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SAGA Stock Chart & Stats
383.50 p
1.36 p(1.17%)
At close: 4:00 PM EST
383.50 p
1.36 p(1.17%)
Day’s Range― - ―
52-Week Range162.96 p - 680.00 p
Previous CloseN/A
Volume12.90K
Average Volume (3M)379.69K
Market Cap
£940.25M
Enterprise Value1.24B
Total Cash (Recent Filing)£258.00M
Total Debt (Recent Filing)£651.40M
Price to Earnings (P/E)63.6
Beta1.21
Next Earnings
Sep 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.10
Shares Outstanding146,290,480
10 Day Avg. Volume237,304
30 Day Avg. Volume379,687
Financial Highlights & Ratios
PEG Ratio-0.50
Price to Book (P/B)10.62
Price to Sales (P/S)1.12
P/FCF Ratio7.34
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£910.00Price Target Upside137.29% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.42
Revenue Forecast (FY)£698.81M
Bulls Say, Bears Say
Bulls Say
Improved Cash GenerationOperating and free cash flow strengthened materially to £117.0m and £100.9m in 2026 after prior volatility. Sustained FCF improves debt servicing capacity, funds necessary capex for cruise operations, and allows reinvestment or deleveraging without relying on dilutive equity issuance.
Revenue Growth & Return To ProfitTop-line recovery to ~£660m and a 29% annual rise in 2026, combined with positive EBIT and modest net income, signal durable demand restoration across travel and insurance. This creates scope to stabilize margins, rebuild operating leverage and convert revenue gains into repeatable profits over time.
Niche Over-50 Franchise And Cross-sellSaga’s focused over‑50 customer franchise and brand-led distribution provide high cross-sell potential between travel and insurance. Demographic tailwinds and customer lifetime value lower acquisition costs, support higher retention, and create a durable, diversified revenue mix less reliant on single-product cycles.
Bears Say
High LeverageDebt of ~£651.4m against limited equity makes the capital structure highly leveraged, increasing sensitivity to interest rates and cyclical travel shocks. Elevated finance costs and covenant constraints can divert cash from reinvestment and raise refinancing risk over the medium term.
Eroded Equity BaseShareholders' equity collapsing from ~£680.7m in 2021 to £69.7m in 2026 erodes the loss-absorption buffer. A thin equity base amplifies insolvency risk in downturns, tightens lender covenants, and limits the company’s ability to raise non-dilutive capital or withstand future underwriting or operational shocks.
Volatile Profitability HistoryThe pattern of substantial losses across 2023–2025 before a modest 2026 profit indicates earnings are cyclical and not yet predictable. This volatility undermines the reliability of cash flows used for debt service and capital allocation, increasing the chance that margins may deteriorate under adverse conditions.
Saga plc News
SAGA FAQ
What was Saga plc’s price range in the past 12 months?
Saga plc lowest share price was 162.96 p and its highest was 680.00 p in the past 12 months.
What is Saga plc’s market cap?
Saga plc’s market cap is £940.25M.
When is Saga plc’s upcoming earnings report date?
Saga plc’s upcoming earnings report date is Sep 30, 2026 which is in 72 days.
How were Saga plc’s earnings last quarter?
Saga plc released its earnings results on Apr 15, 2026. The company reported -0.046 p earnings per share for the quarter, missing the consensus estimate of N/A by -0.046 p.
Is Saga plc overvalued?
According to Wall Street analysts Saga plc’s price is currently Undervalued.
Does Saga plc pay dividends?
Saga plc pays a Semiannually dividend of 17.759 p which represents an annual dividend yield of N/A. See more information on Saga plc dividends here
What is Saga plc’s EPS estimate?
Saga plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Saga plc have?
Saga plc has 146,290,480 shares outstanding.
What happened to Saga plc’s price movement after its last earnings report?
Saga plc reported an EPS of -0.046 p in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 6.014%.
Which hedge fund is a major shareholder of Saga plc?
Currently, no hedge funds are holding shares in GB:SAGA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Saga plc Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
£910.00 (137.29% Upside)
£910.00 (137.29% Upside)
Blogger Sentiment
Bullish
GB:SAGA Sentiment 100%
Sector Average 63%
Sector Average 63%
Insider Transactions
Sold Shares
Worth £202.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
106.25%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-19.69%
Trailing 12-Months
Company Description
Saga plc
Saga plc is a United Kingdom-based company that delivers a broad spectrum of services, encompassing general insurance, holiday packages, cruises, and various personal finance offerings. Operating through its Insurance, Travel, and Other Businesses and Central Costs segments, the company caters to diverse needs. Its extensive insurance portfolio includes coverage for vehicles (cars, motorhomes, boats, caravans), homes (building, content, renter, landlord), health, travel, pets, and personal accident, alongside breakdown cover and holiday home policies. Beyond insurance, Saga organizes and operates comprehensive package tours and sea voyages. In the realm of personal finance, it provides expert advice on equity release and care funding, offers savings accounts, credit cards, and wealth management solutions, in addition to share dealing and ISA services. The company's wider activities also involve mailing house services, administering retirement benefit schemes, publishing the "Saga Magazine," and performing automotive repairs. Founded in 1950 and headquartered in Folkestone, the company adopted the name Saga plc in May 2014, having previously been known as Saga Limited.
SAGA Stock 12 Month Forecast
Average Price Target
910.00 p
▲(137.29% Upside)
Technical Analysis
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