WB1 Stock Chart & Stats
€49.60
-€0.90(-1.78%)
At close: 4:00 PM EDT
€49.60
-€0.90(-1.78%)
Day’s Range― - ―
52-Week Range€38.60 - €53.50
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€1.26B
Enterprise Value€1.17B
Total Cash (Recent Filing)€301.93M
Total Debt (Recent Filing)€154.01M
Price to Earnings (P/E)13.1
Beta0.40
Next Earnings
Jan 21, 2027EPS Estimate
1.09Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.55
Shares Outstanding23,111,153
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-0.82
Price to Book (P/B)1.27
Price to Sales (P/S)4.37
P/FCF Ratio9.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€57.87Price Target Upside16.68% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)4.13
Revenue Forecast (FY)€224.28M
Bulls Say, Bears Say
Bulls Say
Low-cost, Efficient Banking ModelLow funding costs and disciplined operating expenses support a durable spread-based banking model. The combination of a 3.81% net interest margin and 41% operating-cost ratio indicates that Westamerica is converting deposits and lending activity into earnings efficiently.
Strong Profitability And Cash GenerationHigh profitability paired with free cash flow that closely tracks net income supports earnings quality and internal funding capacity. This gives Westamerica greater ability to maintain operations, support capital returns, and absorb normal fluctuations without relying heavily on external financing.
Conservative Leverage And Capital ReturnsConservative leverage provides balance-sheet flexibility and reduces pressure from funding obligations. Continued dividend declarations alongside this capital structure indicate that Westamerica can return capital while preserving a meaningful cushion to support its regional banking franchise.
Bears Say
Sharp Revenue DeteriorationThe sharp decline in revenue and lower earnings versus earlier periods weaken the bank’s growth profile. If the contraction persists, it could reduce the resources available for reinvestment and capital returns, while making strong current margins less representative of future earnings power.
Cooling Return On EquityA materially lower return on equity shows that Westamerica is generating less profit from its capital base than during its stronger prior period. Although current returns remain healthy, the decline signals reduced operating momentum and could constrain future shareholder-return potential.
Uneven Cash Conversion HistoryRecent cash generation is strong, but the uneven history makes the headline TTM conversion rate less dependable as a steady-state indicator. Volatile cash coverage can complicate capital planning and reduce confidence that reported earnings will consistently translate into distributable cash.
WB1 FAQ
What was Westamerica Bancorporation’s price range in the past 12 months?
Westamerica Bancorporation lowest stock price was €38.60 and its highest was €53.50 in the past 12 months.
What is Westamerica Bancorporation’s market cap?
Westamerica Bancorporation’s market cap is €1.26B.
When is Westamerica Bancorporation’s upcoming earnings report date?
Westamerica Bancorporation’s upcoming earnings report date is Jan 21, 2027 which is in 90 days.
How were Westamerica Bancorporation’s earnings last quarter?
Westamerica Bancorporation released its earnings results on Oct 15, 2026. The company reported €1.086 earnings per share for the quarter, beating the consensus estimate of €1.037 by €0.049.
Is Westamerica Bancorporation overvalued?
According to Wall Street analysts Westamerica Bancorporation’s price is currently Undervalued.
Does Westamerica Bancorporation pay dividends?
Westamerica Bancorporation does not currently pay dividends.
What is Westamerica Bancorporation’s EPS estimate?
Westamerica Bancorporation’s EPS estimate is 1.09.
How many shares outstanding does Westamerica Bancorporation have?
Westamerica Bancorporation has 23,111,153 shares outstanding.
What happened to Westamerica Bancorporation’s price movement after its last earnings report?
Westamerica Bancorporation reported an EPS of €1.086 in its last earnings report, beating expectations of €1.037. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Westamerica Bancorporation?
Currently, no hedge funds are holding shares in DE:WB1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Westamerica Bancorporation Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€57.87 (16.68% Upside)
€57.87 (16.68% Upside)
Blogger Sentiment
Bearish
DE:WB1 Sentiment 100%
Sector Average 61%
Sector Average 61%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
33.24%
12-Months-Change
Fundamentals
Return on Equity
12.80%
Trailing 12-Months
Asset Growth
-2.04%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Westamerica Bancorporation
Westamerica Bancorporation (WABC) functions as a bank holding company, overseeing Westamerica Bank. Through its subsidiary, it delivers a comprehensive suite of financial products and services to both individual consumers and commercial enterprises. Its deposit offerings cater to retail customers, encompassing savings accounts, checking accounts, and certificates of deposit. The institution's lending activities are diverse, featuring commercial loans, financing for both commercial and residential real estate, construction loans, consumer installment loans, and indirect automobile lending. Geographically, WABC maintains a presence across 21 counties in Northern and Central California, operating 78 branch locations. Incorporated in 1972, the company was initially known as Independent Bankshares Corporation. It adopted its current name, Westamerica Bancorporation, in 1983. Its corporate headquarters are situated in San Rafael, California.
WB1 Stock 12 Month Forecast
Average Price Target
€57.87
▲(16.68% Upside)
Technical Analysis
Dime Community Bancshares
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Preferred Bank
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Republic Bancorp
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Origin Bancorp
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Bank First National
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