Want to see SKWD full AI Analyst Report?
Skyward Specialty Insurance Group, Inc. (SKWD) Stock Price & Analysis
SKWD Stock Chart & Stats
- Day’s Range
- $58.26 - $59.80
- 52-Week Range
- $40.60 - $65.69
- Previous Close
- $58.51
- Volume
- 293.85K
- Average Volume (3M)
- 336.21K
- Market Cap
- $2.62B
- Enterprise Value
- $3.10B
- Total Cash (Recent Filing)
- $2.41B
- Total Debt (Recent Filing)
- $437.20M
- Price to Earnings (P/E)
- 13.4
- Beta
- 0.55
- Next Earnings
- Nov 05, 2026 (Est.)
- EPS Estimate
- 1.22
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Revenue And Profit Growth
Sustained expansion in revenue and net income indicates that Skyward is scaling its specialty insurance platform while retaining meaningful profitability. Continued growth across a larger premium base can support operating leverage, strengthen distribution relationships, and provide a durable foundation for earnings over the next several quarters.
Underwriting Discipline
A favorable combined ratio demonstrates that specialized risk selection and pricing are producing underwriting profit, while the lower expense ratio indicates operating efficiency. Together, these results support more resilient earnings because profitability is being generated by the core insurance operation rather than relying only on investment returns.
Cash Generation
Strong conversion of reported earnings into operating and free cash flow supports earnings quality and gives Skyward flexibility to fund growth, manage capital, and return money to shareholders. Cash generation at this level also provides a durable buffer against variability in claims results and investment performance.
Bears Say
Margin Volatility
The sharp gross-margin decline introduces uncertainty around the sustainability and composition of recent profitability. Even with healthy net margins, volatility may reflect changes in business mix, underwriting economics, or cost structure, making future earnings less predictable and requiring continued monitoring of operating performance.
Higher Leverage
The substantial increase in debt reduces balance-sheet flexibility compared with the prior year, even though leverage remains described as manageable. Higher obligations can limit capital allocation choices and make the company more sensitive to weaker underwriting results, elevated claims, or changes in investment income.
Loss Ratio And Pricing Pressure
Mix-driven loss ratio deterioration can weigh on underwriting margins as newer or expanding businesses mature. Persistent pricing pressure in selected property and casualty markets may further restrict profitable growth, requiring disciplined underwriting and potentially limiting premium opportunities where risk-adjusted prices are inadequate.
Skyward Specialty Insurance Group, Inc. News
Skyward Specialty partners with SnapRefund
SnapRefund and Skyward Specialty Insurance (SKWD) Group, a Skyward Group company, announced a strategic partnership to elevate claim payment execution across Skyward Specialty’s operations through SnapRefund’s ClaimsSnap platform. “The collaboration
Skyward Specialty Insurance Confronts Rising Data Privacy and Cybersecurity Risks Amid Evolving Global Regulations
Skyward Specialty Insurance Group, Inc. (SKWD) has disclosed a new risk, in the Environmental / Social category. Skyward Specialty Insurance Group, Inc. faces heightened regulatory, operational, financial, and reputational risk
SKWD FAQ
What was Skyward Specialty Insurance Group, Inc.’s price range in the past 12 months?
What is Skyward Specialty Insurance Group, Inc.’s market cap?
When is Skyward Specialty Insurance Group, Inc.’s upcoming earnings report date?
How were Skyward Specialty Insurance Group, Inc.’s earnings last quarter?
Is Skyward Specialty Insurance Group, Inc. overvalued?
Does Skyward Specialty Insurance Group, Inc. pay dividends?
What is Skyward Specialty Insurance Group, Inc.’s EPS estimate?
How many shares outstanding does Skyward Specialty Insurance Group, Inc. have?
What happened to Skyward Specialty Insurance Group, Inc.’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Skyward Specialty Insurance Group, Inc.?
What is the TipRanks Smart Score and how is it calculated?
Skyward Specialty Insurance Group, Inc. Stock Smart Score
Company Description
Skyward Specialty Insurance Group, Inc.
Incorporated in 2006 and headquartered in Houston, Texas, Skyward Specialty Insurance Group, Inc. functions as an insurance holding company. The firm specializes in writing commercial property and casualty insurance policies for clients across the United States. Its extensive range of coverages includes general liability, excess liability, professional liability, commercial auto, group accident and health, property, surety, and workers' compensation.
- Sector
- Financial
- Industry
- Insurance - Property & Casualty
- CEO
- Andrew Scott Robinson
- Employees
- 611
- Website
- www.skywardinsurance.com
- Address
- 800 Gessner Road, Houston, TX, 77024-4284, US
Skyward Specialty Insurance Group, Inc. (SKWD) Earnings & Revenues
SKWD Earnings Call
Earnings Call SentimentPositive
The call highlighted multiple strong performance indicators: double-digit premium growth, a 46% increase in diluted operating EPS, robust underwriting results (group Combined Ratio 89.5% and Skyward Specialty Combined Ratio 86.9%), meaningful investment income improvement (>60% increase), improved capital metrics (book value +15%, leverage down) and growing fee-based revenue at Apollo. Notable challenges include Apollo's higher quarterly Combined Ratio (97.6%) due to Middle East-related catastrophe losses, pressure in alternative investments (small portion of the portfolio), mix-driven higher loss ratios from A&H and Global Agriculture as they earn in, and ongoing softness/competitive pressure in parts of the property and E&S markets. Overall, the positives — strong earnings, underwriting discipline at Skyward Specialty, capital strength, and scalable fee growth — materially outweigh the headwinds, which are either limited in scale or tied to seasonality/portfolio mix.
View all SKWD earnings summariesSKWD Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 13 | 3 | 6 |
| Technical Analysis | 5 | 3 | 2 |
| Moving Averages | 8 | 0 | 4 |








