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Israel Discount Bank Limited Class A (IL:DSCT)
TASE:DSCT
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Discount (DSCT) Price & Analysis

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DSCT Stock Chart & Stats

3441.00
-0.38(-1.49%)
At close: 4:00 PM EST
3441.00
-0.38(-1.49%)

Bulls Say, Bears Say

Bulls Say
Profitability / MarginsSustained high TTM margins and mid-teens ROE indicate durable core profitability for a regional bank. Strong EBIT and net margins provide a buffer versus cyclical revenue swings, supporting internal reinvestment, dividend capacity and resilience through modest economic slowdowns.
Improving Free Cash FlowMaterial improvement in free cash flow and positive operating cash generation in the TTM signal increasing internal funding capacity. Even with moderate cash conversion, rising FCF supports durable capital allocation options—debt paydown, dividends, or targeted investments—over the next several quarters.
Equity Growth / Capital BaseAn expanding equity base alongside solid returns on capital strengthens loss-absorption capacity and regulatory resilience. Growing equity provides lasting flexibility for lending growth or provisioning, reducing dependency on short-term funding and supporting medium-term strategic initiatives.
Bears Say
Rising LeverageMaterial increase in leverage versus prior years meaningfully raises financial risk for a regional bank. Higher debt-to-equity increases sensitivity to funding cost shocks and limits flexibility for acquisitions or rapid balance-sheet adjustments, heightening vulnerability if credit conditions tighten.
Weakening Revenue TrendA multi-period turn to declining revenue undermines the sustainability of earnings expansion despite solid margins. Persistent top-line pressure can compress future investment capacity and force trade-offs between margin maintenance, credit growth and customer acquisition over the next several quarters.
Volatile Operating Cash FlowHigh variability in operating cash flow across years reduces predictability of internal funding and makes dividend and capital planning harder. Even with recent FCF improvement, inconsistent cash generation raises execution risk for strategic plans and elevates reliance on external funding when lows recur.

Discount News

DSCT FAQ

What was Israel Discount Bank Limited Class A’s price range in the past 12 months?
Israel Discount Bank Limited Class A lowest stock price was 2840.00 and its highest was 4041.98 in the past 12 months.
    What is Israel Discount Bank Limited Class A’s market cap?
    Israel Discount Bank Limited Class A’s market cap is ₪36.33B.
      When is Israel Discount Bank Limited Class A’s upcoming earnings report date?
      Israel Discount Bank Limited Class A’s upcoming earnings report date is Aug 17, 2026 which is in 57 days.
        How were Israel Discount Bank Limited Class A’s earnings last quarter?
        Israel Discount Bank Limited Class A released its earnings results on May 18, 2026. The company reported 70 earnings per share for the quarter, beating the consensus estimate of 65.3 by 4.7.
          Is Israel Discount Bank Limited Class A overvalued?
          According to Wall Street analysts Israel Discount Bank Limited Class A’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Israel Discount Bank Limited Class A pay dividends?
            Israel Discount Bank Limited Class A pays a Quarterly dividend of 38.006 which represents an annual dividend yield of 3.69%. See more information on Israel Discount Bank Limited Class A dividends here
              What is Israel Discount Bank Limited Class A’s EPS estimate?
              Israel Discount Bank Limited Class A’s EPS estimate is 118.7.
                How many shares outstanding does Israel Discount Bank Limited Class A have?
                Israel Discount Bank Limited Class A has 1,223,504,000 shares outstanding.
                  What happened to Israel Discount Bank Limited Class A’s price movement after its last earnings report?
                  Israel Discount Bank Limited Class A reported an EPS of 70 in its last earnings report, beating expectations of 65.3. Following the earnings report the stock price went up 1.953%.
                    Which hedge fund is a major shareholder of Israel Discount Bank Limited Class A?
                    Currently, no hedge funds are holding shares in IL:DSCT
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Israel Discount Bank Limited Class A

                      Israel Discount Bank Limited, operating alongside its various subsidiaries, delivers a broad spectrum of banking and financial services throughout Israel, Europe, and North America. The company structures its operations across distinct segments, including Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, and specialized units like Discount Capital, Discount Bancorp, and the Israel Credit Cards Company. For individual clients, the bank offers essential personal banking facilities such as checking and savings accounts, diverse lending and credit options (including mortgages), credit cards, and access to capital market investments. These are supplemented by financial advisory services, family banking programs, and tax exemption assistance. Small and medium-sized businesses benefit from tailored accounts, credit lines, funding solutions, and business-specific credit cards and loans. The bank also caters to a wide range of commercial entities, from factories and workshops to service providers and merchants, providing specialized business products. Its financing expertise extends to corporate ventures, residential and commercial construction, infrastructure development, and rental property investments. Furthermore, it delivers bespoke advisory services to corporations and executives concerning investment strategies, liquidity management, and asset optimization. In the realm of capital markets, the institution provides brokerage and trading services, along with customized solutions for diamond traders. Its comprehensive capital market consulting covers foreign trade, documentary collections and letters of credit, foreign guarantees, export financing, online international trade platforms, anti-money laundering compliance, and mutual fund offerings. Additional services encompass capital market transaction tools, exclusive Israeli private banking, foreign currency exchange, commercial payment processing, securities custody and execution, international banking, and robust online and digital banking platforms. The bank actively manages securities investment portfolios for a diverse clientele, including private individuals, corporate entities, non-profit organizations, and institutional bodies. It also plays a key role in initiating and facilitating both public offerings and private placements, supported by its underwriting and distribution capabilities. Established in Tel Aviv, Israel, in 1935, Israel Discount Bank Limited maintains an extensive domestic presence with 171 branches across the country.

                      Discount (DSCT) Earnings & Revenues

                      DSCT Company Deck

                      DSCT Earnings Call

                      Q4 2026
                      0:00 / 0:00
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