PH8 Stock Chart & Stats
€110.85
€0.00(0.00%)
At close: 4:00 PM EST
€110.85
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€86.14 - €125.00
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€3.24B
Enterprise Value€3.27B
Total Cash (Recent Filing)€754.44M
Total Debt (Recent Filing)€297.43M
Price to Earnings (P/E)18.9
Beta0.13
Next Earnings
Aug 05, 2026EPS Estimate
1.95Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.41
Shares Outstanding26,503,872
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.30
Price to Book (P/B)3.81
Price to Sales (P/S)4.10
P/FCF Ratio8.93
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€134.47Price Target Upside21.31% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)8.58
Revenue Forecast (FY)€2.26B
Bulls Say, Bears Say
Bulls Say
Robust Premium And Revenue GrowthSustained multi-product premium growth and higher net earned premiums show durable distribution traction and scale. Broad-based expansion across five product categories increases underwriting diversification, supports fixed-cost absorption, and provides a larger base for margin improvement and long-term ROE targets.
High Profitability And Cash ConversionConsistently strong operating and net margins plus near-complete conversion of earnings to free cash flow underpin financial resilience. High cash conversion funds reinvestment, buybacks, and capital buffers, enabling sustained returns above 20% ROE and flexibility through underwriting cycles.
Strengthened Reinsurance And Risk-transfer CapacityUse of multi-year cat bond and expanded treaty limits materially increases catastrophe capacity and diversifies capital sources. Structural risk-transfer reduces retained volatility, protects capital ratios during large events and permits growth in earthquake and hurricane lines without proportionally raising shareholder risk.
Bears Say
Rising LeverageA meaningful step-up in debt from prior low levels increases financial leverage and sensitivity to underwriting losses and interest-rate moves. Higher leverage narrows margin for error, can constrain capital actions in stress, and reduces optionality for opportunistic investments or further inorganic growth.
Higher Combined And Attritional Loss TrendsPersistent elevation in combined and attritional loss ratios signals pressure on underwriting profitability that may not be cyclical alone. If attritional loss trends persist, management must extract pricing, tighten underwriting, or accept lower margins, each of which can weigh on sustainable ROE and earnings growth.
Expense And Integration Pressure From AcquisitionsElevated acquisition and operating expenses tied to Gray integration and mix shifts can erode margin sustainability if they persist. Ongoing amortization and higher acquisition ratios reduce near-term underwriting leverage and require either higher pricing or sustained volume gains to restore prior expense efficiencies.
Palomar Holdings News
PH8 FAQ
What was Palomar Holdings’s price range in the past 12 months?
Palomar Holdings lowest stock price was €86.14 and its highest was €125.00 in the past 12 months.
What is Palomar Holdings’s market cap?
Palomar Holdings’s market cap is €3.24B.
When is Palomar Holdings’s upcoming earnings report date?
Palomar Holdings’s upcoming earnings report date is Aug 05, 2026 which is in 31 days.
How were Palomar Holdings’s earnings last quarter?
Palomar Holdings released its earnings results on May 06, 2026. The company reported €2.019 earnings per share for the quarter, beating the consensus estimate of €1.932 by €0.087.
Is Palomar Holdings overvalued?
According to Wall Street analysts Palomar Holdings’s price is currently Undervalued.
Does Palomar Holdings pay dividends?
Palomar Holdings does not currently pay dividends.
What is Palomar Holdings’s EPS estimate?
Palomar Holdings’s EPS estimate is 1.95.
How many shares outstanding does Palomar Holdings have?
Palomar Holdings has 26,503,872 shares outstanding.
What happened to Palomar Holdings’s price movement after its last earnings report?
Palomar Holdings reported an EPS of €2.019 in its last earnings report, beating expectations of €1.932. Following the earnings report the stock price went down -1.631%.
Which hedge fund is a major shareholder of Palomar Holdings?
Currently, no hedge funds are holding shares in DE:PH8
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Palomar Holdings Stock Smart Score
Underperform
1
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10
Analyst Consensus
Strong Buy
Average Price Target:
€134.47 (21.31% Upside)
€134.47 (21.31% Upside)
Blogger Sentiment
Bullish
DE:PH8 Sentiment 70%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth €1.3M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-2.54%
12-Months-Change
Fundamentals
Return on Equity
21.74%
Trailing 12-Months
Asset Growth
56.24%
Trailing 12-Months
Company Description
Palomar Holdings
Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-risk protection, tailored homeowners' insurance, inland marine coverage, and Hawaii hurricane policies. Furthermore, the company extends its services to include residential and commercial flood insurance, along with other specialized financial products like assumed reinsurance, real estate error and omission (E&O) coverage, and specific solutions for real estate investors. Palomar distributes its policies through a varied network, including independent retail agents, wholesale brokers, program administrators, and collaborative agreements with other insurance carriers. The company, which was previously named GC Palomar Holdings, was founded in 2013 and maintains its corporate headquarters in La Jolla, California.
PH8 Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a largely positive operational and financial picture: substantial top-line growth (GWP +42%), strong segment-level performance (notably crop +82% and surety +131%), rising adjusted net income (+23%), improving investment income (+49%) and constructive capital actions (share repurchases and $200M authorization). Management also strengthened reinsurance and issued a $410M catastrophe bond. Offsetting these positives were higher loss and combined ratios driven by attritional growth, expense pressure from mix and integration, competitive rate pressure in commercial property and commercial earthquake (~18% decrease on renewals), and weather-related crop risks. Overall, the positives — broad-based premium growth, margin-retaining profitability, improved guidance, balance sheet strength, and successful integration of acquisitions — outweigh the challenges, which are being managed with underwriting discipline and conservative reserving.View all DE:PH8 earnings summariesPH8 Stock 12 Month Forecast
Average Price Target
€134.47
▲(21.31% Upside)
Technical Analysis
Options Prices
Currently, No data available
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