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Israel Discount Bank Limited Class A (IL:DSCT)
TASE:DSCT
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Discount (DSCT) Price & Analysis

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DSCT Stock Chart & Stats

3413.00
43.00(1.35%)
At close: 4:00 PM EDT
3413.00
43.00(1.35%)

Bulls Say, Bears Say

Bulls Say
Resilient ProfitabilitySustained net margins in the mid-to-high teens indicate resilient earnings power despite recent operating pressure. This profitability provides an internal cushion for investment and shareholder returns, while supporting the bank’s ability to absorb moderate changes in revenue or costs over the next several quarters.
Strong Recent Cash GenerationStrong recent operating and free cash flow supports the quality of reported earnings and gives the company greater flexibility to fund operations, maintain capital, and return money to shareholders. The sharp free-cash-flow improvement is a meaningful fundamental support over the medium term.
Efficient Capital UseA consistently positive return on equity in the low-to-mid teens indicates that management has generally converted shareholder capital into earnings effectively. This supports the bank’s fundamental franchise and suggests capital productivity remains a durable strength even as growth has softened.
Bears Say
Declining RevenueThe recent decline in revenue, including a double-digit TTM reduction, signals weakening top-line momentum and limits the company’s ability to expand earnings organically. If sustained, weaker revenue can pressure operating leverage, reduce reinvestment capacity, and constrain future profitability growth.
Leverage VolatilityThe sharp movement in debt relative to equity highlights balance-sheet volatility rather than a consistently conservative funding profile. Although leverage has improved in the latest period, the prior elevated debt load can increase financial sensitivity and restrict flexibility during weaker operating conditions.
Inconsistent Cash ConversionRecent cash generation is strong, but the historical record includes negative operating and free cash flow and weak conversion in earlier periods. That inconsistency suggests cash earnings can be cyclical, making internal funding less dependable and increasing sensitivity to changes in operating performance.

Discount News

DSCT FAQ

What was Israel Discount Bank Limited Class A’s price range in the past 12 months?
Israel Discount Bank Limited Class A lowest stock price was 2773.93 and its highest was 3995.78 in the past 12 months.
    What is Israel Discount Bank Limited Class A’s market cap?
    Israel Discount Bank Limited Class A’s market cap is ₪44.22B.
      When is Israel Discount Bank Limited Class A’s upcoming earnings report date?
      Israel Discount Bank Limited Class A’s upcoming earnings report date is Nov 23, 2026 which is in 62 days.
        How were Israel Discount Bank Limited Class A’s earnings last quarter?
        Israel Discount Bank Limited Class A released its earnings results on Aug 13, 2026. The company reported 89 earnings per share for the quarter, missing the consensus estimate of 118.7 by -29.7.
          Is Israel Discount Bank Limited Class A overvalued?
          According to Wall Street analysts Israel Discount Bank Limited Class A’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Israel Discount Bank Limited Class A pay dividends?
            Israel Discount Bank Limited Class A pays a Quarterly dividend of 39.328 which represents an annual dividend yield of 4.39%. See more information on Israel Discount Bank Limited Class A dividends here
              What is Israel Discount Bank Limited Class A’s EPS estimate?
              Israel Discount Bank Limited Class A’s EPS estimate is 107.7.
                How many shares outstanding does Israel Discount Bank Limited Class A have?
                Israel Discount Bank Limited Class A has 1,223,557,700 shares outstanding.
                  What happened to Israel Discount Bank Limited Class A’s price movement after its last earnings report?
                  Israel Discount Bank Limited Class A reported an EPS of 89 in its last earnings report, missing expectations of 118.7. Following the earnings report the stock price went up 0.953%.
                    Which hedge fund is a major shareholder of Israel Discount Bank Limited Class A?
                    Currently, no hedge funds are holding shares in IL:DSCT
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Israel Discount Bank Limited Class A

                      Israel Discount Bank Limited, operating alongside its various subsidiaries, delivers a broad spectrum of banking and financial services throughout Israel, Europe, and North America. The company structures its operations across distinct segments, including Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, and specialized units like Discount Capital, Discount Bancorp, and the Israel Credit Cards Company. For individual clients, the bank offers essential personal banking facilities such as checking and savings accounts, diverse lending and credit options (including mortgages), credit cards, and access to capital market investments. These are supplemented by financial advisory services, family banking programs, and tax exemption assistance. Small and medium-sized businesses benefit from tailored accounts, credit lines, funding solutions, and business-specific credit cards and loans. The bank also caters to a wide range of commercial entities, from factories and workshops to service providers and merchants, providing specialized business products. Its financing expertise extends to corporate ventures, residential and commercial construction, infrastructure development, and rental property investments. Furthermore, it delivers bespoke advisory services to corporations and executives concerning investment strategies, liquidity management, and asset optimization. In the realm of capital markets, the institution provides brokerage and trading services, along with customized solutions for diamond traders. Its comprehensive capital market consulting covers foreign trade, documentary collections and letters of credit, foreign guarantees, export financing, online international trade platforms, anti-money laundering compliance, and mutual fund offerings. Additional services encompass capital market transaction tools, exclusive Israeli private banking, foreign currency exchange, commercial payment processing, securities custody and execution, international banking, and robust online and digital banking platforms. The bank actively manages securities investment portfolios for a diverse clientele, including private individuals, corporate entities, non-profit organizations, and institutional bodies. It also plays a key role in initiating and facilitating both public offerings and private placements, supported by its underwriting and distribution capabilities. Established in Tel Aviv, Israel, in 1935, Israel Discount Bank Limited maintains an extensive domestic presence with 171 branches across the country.

                      Discount (DSCT) Earnings & Revenues

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