Want to see AII full AI Analyst Report?
AII Stock Chart & Stats
$18.67
$0.44(2.36%)
At close: 4:00 PM EDT
$18.67
$0.44(2.36%)
Day’s Range― - ―
52-Week Range$16.19 - $26.36
Previous Close$19.12
Volume79.23K
Average Volume (3M)137.06K
Market Cap
$490.03M
Enterprise Value$402.37
Total Cash (Recent Filing)$343.87M
Total Debt (Recent Filing)$412.00K
Price to Earnings (P/E)5.6
Beta0.34
Next Earnings
Nov 17, 2026EPS Estimate
-0.04Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.50
Shares Outstanding19,593,428
10 Day Avg. Volume98,252
30 Day Avg. Volume137,064
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)1.07
Price to Sales (P/S)1.30
P/FCF Ratio2.70
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$27.50Price Target Upside47.30% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)3.33
Revenue Forecast (FY)$996.24M
Bulls Say, Bears Say
Bulls Say
Durable Premium And Policy GrowthStrong policy additions, premium growth and expansion across Florida and adjacent states indicate increasing distribution reach and customer adoption. Continued scale can support a broader risk pool and create a durable platform for profitable growth.
Strong Underwriting EconomicsThe much lower combined ratio and improved underlying loss performance show that growth is currently accompanied by attractive underwriting discipline. Sustained pricing, risk selection and expense control would provide a durable earnings foundation.
Conservative Balance Sheet And Capital GrowthMinimal debt gives the insurer substantial flexibility to absorb claims volatility, support policy growth and retain underwriting capacity. Rising equity and fixed-income deployment also strengthen capital resources while expanding the potential for recurring investment income.
Bears Say
Catastrophe Exposure And Reinsurance DependenceHigher peak-season exposure increases sensitivity to severe hurricanes and can produce sharp swings in claims, capital and earnings. Reinsurance limits the downside but adds substantial cost and leaves results dependent on continued market capacity and pricing.
Higher Acquisition Costs And Quota-share TransitionRapid growth and reduced ceding commissions are increasing reported acquisition expenses and complicating comparisons. If elevated acquisition costs persist, they could absorb more premium economics and moderate the benefit of retaining additional underwriting risk.
Volatile Cash GenerationStrong operating cash flow and high cash conversion are positive, but the sharp free-cash-flow decline shows that insurer cash generation can vary materially with claims timing, reserves and growth needs. This limits confidence in smooth multi-period cash production.
American Integrity Insurance Group, Inc. News
AII FAQ
What was American Integrity Insurance Group, Inc.’s price range in the past 12 months?
American Integrity Insurance Group, Inc. lowest stock price was $16.19 and its highest was $26.36 in the past 12 months.
What is American Integrity Insurance Group, Inc.’s market cap?
American Integrity Insurance Group, Inc.’s market cap is $490.03M.
When is American Integrity Insurance Group, Inc.’s upcoming earnings report date?
American Integrity Insurance Group, Inc.’s upcoming earnings report date is Nov 17, 2026 which is in 89 days.
How were American Integrity Insurance Group, Inc.’s earnings last quarter?
American Integrity Insurance Group, Inc. released its earnings results on Aug 11, 2026. The company reported $1.78 earnings per share for the quarter, beating the consensus estimate of $0.883 by $0.897.
Is American Integrity Insurance Group, Inc. overvalued?
According to Wall Street analysts American Integrity Insurance Group, Inc.’s price is currently Undervalued.
Does American Integrity Insurance Group, Inc. pay dividends?
American Integrity Insurance Group, Inc. pays a Notavailable dividend of $1.02 which represents an annual dividend yield of N/A. See more information on American Integrity Insurance Group, Inc. dividends here
What is American Integrity Insurance Group, Inc.’s EPS estimate?
American Integrity Insurance Group, Inc.’s EPS estimate is -0.04.
How many shares outstanding does American Integrity Insurance Group, Inc. have?
American Integrity Insurance Group, Inc. has 19,593,428 shares outstanding.
What happened to American Integrity Insurance Group, Inc.’s price movement after its last earnings report?
American Integrity Insurance Group, Inc. reported an EPS of $1.78 in its last earnings report, beating expectations of $0.883. Following the earnings report the stock price went up 13.472%.
Which hedge fund is a major shareholder of American Integrity Insurance Group, Inc.?
Currently, no hedge funds are holding shares in AII
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
American Integrity Insurance Group, Inc. Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$27.50 (47.30% Upside)
$27.50 (47.30% Upside)
Blogger Sentiment
Neutral
AII Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 88.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $2.5M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
33.45%
Trailing 12-Months
Company Description
American Integrity Insurance Group, Inc.
American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and specialty insurance products. In addition, the company offers optional endorsements that provide higher levels of standard coverage and optional coverage, such as personal injury, animal liability, identity recovery, and golf cart physical; and flood insurance products. It distributes its products through the Voluntary Market, which includes partnerships with independent agents, national and regional insurance companies, homebuilder-affiliated agents, and direct-to-consumer channels. American Integrity Insurance Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
AII Company Deck
AII Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented strong, broad-based operational and financial progress: record voluntary new business, record pre-tax income, milestone in-force premium and policies, improved retention, favorable reinsurance renewal, geographic expansion momentum, and strengthening capital/investment deployment. The principal negatives were largely structural or timing effects related to the reduction of the quota share (which increases retained earnings but raises reported acquisition expenses and complicates YoY comparability), a sharp rise in policy acquisition expense tied to growth, and declines in ROE/adjusted ROE and adjusted EPS per share driven in part by prior-year one-time items and post-IPO dynamics. Overall, the positive operating momentum, underwriting results, and improved reinsurance economics outweigh the manageable challenges and comparability issues.View all AII earnings summariesAII Stock 12 Month Forecast
Average Price Target
$27.50
▲(47.30% Upside)
Technical Analysis
Donegal Group
―
Kingstone Companies
―
Universal Insurance Holdings
―
American Coastal Insurance
―
Heritage Insurance Holdings
―
Ownership Overview
39.32% Insiders
13.31% Mutual Funds
21.35% Other Institutional Investors
18.03% Public Companies and
Individual Investors