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Ayalon Hold. (AYAL) Stock Price & Analysis

AYAL Stock Chart & Stats

ILA 16,580.00-ILA 610.00(-3.55%)
At close:
ILA 15KILA 17.5KILA 20K3 Aug17 Aug31 Aug14 Sep28 Sep12 Oct26 Oct
Day’s Range
ILA 16,390.00 - ILA 17,090.00
52-Week Range
ILA 6,374.79 - ILA 20,100.00
Previous Close
ILA 17,190.00
Volume
59.26K
Average Volume (3M)
73.35K
Market Cap
ILS 4.70B
Enterprise Value
ILS 4.45B
Total Cash (Recent Filing)
ILS 1.03B
Total Debt (Recent Filing)
ILS 1.03B
Price to Earnings (P/E)
9.9
Beta
1.61
Next Earnings
Dec 02, 2026 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Aug 28, 2026
Dividend Yield
2.83%

Bulls Say, Bears Say

Bulls Say

Improved Profitability And Scale

Revenue and net income have improved meaningfully since 2023, showing recovery in the operating business and greater earnings scale. This stronger base can support continued investment and resilience, although the earnings trajectory remains cyclical rather than uniformly upward.

Healthy Operating Margins

A high gross margin and positive TTM net margin indicate that the company retains meaningful economics after delivering its insurance services. These margins provide a foundation for absorbing cost pressure and converting business scale into sustainable profitability over the coming quarters.

Strong Returns And Improved Leverage

Strong return on equity shows that Ayalon is generating substantial earnings relative to its capital base, while the lower debt-to-equity ratio indicates improved balance-sheet structure. Together, these trends strengthen financial capacity and provide more flexibility than earlier leverage levels.

Bears Say

Negative Operating And Free Cash Flow

Recent earnings are not translating into cash, with both operating and free cash flow negative after positive results in 2024–2025. Persistent cash conversion weakness could increase reliance on liquidity or financing and constrain the company’s ability to fund growth internally.

Higher Absolute Debt

Although debt-to-equity has improved, the increase in absolute debt raises the amount of financial obligations that must be supported by future earnings and cash generation. If cash conversion remains weak, this larger debt base could reduce flexibility and increase balance-sheet pressure.

Volatile Profitability

Profitability has recovered from the 2021 loss period but has not expanded consistently, as the TTM margin trails 2025 and earnings have fluctuated across the cycle. This volatility makes future earnings power less predictable and complicates durable capital planning.

Ayalon Hold. News

AYAL FAQ

What was Ayalon Hold.’s price range in the past 12 months?
Ayalon Hold. lowest stock price was ILA 6374.79 and its highest was ILA 20100.00 in the past 12 months.
What is Ayalon Hold.’s market cap?
Ayalon Hold.’s market cap is ₪4.70B.
When is Ayalon Hold.’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Ayalon Hold.’s earnings last quarter?
Ayalon Hold. released its earnings results on Aug 20, 2026. The company reported ILA 495 earnings per share for the quarter.
Is Ayalon Hold. overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Ayalon Hold. pay dividends?
Ayalon Hold. pays a Semiannually dividend of ILA 176.229 which represents an annual dividend yield of 2.83%. See more information on Ayalon Hold. dividends here
What is Ayalon Hold.’s EPS estimate?
Ayalon Hold.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ayalon Hold. have?
Ayalon Hold. has 28,372,177 shares outstanding.
What happened to Ayalon Hold.’s price movement after its last earnings report?
Ayalon Hold. reported an EPS of ILA 495 in its last earnings report. Following the earnings report the stock price went up 2.581%.
Which hedge fund is a major shareholder of Ayalon Hold.?
Currently, no hedge funds are holding shares in IL:AYAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology