Ayalon Holdings Ltd. (IL:AYAL)
TASE:AYAL
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AYAL Stock Chart & Stats
8700.00
-1.34(-3.64%)
At close: 4:00 PM EST
8700.00
-1.34(-3.64%)
Day’s Range― - ―
52-Week Range5,066.98 - 19,029.90
Previous CloseN/A
Volume18.88K
Average Volume (3M)58.67K
Market Cap
₪3.89B
Enterprise Value3.71B
Total Cash (Recent Filing)₪812.48M
Total Debt (Recent Filing)₪688.64M
Price to Earnings (P/E)8.4
Beta1.42
Next Earnings
Aug 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.25%
Share Statistics
EPS (TTM)17.53
Shares Outstanding27,792,427
10 Day Avg. Volume56,507
30 Day Avg. Volume58,672
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.47
Price to Sales (P/S)0.40
P/FCF Ratio11.89
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved ProfitabilitySustained margin recovery and re-accelerating revenue (TTM +11%) indicate structural improvements in underwriting, pricing or product mix. Higher net margins increase recurring earnings power and cash available for reinvestment and dividends over the coming months.
Lower Leverage / Stronger Balance SheetMaterial reduction in debt-to-equity improves financial flexibility and resilience, reducing interest burden and increasing capacity to absorb shocks or fund opportunistic investments without compromising solvency or capital returns across a multi-quarter horizon.
High Returns On EquityElevated ROE shows efficient capital deployment and strong profit generation relative to equity. If sustainable, high ROE supports durable shareholder returns and the ability to finance growth internally, underpinning long-term competitive positioning.
Bears Say
Weak And Volatile Cash GenerationSharp TTM cash-flow deterioration and a near-100% drop in free cash flow versus 2025 signal unstable cash conversion. Persistent volatility constrains capex, dividends and reserve funding and raises refinancing and liquidity risk over the medium term.
Historical Earnings VolatilityA prior multi-year swing including a loss in 2021 demonstrates exposure to underwriting cycles, investment returns or reserve swings. Such volatility reduces predictability of earnings and complicates multiquarter planning and capital allocation decisions.
Large Asset Base Relative To EquityOperating with a large asset base versus equity creates structural leverage: small asset impairments or reserve changes can meaningfully swing ROE and solvency ratios. This amplifies downside risk in stressed periods despite lower financial debt levels.
Ayalon Hold. News
AYAL FAQ
What was Ayalon Holdings Ltd.’s price range in the past 12 months?
Ayalon Holdings Ltd. lowest stock price was 5066.98 and its highest was 19029.90 in the past 12 months.
What is Ayalon Holdings Ltd.’s market cap?
Ayalon Holdings Ltd.’s market cap is ₪3.89B.
When is Ayalon Holdings Ltd.’s upcoming earnings report date?
Ayalon Holdings Ltd.’s upcoming earnings report date is Aug 26, 2026 which is in 65 days.
How were Ayalon Holdings Ltd.’s earnings last quarter?
Ayalon Holdings Ltd. released its earnings results on May 21, 2026. The company reported 299.2 earnings per share for the quarter, beating the consensus estimate of N/A by 299.2.
Is Ayalon Holdings Ltd. overvalued?
According to Wall Street analysts Ayalon Holdings Ltd.’s price is currently Overvalued.
Does Ayalon Holdings Ltd. pay dividends?
Ayalon Holdings Ltd. pays a Quarterly dividend of 109.571 which represents an annual dividend yield of 6.25%. See more information on Ayalon Holdings Ltd. dividends here
What is Ayalon Holdings Ltd.’s EPS estimate?
Ayalon Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ayalon Holdings Ltd. have?
Ayalon Holdings Ltd. has 27,792,427 shares outstanding.
What happened to Ayalon Holdings Ltd.’s price movement after its last earnings report?
Ayalon Holdings Ltd. reported an EPS of 299.2 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.899%.
Which hedge fund is a major shareholder of Ayalon Holdings Ltd.?
Currently, no hedge funds are holding shares in IL:AYAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Ayalon Holdings Ltd.
Operating through its subsidiaries in Israel, Ayalon Insurance Company Ltd offers a comprehensive range of insurance products. Their health coverage extends to nursing care, medical expenses, surgical procedures and organ transplants, dental services, personal accident protection, travel insurance, and medical policies specifically for foreign workers. The company also provides property and liability insurance, including home documentation, third-party and employer liability, general property protection, vehicle coverage, and professional indemnity. Beyond traditional insurance, Ayalon also offers financial products such as savings plans, pension schemes, and provident funds. Additional specialized policies cover automobiles, residential properties, critical illnesses, life assurance, mortgages, businesses, directors and officers, engineering projects, and agriculture. They also provide reverse mortgage solutions and tailored insurance for collectives and organizations. Customers access these services via a broad network of agents and agencies. Founded in 1976 and based in Ramat Gan, Israel, the firm was formerly known as Ayalon Holdings Ltd, rebranding to its current name in July 2022. Ayalon Insurance Company Ltd is a subsidiary of Wesure Global Tech Ltd.