PH8 Stock Chart & Stats
€123.05
-€0.25(-0.20%)
At close: 4:00 PM EDT
€123.05
-€0.25(-0.20%)
Day’s Range― - ―
52-Week Range€86.14 - €124.95
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€2.91B
Enterprise Value€3.72K
Total Cash (Recent Filing)€1.57B
Total Debt (Recent Filing)€295.77M
Price to Earnings (P/E)16.2
Beta0.18
Next Earnings
Nov 04, 2026EPS Estimate
2.3Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.67
Shares Outstanding26,317,682
10 Day Avg. Volume2
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.30
Price to Book (P/B)3.81
Price to Sales (P/S)4.10
P/FCF Ratio8.93
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€141.06Price Target Upside14.63% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)8.68
Revenue Forecast (FY)€2.27B
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthExtremely low leverage and material equity compounding provide durable capital to support growth, absorb catastrophe volatility, and fund reinsurance and shareholder returns. Strong ROE indicates efficient capital use, underpinning sustainable underwriting scale and strategic optionality over 2–6 months.
Robust Cash GenerationHigh and consistent operating and free cash flow that closely tracks net income underpins reinvestment in underwriting, technology, and reinsurance purchase, while enabling dividends and buybacks. That cash provenance supports durable capital returns and resilience to underwriting cycles.
Diversified Specialty Growth & TechRapid, multi-line growth combined with an AI policy platform and expanded catastrophe reinsurance increases scale and distribution diversification. These structural moves improve underwriting leverage, operational efficiency and capacity to pursue the Palomar 2X growth target sustainably over the medium term.
Bears Say
Underwriting VolatilityLarge swings in gross profitability reflect uneven claims timing and line mix (e.g., rapid crop scale), which reduces predictability of underwriting performance. Persisting volatility can complicate pricing, reserving and capital planning and raise the cost of maintaining target ROE.
Rising Loss & Expense PressureHigher loss ratios and a rising combined ratio—driven by mix shifts and earlier crop losses—pressure underwriting margins. If persistent, elevated loss and acquisition/other expense trends will erode underwriting returns and force either rate increases or tighter underwriting constraints.
Reinsurance & Quota-Share SensitivityGrowing reliance on quota share and timing-sensitive reinsurance structures increases earnings and capital sensitivity to reinsurance pricing, availability and accounting timing. Changes in reinsurance economics or placements could materially affect net premiums, margins and capital efficiency.
Palomar Holdings News
PH8 FAQ
What was Palomar Holdings Inc’s price range in the past 12 months?
Palomar Holdings Inc lowest stock price was €86.14 and its highest was €124.95 in the past 12 months.
What is Palomar Holdings Inc’s market cap?
Palomar Holdings Inc’s market cap is €2.91B.
When is Palomar Holdings Inc’s upcoming earnings report date?
Palomar Holdings Inc’s upcoming earnings report date is Nov 04, 2026 which is in 78 days.
How were Palomar Holdings Inc’s earnings last quarter?
Palomar Holdings Inc released its earnings results on Aug 04, 2026. The company reported €2.038 earnings per share for the quarter, beating the consensus estimate of €1.891 by €0.148.
Is Palomar Holdings Inc overvalued?
According to Wall Street analysts Palomar Holdings Inc’s price is currently Undervalued.
Does Palomar Holdings Inc pay dividends?
Palomar Holdings Inc does not currently pay dividends.
What is Palomar Holdings Inc’s EPS estimate?
Palomar Holdings Inc’s EPS estimate is 2.3.
How many shares outstanding does Palomar Holdings Inc have?
Palomar Holdings Inc has 26,317,682 shares outstanding.
What happened to Palomar Holdings Inc’s price movement after its last earnings report?
Palomar Holdings Inc reported an EPS of €2.038 in its last earnings report, beating expectations of €1.891. Following the earnings report the stock price went down -1.435%.
Which hedge fund is a major shareholder of Palomar Holdings Inc?
Currently, no hedge funds are holding shares in DE:PH8
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Palomar Holdings Stock Smart Score
Neutral
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10
Analyst Consensus
Strong Buy
Average Price Target:
€141.06 (14.63% Upside)
€141.06 (14.63% Upside)
Blogger Sentiment
Bullish
DE:PH8 Sentiment 75%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth €2.3M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
6.24%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
42.18%
Trailing 12-Months
Company Description
Palomar Holdings Inc
Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-risk protection, tailored homeowners' insurance, inland marine coverage, and Hawaii hurricane policies. Furthermore, the company extends its services to include residential and commercial flood insurance, along with other specialized financial products like assumed reinsurance, real estate error and omission (E&O) coverage, and specific solutions for real estate investors. Palomar distributes its policies through a varied network, including independent retail agents, wholesale brokers, program administrators, and collaborative agreements with other insurance carriers. The company, which was previously named GC Palomar Holdings, was founded in 2013 and maintains its corporate headquarters in La Jolla, California.
PH8 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a strongly positive operational and financial performance: record adjusted earnings, robust top-line growth (GWP +27%), meaningful franchise expansions (crop +96%, surety +236%), favorable reinsurance placements, and capital returns (share repurchases and dividend). Challenges were acknowledged — higher losses and an increased loss ratio due to mix and timing (notably crop), competitive rate pressure in large commercial earthquake and property, and modestly higher expense ratios — but management emphasized disciplined underwriting, conservative reserving, and line-by-line reinsurance and capital management actions to mitigate these headwinds. On balance, the positive execution, guidance raise, and material franchise expansions outweigh the manageable lowlights.View all DE:PH8 earnings summariesPH8 Stock 12 Month Forecast
Average Price Target
€141.06
▲(14.63% Upside)











