Ayalon Holdings Ltd. (IL:AYAL)
TASE:AYAL
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AYAL Stock Chart & Stats
8700.00
-1.34(-3.64%)
At close: 4:00 PM EST
8700.00
-1.34(-3.64%)
Day’s Range― - ―
52-Week Range4,766.06 - 19,029.90
Previous CloseN/A
Volume18.88K
Average Volume (3M)58.67K
Market Cap
₪4.44B
Enterprise Value4.62B
Total Cash (Recent Filing)₪812.48M
Total Debt (Recent Filing)₪688.64M
Price to Earnings (P/E)9.8
Beta1.29
Next Earnings
Aug 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.25%
Share Statistics
EPS (TTM)17.53
Shares Outstanding27,379,427
10 Day Avg. Volume56,507
30 Day Avg. Volume58,672
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.47
Price to Sales (P/S)0.40
P/FCF Ratio11.89
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability RecoveryRe-accelerating top-line and materially higher net margins indicate the business is recovering underwriting or commercial strength. That sustained margin expansion and revenue growth improve long-term earnings power and reduce the chance of persistent losses, supporting durable profitability.
Lower Leverage / Stronger Solvency BufferMeaningful deleveraging improves financial flexibility and reduces interest burden. A lower debt-to-equity ratio enhances regulatory and capital buffers, allowing the insurer to underwrite through cycles and invest in growth without immediate reliance on external capital markets.
High Return On EquitySustained high ROE signals efficient capital deployment in underwriting and investments. Over the medium term this supports dividend capacity and reinvestment, and suggests the company can generate attractive returns versus peers if underwriting discipline and investment returns persist.
Bears Say
Volatile And Weak Cash GenerationSharp decline and variability in operating and free cash flow impair the company's ability to fund claims, capex, dividends and growth from internal sources. Persistent cash volatility forces greater reliance on capital markets and complicates multi-quarter planning.
Historical Earnings VolatilityPast loss years and swings in profitability indicate exposure to underwriting cycles or investment mark-to-market swings. Earnings volatility can pressure capital ratios in downturns and requires conservative reserving and capital management to avoid recapitalization risk.
Large Asset Base Relative To EquityA sizable asset base versus equity increases sensitivity to investment losses and reserve changes. In adverse markets this leverage of assets over equity can quickly erode solvency metrics and magnify earnings swings, reducing the margin of safety for stakeholders.
Ayalon Hold. News
AYAL FAQ
What was Ayalon Holdings Ltd.’s price range in the past 12 months?
Ayalon Holdings Ltd. lowest stock price was 4766.06 and its highest was 19029.90 in the past 12 months.
What is Ayalon Holdings Ltd.’s market cap?
Ayalon Holdings Ltd.’s market cap is ₪4.44B.
When is Ayalon Holdings Ltd.’s upcoming earnings report date?
Ayalon Holdings Ltd.’s upcoming earnings report date is Aug 26, 2026 which is in 78 days.
How were Ayalon Holdings Ltd.’s earnings last quarter?
Ayalon Holdings Ltd. released its earnings results on May 21, 2026. The company reported 299.2 earnings per share for the quarter, beating the consensus estimate of N/A by 299.2.
Is Ayalon Holdings Ltd. overvalued?
According to Wall Street analysts Ayalon Holdings Ltd.’s price is currently Overvalued.
Does Ayalon Holdings Ltd. pay dividends?
Ayalon Holdings Ltd. pays a Quarterly dividend of 82.178 which represents an annual dividend yield of 6.25%. See more information on Ayalon Holdings Ltd. dividends here
What is Ayalon Holdings Ltd.’s EPS estimate?
Ayalon Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ayalon Holdings Ltd. have?
Ayalon Holdings Ltd. has 27,379,427 shares outstanding.
What happened to Ayalon Holdings Ltd.’s price movement after its last earnings report?
Ayalon Holdings Ltd. reported an EPS of 299.2 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.899%.
Which hedge fund is a major shareholder of Ayalon Holdings Ltd.?
Currently, no hedge funds are holding shares in IL:AYAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Ayalon Holdings Ltd.
Operating through its subsidiaries in Israel, Ayalon Insurance Company Ltd offers a comprehensive range of insurance products. Their health coverage extends to nursing care, medical expenses, surgical procedures and organ transplants, dental services, personal accident protection, travel insurance, and medical policies specifically for foreign workers. The company also provides property and liability insurance, including home documentation, third-party and employer liability, general property protection, vehicle coverage, and professional indemnity. Beyond traditional insurance, Ayalon also offers financial products such as savings plans, pension schemes, and provident funds. Additional specialized policies cover automobiles, residential properties, critical illnesses, life assurance, mortgages, businesses, directors and officers, engineering projects, and agriculture. They also provide reverse mortgage solutions and tailored insurance for collectives and organizations. Customers access these services via a broad network of agents and agencies. Founded in 1976 and based in Ramat Gan, Israel, the firm was formerly known as Ayalon Holdings Ltd, rebranding to its current name in July 2022. Ayalon Insurance Company Ltd is a subsidiary of Wesure Global Tech Ltd.