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AYAL Stock Chart & Stats
13850.00
290.00(2.09%)
At close: 4:00 PM EDT
13850.00
290.00(2.09%)
Day’s Range― - ―
52-Week Range5,066.98 - 19,029.90
Previous CloseN/A
Volume87.36K
Average Volume (3M)58.67K
Market Cap
₪3.93B
Enterprise Value3.71B
Total Cash (Recent Filing)₪812.48M
Total Debt (Recent Filing)₪688.64M
Price to Earnings (P/E)8.1
Beta1.45
Next Earnings
Aug 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.2%
Share Statistics
EPS (TTM)17.53
Shares Outstanding28,372,177
10 Day Avg. Volume56,507
30 Day Avg. Volume58,672
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.47
Price to Sales (P/S)0.40
P/FCF Ratio11.89
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved Profitability & Revenue Re-accelerationRevenue re-acceleration and materially higher net margin indicate the business has regained pricing power or improved underwriting/results. That sustained margin expansion supports durable earnings, stronger internal capital generation, and makes future profit forecasts more credible over the next several quarters.
Meaningfully Reduced LeverageA substantially lower debt-to-equity ratio reduces financial risk and interest burden, improving resilience to shocks. The stronger equity base increases strategic flexibility for underwriting, capital allocation, and dividends, supporting durability of operations and lower refinancing risk.
High Returns On EquityConsistently high ROE reflects efficient capital use and strong profitability on shareholders' equity. Over the medium term this supports sustainable dividend capacity and reinvestment, assuming earnings quality holds, and enhances long-term shareholder value creation.
Bears Say
Weak And Volatile Cash GenerationSharp TTM declines in operating and free cash flow signal weak cash conversion despite reported earnings. Persistent cash volatility can constrain dividend funding, capital spending, and reserves, and forces reliance on financing or asset sales, weakening long-term financial stability.
Historical Earnings And Cash VolatilityPast swings to losses and negative FCF point to cyclicality or underwriting/investment sensitivity. Such volatility makes multi-period forecasting and capital planning harder, raising the risk that improved metrics may reverse under adverse market or claims conditions.
Large Asset Base Vs Equity Amplifies DownsideA large asset base relative to equity increases sensitivity to investment returns, reserve changes, or impairment. Even with lower leverage today, this asset intensity can magnify losses in stress periods, pressuring capital and requiring management action to shore up solvency.
Ayalon Hold. News
AYAL FAQ
What was Ayalon Holdings Ltd.’s price range in the past 12 months?
Ayalon Holdings Ltd. lowest stock price was 5066.98 and its highest was 19029.90 in the past 12 months.
What is Ayalon Holdings Ltd.’s market cap?
Ayalon Holdings Ltd.’s market cap is ₪3.93B.
When is Ayalon Holdings Ltd.’s upcoming earnings report date?
Ayalon Holdings Ltd.’s upcoming earnings report date is Aug 26, 2026 which is in 25 days.
How were Ayalon Holdings Ltd.’s earnings last quarter?
Ayalon Holdings Ltd. released its earnings results on May 21, 2026. The company reported 299.2 earnings per share for the quarter, beating the consensus estimate of N/A by 299.2.
Is Ayalon Holdings Ltd. overvalued?
According to Wall Street analysts Ayalon Holdings Ltd.’s price is currently Overvalued.
Does Ayalon Holdings Ltd. pay dividends?
Ayalon Holdings Ltd. pays a Semiannually dividend of 109.571 which represents an annual dividend yield of 4.2%. See more information on Ayalon Holdings Ltd. dividends here
What is Ayalon Holdings Ltd.’s EPS estimate?
Ayalon Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ayalon Holdings Ltd. have?
Ayalon Holdings Ltd. has 28,372,177 shares outstanding.
What happened to Ayalon Holdings Ltd.’s price movement after its last earnings report?
Ayalon Holdings Ltd. reported an EPS of 299.2 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.899%.
Which hedge fund is a major shareholder of Ayalon Holdings Ltd.?
Currently, no hedge funds are holding shares in IL:AYAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Ayalon Holdings Ltd.
Operating through its subsidiaries in Israel, Ayalon Insurance Company Ltd offers a comprehensive range of insurance products. Their health coverage extends to nursing care, medical expenses, surgical procedures and organ transplants, dental services, personal accident protection, travel insurance, and medical policies specifically for foreign workers. The company also provides property and liability insurance, including home documentation, third-party and employer liability, general property protection, vehicle coverage, and professional indemnity. Beyond traditional insurance, Ayalon also offers financial products such as savings plans, pension schemes, and provident funds. Additional specialized policies cover automobiles, residential properties, critical illnesses, life assurance, mortgages, businesses, directors and officers, engineering projects, and agriculture. They also provide reverse mortgage solutions and tailored insurance for collectives and organizations. Customers access these services via a broad network of agents and agencies. Founded in 1976 and based in Ramat Gan, Israel, the firm was formerly known as Ayalon Holdings Ltd, rebranding to its current name in July 2022. Ayalon Insurance Company Ltd is a subsidiary of Wesure Global Tech Ltd.