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PAG Stock Chart & Stats
797.00 p
4.00 p(0.49%)
At close: 4:00 PM EDT
797.00 p
4.00 p(0.49%)
Day’s Range― - ―
52-Week Range681.50 p - 926.00 p
Previous CloseN/A
Volume166.54K
Average Volume (3M)289.94K
Market Cap
£1.26B
Enterprise Value10.00T>
Total Cash (Recent Filing)£1.64B
Total Debt (Recent Filing)£2.54B
Price to Earnings (P/E)7.6
Beta1.42
Next Earnings
Dec 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.47%
Share Statistics
EPS (TTM)0.92
Shares Outstanding182,159,970
10 Day Avg. Volume262,541
30 Day Avg. Volume289,944
Financial Highlights & Ratios
PEG Ratio4.24
Price to Book (P/B)1.21
Price to Sales (P/S)1.38
P/FCF Ratio5.23
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£1,073.33Price Target Upside34.67% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)1.18
Revenue Forecast (FY)£517.63M
Bulls Say, Bears Say
Bulls Say
Solid ProfitabilityParagon remains profitable at both the operating and net-income levels, providing an earnings base for continued lending activity. Although margins have moderated from prior years, the latest results still indicate meaningful profitability that can support capital generation and ongoing investment.
Strong Earnings-to-cash ConversionFree cash flow broadly tracking net income supports the quality of reported earnings and indicates that profits are converting into cash. This strengthens the company’s ability to fund operations, support lending capacity, and retain flexibility despite volatility in annual cash-flow growth.
Established Specialist Banking ModelParagon’s specialist focus across buy-to-let mortgages, SME lending and deposit-taking gives it multiple established banking activities rather than reliance on a single product. The combination of loan origination, servicing and customer funding supports recurring net interest income over time.
Bears Say
Rising LeverageThe sharp increase in debt-to-equity signals greater reliance on debt funding and reduces balance-sheet flexibility compared with the prior year. Higher leverage can constrain future capital allocation and leave the lender less resilient if credit conditions or funding economics deteriorate.
Volatile Cash GenerationThe steep year-on-year decline in operating and free cash flow makes the company’s cash generation less predictable, even though it remains positive. Greater volatility can limit internally funded growth and complicate capital planning across the next several reporting periods.
Uneven Revenue PerformanceHighly uneven revenue performance makes it harder to establish a dependable trajectory for earnings power and loan-related income. This uncertainty is compounded by the latest margin profile being below 2023–2024 levels, raising questions about the sustainability of recent profitability.
Paragon Banking Group PLC News
PAG FAQ
What was Paragon Banking Group PLC’s price range in the past 12 months?
Paragon Banking Group PLC lowest share price was 681.50 p and its highest was 926.00 p in the past 12 months.
What is Paragon Banking Group PLC’s market cap?
Paragon Banking Group PLC’s market cap is £1.26B.
When is Paragon Banking Group PLC’s upcoming earnings report date?
Paragon Banking Group PLC’s upcoming earnings report date is Dec 01, 2026 which is in 53 days.
How were Paragon Banking Group PLC’s earnings last quarter?
Paragon Banking Group PLC released its earnings results on Jun 02, 2026. The company reported 0.563 p earnings per share for the quarter.
Is Paragon Banking Group PLC overvalued?
According to Wall Street analysts Paragon Banking Group PLC’s price is currently Undervalued.
Does Paragon Banking Group PLC pay dividends?
Paragon Banking Group PLC pays a Semiannually dividend of 15.1 p which represents an annual dividend yield of 6.47%. See more information on Paragon Banking Group PLC dividends here
What is Paragon Banking Group PLC’s EPS estimate?
Paragon Banking Group PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paragon Banking Group PLC have?
Paragon Banking Group PLC has 182,159,970 shares outstanding.
What happened to Paragon Banking Group PLC’s price movement after its last earnings report?
Paragon Banking Group PLC reported an EPS of 0.563 p in its last earnings report. Following the earnings report the stock price went down -0.407%.
Which hedge fund is a major shareholder of Paragon Banking Group PLC?
Currently, no hedge funds are holding shares in GB:PAG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Paragon Banking Group PLC Stock Smart Score
Neutral
1
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9
10
Analyst Consensus
Strong Buy
Average Price Target:
£1,073.33 (34.67% Upside)
£1,073.33 (34.67% Upside)
Blogger Sentiment
Bullish
GB:PAG Sentiment 100%
Sector Average 62%
Sector Average 62%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-13.58%
12-Months-Change
Fundamentals
Return on Equity
11.98%
Trailing 12-Months
Asset Growth
4.02%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Paragon Banking Group PLC
Paragon Banking Group PLC is a leading provider of diverse financial solutions across the United Kingdom. The company's operations are structured into three distinct divisions: Mortgage Lending, Commercial Lending, and Idem Capital. The Mortgage Lending division specializes in property-backed finance, encompassing both buy-to-let mortgages for investors and owner-occupied residential loans, including first and second charges, along with related services. Meanwhile, Commercial Lending caters to businesses with a diverse suite of financial products, such as funding for small and medium-sized enterprises (SMEs), development finance for property projects, structured lending solutions, and vehicle financing. The Idem Capital segment's activities involve the acquisition and management of various credit assets, including equipment leases, motor finance agreements, residential mortgages, and unsecured personal loans. Furthermore, Idem Capital extends its expertise to managing loan portfolios on behalf of institutional clients like banks, private equity firms, and specialist lenders. Beyond its lending operations, Paragon Banking Group also offers a comprehensive range of savings accounts to household customers. Established in 1985, the company is headquartered in Solihull, United Kingdom. It adopted its current name, Paragon Banking Group PLC, in September 2017, having previously been known as The Paragon Group of Companies PLC.
PAG Stock 12 Month Forecast
Average Price Target
1,073.33 p
▲(34.67% Upside)
Technical Analysis
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