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AII Stock Chart & Stats
$19.62
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Market closed
$19.62
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Day’s Range― - ―
52-Week Range$16.19 - $26.36
Previous CloseN/A
VolumeN/A
Average Volume (3M)137.06K
Market Cap
$377.52M
Enterprise Value$204.82M
Total Cash (Recent Filing)$382.58M
Total Debt (Recent Filing)$33.17M
Price to Earnings (P/E)4.4
Beta0.28
Next Earnings
Aug 18, 2026EPS Estimate
0.89Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.38
Shares Outstanding19,590,816
10 Day Avg. Volume98,252
30 Day Avg. Volume137,064
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)1.07
Price to Sales (P/S)1.30
P/FCF Ratio2.70
Enterprise Value/Market Cap0.54
Enterprise Value/Revenue0.69
Enterprise Value/Gross Profit1.08
Enterprise Value/Ebitda2.01
Forecast
1Y Price Target
$24.67Price Target Upside25.72% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)2.82
Revenue Forecast (FY)$966.50M
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet And Strong EquityExtremely low leverage and a material equity build provide durable financial flexibility. A strong capital base and high ROE allow the insurer to absorb underwriting volatility, support organic growth, pay special dividends, and access reinsurance or capital markets without threatening solvency over the medium term.
Material Underwriting Improvement And Revenue GrowthSubstantially higher revenues and materially expanded underwriting margins indicate improved pricing, selection, or favorable loss experience. If sustained, this enhances long-term earnings power and internally generated capital, reducing dependence on external funding for growth and catastrophe protection.
Robust, Fully Placed Catastrophe Reinsurance ProgramA large, indemnity-based reinsurance program with diversified counterparties and catastrophe bonds meaningfully reduces peak-event capital strain and earnings volatility. Improved terms and reduced net retention structurally lower tail risk for a Florida-focused insurer and expand capacity for premium growth.
Bears Say
Rising Loss And Expense Metrics; Wider Combined RatioA marked expansion in expense and combined ratios reflects structural shifts—lower quota share ceding and higher acquisition costs tied to voluntary growth. Persistently elevated expense and loss metrics would pressure underwriting margins and require sustained premium pricing or efficiency gains to protect long-term profitability.
Free Cash Flow VolatilityA large year-over-year drop in free cash flow signals timing or higher cash needs (reinsurance, reserves, growth investments). Persistent FCF volatility can constrain reinvestment, limit discretionary returns, and reduce the buffer available for unforeseen catastrophe payouts, even with strong GAAP profits.
Concentration In Florida And Reduced Citizens Takeout RunwayHeavy reliance on Florida homeowners and the fading opportunity set for Citizens takeouts raises exposure to state-specific regulatory, litigation, and weather risk. Even with reinsurance, geographic concentration can produce correlated losses or regulatory shocks that materially affect multi-quarter results.
American Integrity Insurance Group, Inc. News
AII FAQ
What was American Integrity Insurance Group, Inc.’s price range in the past 12 months?
American Integrity Insurance Group, Inc. lowest stock price was $16.19 and its highest was $26.36 in the past 12 months.
What is American Integrity Insurance Group, Inc.’s market cap?
American Integrity Insurance Group, Inc.’s market cap is $377.52M.
When is American Integrity Insurance Group, Inc.’s upcoming earnings report date?
American Integrity Insurance Group, Inc.’s upcoming earnings report date is Aug 18, 2026 which is in 45 days.
How were American Integrity Insurance Group, Inc.’s earnings last quarter?
American Integrity Insurance Group, Inc. released its earnings results on May 12, 2026. The company reported $1.03 earnings per share for the quarter, beating the consensus estimate of $0.985 by $0.045.
Is American Integrity Insurance Group, Inc. overvalued?
According to Wall Street analysts American Integrity Insurance Group, Inc.’s price is currently Undervalued.
Does American Integrity Insurance Group, Inc. pay dividends?
American Integrity Insurance Group, Inc. pays a N/A dividend of $1.02 which represents an annual dividend yield of N/A. See more information on American Integrity Insurance Group, Inc. dividends here
What is American Integrity Insurance Group, Inc.’s EPS estimate?
American Integrity Insurance Group, Inc.’s EPS estimate is 0.89.
How many shares outstanding does American Integrity Insurance Group, Inc. have?
American Integrity Insurance Group, Inc. has 19,590,816 shares outstanding.
What happened to American Integrity Insurance Group, Inc.’s price movement after its last earnings report?
American Integrity Insurance Group, Inc. reported an EPS of $1.03 in its last earnings report, beating expectations of $0.985. Following the earnings report the stock price went down -13.929%.
Which hedge fund is a major shareholder of American Integrity Insurance Group, Inc.?
Currently, no hedge funds are holding shares in AII
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
American Integrity Insurance Group, Inc. Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$24.67 (25.72% Upside)
$24.67 (25.72% Upside)
Hedge Fund Trend
Decreased
By 88.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $2.5M over
the Last 3 Months
the Last 3 Months
Fundamentals
Return on Equity
25.25%
Trailing 12-Months
Asset Growth
43.59%
Trailing 12-Months
Company Description
American Integrity Insurance Group, Inc.
American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and specialty insurance products. In addition, the company offers optional endorsements that provide higher levels of standard coverage and optional coverage, such as personal injury, animal liability, identity recovery, and golf cart physical; and flood insurance products. It distributes its products through the Voluntary Market, which includes partnerships with independent agents, national and regional insurance companies, homebuilder-affiliated agents, and direct-to-consumer channels. American Integrity Insurance Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
AII Company Deck
AII Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlights strong operational momentum: robust policy growth, broad-based channel expansion, rapid re‑entry into large Florida segments (Tri-County and middle-aged homes), geographic expansion, higher net premiums earned (+25.7%), and an improving reinsurance outlook for the June 1 renewal. Offsetting these positives are a sizable year-over-year decline in net income/EPS (impacted by prior-year Citizens takeout dynamics), notable increases in loss and expense metrics (loss ratio, expense ratio, combined ratio) driven by growth and a structural reduction in quota share ceding. Management positions many negatives as transitional or structural changes that support longer-term earnings power. Overall the call conveys confidence in durable, disciplined growth with anticipated reinsurance tailwinds, while acknowledging near-term earnings and expense headwinds.View all AII earnings summariesAII Stock 12 Month Forecast
Average Price Target
$24.67
▲(25.72% Upside)
Technical Analysis
Donegal Group
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Ownership Overview
40.76% Insiders
13.32% Mutual Funds
19.32% Other Institutional Investors
19.09% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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