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STB Stock Chart & Stats
1604.00 p
-26.00 p(-1.63%)
At close: 4:00 PM EDT
1604.00 p
-26.00 p(-1.63%)
Day’s Range― - ―
52-Week Range832.00 p - 1,660.00 p
Previous CloseN/A
Volume39.45K
Average Volume (3M)46.77K
Market Cap
£274.37M
Enterprise Value244.03 p
Total Cash (Recent Filing)£317.50M
Total Debt (Recent Filing)£280.90M
Price to Earnings (P/E)11.2
Beta1.55
Next Earnings
Mar 25, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.65%
Share Statistics
EPS (TTM)1.31
Shares Outstanding18,795,424
10 Day Avg. Volume25,812
30 Day Avg. Volume46,773
Financial Highlights & Ratios
PEG Ratio-1.91
Price to Book (P/B)0.62
Price to Sales (P/S)0.69
P/FCF Ratio1.50
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.53
Revenue Forecast (FY)£180.93M
Bulls Say, Bears Say
Bulls Say
Improved Capital PositionDebt reduction alongside higher equity strengthens the capital base and improves resilience versus earlier periods when debt exceeded equity. This gives the bank greater capacity to absorb credit losses and manage earnings volatility.
Strong 2025 Cash GenerationThe substantial 2025 operating and free cash flow rebound demonstrates that the lending business can generate liquidity when conditions are favorable. Sustained cash conversion would support funding flexibility, capital strength, and future lending capacity.
Growing Asset BaseSteady asset growth indicates an expanding lending and savings platform, potentially increasing recurring net interest income and customer reach. Greater scale can also support operating leverage if underwriting quality and funding economics remain disciplined.
Bears Say
Profitability DeteriorationThe shift from profit to loss despite stronger reported revenue signals material pressure from costs, credit losses, or other profitability headwinds. Persistent earnings weakness could constrain capital generation and reduce the value of balance-sheet growth.
Unpredictable Cash FlowAlthough 2025 cash generation was strong, prior negative cash flows despite reported profits show that earnings may not consistently convert into liquidity. This unpredictability can complicate funding, capital planning, and the pace of loan-book expansion.
Leverage And Credit SensitivityThe bank’s history of debt exceeding equity leaves results sensitive to asset-quality deterioration, funding costs, and earnings swings. Even after recent deleveraging, leverage can amplify stress and limit flexibility during a credit downturn.
Secure Trust Bank News
STB FAQ
What was Secure Trust Bank PLC’s price range in the past 12 months?
Secure Trust Bank PLC lowest share price was 832.00 p and its highest was 1660.00 p in the past 12 months.
What is Secure Trust Bank PLC’s market cap?
Secure Trust Bank PLC’s market cap is £274.37M.
When is Secure Trust Bank PLC’s upcoming earnings report date?
Secure Trust Bank PLC’s upcoming earnings report date is Mar 25, 2027 which is in 203 days.
How were Secure Trust Bank PLC’s earnings last quarter?
Secure Trust Bank PLC released its earnings results on Aug 13, 2026. The company reported 1.199 p earnings per share for the quarter, beating the consensus estimate of 0.936 p by 0.263 p.
Is Secure Trust Bank PLC overvalued?
According to Wall Street analysts Secure Trust Bank PLC’s price is currently Overvalued.
Does Secure Trust Bank PLC pay dividends?
Secure Trust Bank PLC pays a Semiannually dividend of 12.4 p which represents an annual dividend yield of 1.65%. See more information on Secure Trust Bank PLC dividends here
What is Secure Trust Bank PLC’s EPS estimate?
Secure Trust Bank PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Secure Trust Bank PLC have?
Secure Trust Bank PLC has 18,795,424 shares outstanding.
What happened to Secure Trust Bank PLC’s price movement after its last earnings report?
Secure Trust Bank PLC reported an EPS of 1.199 p in its last earnings report, beating expectations of 0.936 p. Following the earnings report the stock price went up 2.296%.
Which hedge fund is a major shareholder of Secure Trust Bank PLC?
Currently, no hedge funds are holding shares in GB:STB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Secure Trust Bank Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bearish
GB:STB Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
37.82%
12-Months-Change
Fundamentals
Return on Equity
1.65%
Trailing 12-Months
Asset Growth
-7.79%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Secure Trust Bank PLC
Secure Trust Bank PLC is a UK-based financial institution offering a diverse array of banking and financial solutions. Its operations are structured across five key divisions: Real Estate Finance, Commercial Finance, Vehicle Finance, Retail Finance, and Debt Management. The Real Estate Finance division specializes in providing capital for property ventures, including residential and commercial investments, new developments, and mixed-use projects. Within Commercial Finance, the bank offers businesses flexible working capital through invoice discounting and factoring, alongside participation in the Coronavirus Business Interruption Loan Scheme. Vehicle Finance facilitates vehicle acquisitions through hire purchase agreements, which are secured by the asset itself; these motor finance products reach customers via a network of dealerships, brokers, and online platforms. The Retail Finance arm, operating under the V12 brand, supplies unsecured point-of-sale credit solutions for both brick-and-mortar and e-commerce retailers, supporting a broad spectrum of retail sectors from cycling, music, and furniture to outdoor goods, electronics, dental services, jewelry, home improvement, and even football season ticket purchases. Debt Management offers specialized services in the area of debt recovery. Additionally, the company is involved in property leasing and rental activities. Established in 1952, Secure Trust Bank PLC maintains its corporate headquarters in Solihull, United Kingdom.
Technical Analysis
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