PRVA Stock Chart & Stats
€1.39
-€0.01(-0.71%)
At close: 4:00 PM EDT
€1.39
-€0.01(-0.71%)
Day’s Range― - ―
52-Week Range€1.04 - €1.49
Previous CloseN/A
Volume0.00
Average Volume (3M)24.00
Market Cap
€230.91M
Enterprise Value€2.88K
Total Cash (Recent Filing)€1.26B
Total Debt (Recent Filing)€3.84B
Price to Earnings (P/E)18.2
Beta0.86
Next Earnings
Apr 01, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.04
Shares Outstanding256,493,740
10 Day Avg. Volume74
30 Day Avg. Volume24
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)0.62
Price to Sales (P/S)0.50
P/FCF Ratio3.39
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€1.69Price Target Upside21.91% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)<0.01
Revenue Forecast (FY)€5.99M
Bulls Say, Bears Say
Bulls Say
Balance Growth & Product ProfitabilitySustained balance growth and product-level profitability provide durable revenue breadth. Gross interest-earning balances rose materially (>£3.0bn, +24% y/y) and multiple product lines delivered PBT, which supports resilient net interest income and reduces single-product dependency over the medium term.
Strong Capital And Liquidity BuffersHealthy CET1 and well-above-regulatory liquidity positions give the bank structural resilience to shocks and support growth plans. Large HQLA, high LCR and surplus capital reduce short-term regulatory and funding risk and sustain lending capacity across stressed scenarios.
Operational Efficiency & Tech ProgressDemonstrable cost reduction and an active transformation programme underpin margin recovery potential. Lower operating costs, realized savings and migration to an in-house app/AI servicing improve unit economics and scale benefits, supporting sustainable improvements in cost-to-income over the medium term.
Bears Say
High And Rising LeverageVery elevated leverage materially reduces financial flexibility and amplifies sensitivity to credit and funding shocks. With equity diminished versus earlier years, higher leverage raises refinancing and regulatory risk, constraining capital allocation and making earnings more cyclically exposed over the next 2–6 months.
Elevated Impairments And Charge-offsRising impairments and sustained high charge-off rates directly compress profitability and consume capital via provisions. Given the company's thin net margins and high leverage, persistent elevated credit losses can meaningfully reduce free cash flow and slow planned ROTE recovery in the medium term.
Margin Compression And Adverse Mix ShiftA declining asset yield and greater share of lower-margin new balances dilute risk-adjusted returns. Even with balance growth, sustained NIM compression and product mix shifts will pressure ROTE and limit sustainable return improvements unless offset by further efficiency or repricing actions.
Vanquis Banking Group News
PRVA FAQ
What was Vanquis Banking Group’s price range in the past 12 months?
Vanquis Banking Group lowest stock price was €1.04 and its highest was €1.49 in the past 12 months.
What is Vanquis Banking Group’s market cap?
Vanquis Banking Group’s market cap is €230.91M.
When is Vanquis Banking Group’s upcoming earnings report date?
Vanquis Banking Group’s upcoming earnings report date is Apr 01, 2027 which is in 242 days.
How were Vanquis Banking Group’s earnings last quarter?
Vanquis Banking Group released its earnings results on Jul 30, 2026. The company reported €0.02 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Vanquis Banking Group overvalued?
According to Wall Street analysts Vanquis Banking Group’s price is currently Undervalued.
Does Vanquis Banking Group pay dividends?
Vanquis Banking Group does not currently pay dividends.
What is Vanquis Banking Group’s EPS estimate?
Vanquis Banking Group’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Vanquis Banking Group have?
Vanquis Banking Group has 256,493,740 shares outstanding.
What happened to Vanquis Banking Group’s price movement after its last earnings report?
Vanquis Banking Group reported an EPS of €0.02 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -1.481%.
Which hedge fund is a major shareholder of Vanquis Banking Group?
Currently, no hedge funds are holding shares in DE:PRVA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Vanquis Banking Group Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
€1.69 (21.91% Upside)
€1.69 (21.91% Upside)
Insider Transactions
Bought Shares
Worth €44.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
153.27%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
27.57%
Trailing 12-Months
Company Description
Vanquis Banking Group
Headquartered in Bradford, UK, Vanquis Banking Group plc focuses on providing personal credit solutions to the non-prime lending sector throughout the United Kingdom and the Republic of Ireland. Its product portfolio encompasses credit cards, unsecured personal loans, and vehicle financing for automobiles, motorcycles, and light commercial vehicles. The company, which dates back to its founding in 1880, operated as Provident Financial plc until its rebranding to Vanquis Banking Group plc in March 2023.
PRVA Stock 12 Month Forecast
Average Price Target
€1.69
▲(21.91% Upside)
Technical Analysis
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