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Harel (HARL) Stock Price & Analysis

12 Followers

HARL Stock Chart & Stats

ILA 18,030.00-ILA 580.00(-3.12%)
At close:
ILA 17KILA 18KILA 19KILA 20KAug 17Aug 31Sep 14Sep 28Oct 12Oct 26Nov 9
Day’s Range
ILA 17,940.00 - ILA 18,660.00
52-Week Range
ILA 11,142.50 - ILA 20,510.00
Previous Close
ILA 18,610.00
Volume
N/A
Average Volume (3M)
375.87K
Market Cap
ILS 38.24B
Enterprise Value
ILS 57.99B
Total Cash (Recent Filing)
ILS 31.30B
Total Debt (Recent Filing)
ILS 26.39B
Price to Earnings (P/E)
11.7
Beta
1.46
Next Earnings
Nov 23, 2026 (Est.)
EPS Estimate
410
Last Dividend Ex-Date
Sep 03, 2026
Dividend Yield
3.86%

Bulls Say, Bears Say

Bulls Say

Diversified Financial-services Model

Harel’s presence across insurance, long-term savings and asset management creates multiple earnings streams and reduces reliance on a single product category. This breadth can support resilience through changing customer needs and market conditions over the next several quarters.

Strong Profitability And ROE

Profitability improved substantially into 2025 and TTM, with expanding net and operating margins and ROE near 26%. Strong returns on shareholder capital indicate effective earnings generation and provide internal capacity to support investment, capital needs and shareholder returns.

Positive Recent Cash Generation

The strong 2025 free-cash-flow result and close conversion to net income show that improved reported profitability was supported by substantial cash generation. That cash production can strengthen financial flexibility and help fund operations or capital allocation over the medium term.

Bears Say

Rising Leverage

Debt has increased materially faster than the earlier capital structure trend, lifting debt-to-equity to approximately 2.0x. Greater leverage makes results more sensitive to adverse underwriting or market outcomes and can reduce flexibility when funding conditions become less favorable.

Volatile Cash-flow Conversion

Cash generation has not been consistently aligned with accounting profits: TTM free cash flow weakened and historical 2024 figures were negative. This volatility can create periodic pressure on financial flexibility and make internally funded growth or distributions less predictable.

Uneven Revenue Trajectory

Although revenue remains positive on a TTM basis, the relatively flat 2025 performance and prior year-to-year volatility indicate an uneven top-line trajectory. Slower or inconsistent growth may limit operating leverage and make future margin expansion harder to sustain.

Harel News

HARL FAQ

What was Harel’s price range in the past 12 months?
Harel lowest stock price was ILA 11142.50 and its highest was ILA 20510.00 in the past 12 months.
What is Harel’s market cap?
Harel’s market cap is ₪38.24B.
When is Harel’s upcoming earnings report date?
Harel’s next earnings report is estimated for Nov 23, 2026 (not yet confirmed), which is in 10 days.
How were Harel’s earnings last quarter?
Harel released its earnings results on Aug 26, 2026. The company reported ILA 520 earnings per share for the quarter, beating the consensus estimate of ILA 358.9 by ILA 161.1.
Is Harel overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Harel pay dividends?
Harel pays a quarterly dividend of ILA 195 which represents an annual dividend yield of 3.86%. See more information on Harel dividends here
What is Harel’s EPS estimate?
Harel’s EPS estimate is 410.00.
How many shares outstanding does Harel have?
Harel has 205,460,980 shares outstanding.
What happened to Harel’s price movement after its last earnings report?
Harel reported an EPS of ILA 520 in its last earnings report, beating expectations of ILA 358.9. Following the earnings report the stock price went up 1.965%.
Which hedge fund is a major shareholder of Harel?
Currently, no hedge funds are holding shares in IL:HARL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology