its highest was ₹2061.45 in the past 12 months.
What is Cholamandalam Financial Holdings Ltd’s market cap?
Cholamandalam Financial Holdings Ltd’s market cap is ₹290.78B.
When is Cholamandalam Financial Holdings Ltd’s upcoming earnings report date?
Cholamandalam Financial Holdings Ltd’s upcoming earnings report date is Nov 06, 2026 which is in 70 days.
How were Cholamandalam Financial Holdings Ltd’s earnings last quarter?
Cholamandalam Financial Holdings Ltd released its earnings results on Aug 14, 2026. The company reported ₹42.921 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Cholamandalam Financial Holdings Ltd overvalued?
According to Wall Street analysts Cholamandalam Financial Holdings Ltd’s price is currently Overvalued.
Does Cholamandalam Financial Holdings Ltd pay dividends?
Cholamandalam Financial Holdings Ltd pays a Annually dividend of ₹1.3 which represents an annual dividend yield of 0.08%. See more information on Cholamandalam Financial Holdings Ltd dividends here
What is Cholamandalam Financial Holdings Ltd’s EPS estimate?
Cholamandalam Financial Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Cholamandalam Financial Holdings Ltd have?
Cholamandalam Financial Holdings Ltd has 187,777,470 shares outstanding.
What happened to Cholamandalam Financial Holdings Ltd’s price movement after its last earnings report?
Cholamandalam Financial Holdings Ltd reported an EPS of ₹42.921 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.948%.
Which hedge fund is a major shareholder of Cholamandalam Financial Holdings Ltd?
Currently, no hedge funds are holding shares in IN:CHOLAHLDNG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Cholamandalam Financial Holdings Ltd
Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company offers vehicle finance, loans against property, home loans, secured business and personal loans, consumer and small enterprises loans, and small and medium enterprise loans, as well as various other financial services to customers; and general insurance services, including health, home, motor, and travel insurance. It serves first time borrowers, new to credit customers, and individuals, as well as corporates, small, micro, medium enterprises. The company was formerly known as TI Financial Holdings Limited and changed its name to Cholamandalam Financial Holdings Limited in March 2019. Cholamandalam Financial Holdings Limited was incorporated in 1949 and is based in Chennai, India.
Technical Analysis
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