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AYAL Stock Chart & Stats
14710.00
660.00(4.52%)
At close: 4:00 PM EDT
14710.00
660.00(4.52%)
Day’s Range― - ―
52-Week Range5,564.68 - 19,390.00
Previous CloseN/A
Volume59.26K
Average Volume (3M)112.83K
Market Cap
₪5.31B
Enterprise Value4.45K
Total Cash (Recent Filing)₪1.03B
Total Debt (Recent Filing)₪1.03B
Price to Earnings (P/E)11.2
Beta1.51
Next Earnings
Dec 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.57%
Share Statistics
EPS (TTM)16.70
Shares Outstanding28,372,177
10 Day Avg. Volume104,047
30 Day Avg. Volume112,825
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.47
Price to Sales (P/S)0.40
P/FCF Ratio11.89
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved Profitability And ScaleRevenue and net income have improved meaningfully since 2023, showing a stronger earnings base and greater operating scale. This rebound supports the company’s ability to sustain its insurance platform and generate more profit over the next several quarters.
Healthy MarginsHealthy gross and net margins indicate that the business retains substantial profitability after claims and operating costs. This provides a durable buffer for investment and capital allocation, even though margins have moderated from the stronger 2025 level.
Strong Returns And Improved LeverageStrong return on equity demonstrates effective use of the company’s capital, while lower debt-to-equity improves balance-sheet resilience compared with earlier years. Together, these trends strengthen financial flexibility and support more sustainable earnings capacity.
Bears Say
Negative Operating Cash FlowNegative operating cash flow means recent reported earnings are not converting into cash, weakening earnings quality and internal funding capacity. If this persists, the company may have less flexibility to support operations, investment, or shareholder distributions without outside resources.
Negative Free Cash FlowA return to negative free cash flow after positive results in 2024–2025 signals a meaningful deterioration in cash generation. Persistent cash deficits could constrain capital allocation and increase reliance on liquidity or financing to fund the business.
Earnings Volatility And Margin PressureProfitability has not expanded consistently: margins declined from 2025 and earnings have varied sharply across the cycle, including a weak 2023 after stronger 2022 results. This volatility makes future earnings power less predictable and complicates planning.
Ayalon Hold. News
AYAL FAQ
What was Ayalon Holdings Ltd.’s price range in the past 12 months?
Ayalon Holdings Ltd. lowest stock price was 5564.68 and its highest was 19390.00 in the past 12 months.
What is Ayalon Holdings Ltd.’s market cap?
Ayalon Holdings Ltd.’s market cap is ₪5.31B.
When is Ayalon Holdings Ltd.’s upcoming earnings report date?
Ayalon Holdings Ltd.’s upcoming earnings report date is Dec 02, 2026 which is in 76 days.
How were Ayalon Holdings Ltd.’s earnings last quarter?
Ayalon Holdings Ltd. released its earnings results on Aug 20, 2026. The company reported 495 earnings per share for the quarter.
Is Ayalon Holdings Ltd. overvalued?
According to Wall Street analysts Ayalon Holdings Ltd.’s price is currently Overvalued.
Does Ayalon Holdings Ltd. pay dividends?
Ayalon Holdings Ltd. pays a Quarterly dividend of 176.229 which represents an annual dividend yield of 2.57%. See more information on Ayalon Holdings Ltd. dividends here
What is Ayalon Holdings Ltd.’s EPS estimate?
Ayalon Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ayalon Holdings Ltd. have?
Ayalon Holdings Ltd. has 28,372,177 shares outstanding.
What happened to Ayalon Holdings Ltd.’s price movement after its last earnings report?
Ayalon Holdings Ltd. reported an EPS of 495 in its last earnings report. Following the earnings report the stock price went up 2.581%.
Which hedge fund is a major shareholder of Ayalon Holdings Ltd.?
Currently, no hedge funds are holding shares in IL:AYAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Ayalon Holdings Ltd.
Operating through its subsidiaries in Israel, Ayalon Insurance Company Ltd offers a comprehensive range of insurance products. Their health coverage extends to nursing care, medical expenses, surgical procedures and organ transplants, dental services, personal accident protection, travel insurance, and medical policies specifically for foreign workers. The company also provides property and liability insurance, including home documentation, third-party and employer liability, general property protection, vehicle coverage, and professional indemnity. Beyond traditional insurance, Ayalon also offers financial products such as savings plans, pension schemes, and provident funds. Additional specialized policies cover automobiles, residential properties, critical illnesses, life assurance, mortgages, businesses, directors and officers, engineering projects, and agriculture. They also provide reverse mortgage solutions and tailored insurance for collectives and organizations. Customers access these services via a broad network of agents and agencies. Founded in 1976 and based in Ramat Gan, Israel, the firm was formerly known as Ayalon Holdings Ltd, rebranding to its current name in July 2022. Ayalon Insurance Company Ltd is a subsidiary of Wesure Global Tech Ltd.