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Clal Insurance (CLIS) Stock Price & Analysis
CLIS Stock Chart & Stats
- Day’s Range
- ILA 26,720.00 - ILA 27,780.00
- 52-Week Range
- ILA 17,579.76 - ILA 30,950.00
- Previous Close
- ILA 28,130.00
- Volume
- 107.43K
- Average Volume (3M)
- 284.69K
- Market Cap
- ILS 21.75B
- Enterprise Value
- ILS 38.67B
- Total Cash (Recent Filing)
- ILS 4.27B
- Total Debt (Recent Filing)
- ILS 19.58B
- Price to Earnings (P/E)
- 9.1
- Beta
- 1.75
- Next Earnings
- Dec 02, 2026 (Est.)
- EPS Estimate
- 689
- Last Dividend Ex-Date
- Apr 14, 2026
- Dividend Yield
- 1.84%
Bulls Say, Bears Say
Bulls Say
Improved Profitability And Returns
The rebound in net and operating profitability, alongside ROE above 20%, indicates stronger earnings power on the existing shareholder capital base. If maintained, this improves internal capital generation and supports the company’s ability to fund operations and growth.
Currently Strong Cash Generation
Positive operating and free cash flow provide tangible funding for claims, investment, dividends, and other corporate needs. Current cash conversion gives Clal greater financial flexibility over the next several quarters, despite the historical variability noted elsewhere.
Diversified Insurance And Savings Platform
Exposure across insurance and long-term savings products gives Clal multiple revenue and earnings channels rather than dependence on one line of business. Its retail and institutional customer reach, supported by agents and employers, broadens distribution and supports scale.
Bears Say
Revenue Contraction And Volatility
The sharp TTM revenue decline and history of wide fluctuations make it harder to assess the durability of current earnings. Continued volatility could weaken operating leverage, complicate planning, and reduce confidence that recent profitability improvements will persist.
Sharp Increase In Leverage
The substantial increase in debt relative to equity raises sensitivity to adverse investment or underwriting outcomes. Higher leverage can constrain capital allocation, increase financing pressure, and leave less balance-sheet flexibility during periods of weaker earnings.
Inconsistent Cash Conversion
Although cash flow is currently positive, the prior negative periods show that reported earnings have not translated consistently into cash. TTM free cash flow below net income also suggests that earnings quality and funding capacity may remain uneven.
Clal Insurance News
CLIS FAQ
What was Clal Insurance’s price range in the past 12 months?
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What is Clal Insurance’s EPS estimate?
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What is the TipRanks Smart Score and how is it calculated?
Company Description
Clal Insurance
Clal Insurance Enterprises Holdings Ltd., an Israeli firm, delivers a comprehensive array of insurance solutions. Its business operations are structured into three main divisions: Long-Term Savings, Non-Life Insurance, and Health Insurance. The Long-Term Savings division provides life insurance products with associated coverages, various long-term savings programs, and manages pension and provident funds, including those designated for educational purposes. This segment also offers protection against risks such as mortality, impairment, loss of earning capacity, and diverse health-related circumstances. The Non-Life Insurance division encompasses policies for third-party, employer, professional, and product liabilities. It further covers credit and international trade exposures, property damage, vehicle protection, personal injury coverage, and other general insurance lines, alongside issuing guarantees. The Health Insurance division supplies policies for extended care, medical costs, surgical procedures, organ transplants, accidental injuries, international travel, dental services, coverage for foreign laborers, and other specific health protections. Clal Insurance Enterprises Holdings Ltd. was established in 1987 and maintains its headquarters in Tel Aviv-Yafo, Israel.
- Sector
- General
- Industry
- Insurance - Diversified
- CEO
- Yoram Naveh
- Employees
- 3,610
- Website
- www.clalbit.co.il
- Address
- Tower 8, Tel Aviv, TA, 6136902, IL
Clal Insurance (CLIS) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 8 | 4 | 10 |
| Technical Analysis | 4 | 4 | 2 |
| Moving Averages | 4 | 0 | 8 |


