Distribution Finance Capital Holdings Plc (GB:DFCH)
LSE:DFCH
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DFCH Stock Chart & Stats
53.50 p
0.20 p(0.54%)
At close: 4:00 PM EST
53.50 p
0.20 p(0.54%)
Day’s Range― - ―
52-Week Range38.00 p - 68.00 p
Previous CloseN/A
Volume38.18K
Average Volume (3M)261.88K
Market Cap
£93.53M
Enterprise Value-27.44M
Total Cash (Recent Filing)£137.57M
Total Debt (Recent Filing)£17.42M
Price to Earnings (P/E)6.5
Beta1.07
Next Earnings
Sep 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.09
Shares Outstanding166,726,330
10 Day Avg. Volume204,929
30 Day Avg. Volume261,885
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)0.68
Price to Sales (P/S)0.94
P/FCF Ratio4.29
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.08
Revenue Forecast (FY)£62.50M
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability RecoveryDFCH's revenue nearly doubled from 2023 to 2025 while delivering sustained net profitability in 2024–2025. This indicates durable demand for its inventory and asset finance products, improved pricing or mix, and operating leverage that supports internal capital generation and reduces reliance on short-term external funding.
Improved Cash GenerationMaterial uplift in operating and free cash flow in 2025 shows better conversion of earnings to cash, strengthening the group's ability to fund lending growth, service obligations and support capital needs without immediate recourse to volatile funding markets. This improves resilience over the medium term.
Conservative Leverage And Equity BuildA materially larger equity base and modest reported debt levels provide a structural buffer against credit losses and support regulatory and market confidence. The stronger capital position increases capacity to originate secured loans while absorbing shocks, a durable advantage for a specialist lender.
Bears Say
Historic Cash-flow VolatilityPast multi-year cash-flow swings and deep outflows mean DFCH's cash generation is not yet consistently predictable. This elevates financing risk if adverse credit or market conditions recur, could force reliance on external funding during stress, and challenges planning for lending growth.
Rapid Asset Growth Raising Funding NeedFast balance-sheet expansion nearly 27% year-over-year increases structural funding requirements. Even with modest leverage today, growing asset volumes increase sensitivity to funding costs and liquidity access; any tightening or credit stress could strain margins or slow growth over coming months.
Earnings Volatility Over CyclesHistoric swings from losses to strong profit reflect cyclicality in secured lending and sensitivity to credit quality and margins. Such variability complicates forecasting and capital planning, meaning profitable years can be offset quickly in downturns, affecting dividend capacity and reinvestment.
Distribution Finance Capital Holdings Plc News
DFCH FAQ
What was Distribution Finance Capital Holdings Plc’s price range in the past 12 months?
Distribution Finance Capital Holdings Plc lowest share price was 38.00 p and its highest was 68.00 p in the past 12 months.
What is Distribution Finance Capital Holdings Plc’s market cap?
Distribution Finance Capital Holdings Plc’s market cap is £93.53M.
When is Distribution Finance Capital Holdings Plc’s upcoming earnings report date?
Distribution Finance Capital Holdings Plc’s upcoming earnings report date is Sep 17, 2026 which is in 83 days.
How were Distribution Finance Capital Holdings Plc’s earnings last quarter?
Distribution Finance Capital Holdings Plc released its earnings results on Mar 23, 2026. The company reported 0.049 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.049 p.
Is Distribution Finance Capital Holdings Plc overvalued?
According to Wall Street analysts Distribution Finance Capital Holdings Plc’s price is currently Overvalued.
Does Distribution Finance Capital Holdings Plc pay dividends?
Distribution Finance Capital Holdings Plc does not currently pay dividends.
What is Distribution Finance Capital Holdings Plc’s EPS estimate?
Distribution Finance Capital Holdings Plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Distribution Finance Capital Holdings Plc have?
Distribution Finance Capital Holdings Plc has 166,726,330 shares outstanding.
What happened to Distribution Finance Capital Holdings Plc’s price movement after its last earnings report?
Distribution Finance Capital Holdings Plc reported an EPS of 0.049 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.754%.
Which hedge fund is a major shareholder of Distribution Finance Capital Holdings Plc?
Currently, no hedge funds are holding shares in GB:DFCH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Distribution Finance Capital Holdings Plc Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
63.93%
12-Months-Change
Fundamentals
Return on Equity
12.38%
Trailing 12-Months
Asset Growth
27.12%
Trailing 12-Months
Company Description
Distribution Finance Capital Holdings Plc
Distribution Finance Capital Holdings plc, an investment holding company established in Manchester, UK, in 2016, functions as a specialized bank delivering both personal savings products and commercial financing throughout the United Kingdom. For businesses, it provides crucial working capital solutions to manufacturers and dealers. This includes specific funding facilities such as floorplan finance, unit stocking finance, and financing for rental and hire fleets. Furthermore, it extends inventory funding across a wide spectrum of industries, including agriculture, industrial equipment, transport, recreational vehicles (like motorhomes and caravans), holiday accommodations (lodges), marine vessels, and motorcycles. Individuals, meanwhile, can access a selection of savings options, including fixed-term deposits and notice accounts.
Technical Analysis
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Options Prices
Currently, No data available
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