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Kinsale Capital Group (DE:KCH)
NYSE:KCH

Kinsale Capital Group (KCH) Price & Analysis

7 Followers

KCH Stock Chart & Stats

€301.40
-€1.90(-0.47%)
At close: 4:00 PM EST
€301.40
-€1.90(-0.47%)

Bulls Say, Bears Say

Bulls Say
Underwriting ProfitabilitySustained low combined ratios and strong EPS growth reflect disciplined underwriting and loss control. Over months this supports durable earnings power, allows selective underwriting growth without sacrificing profitability, and reduces reliance on investment returns to hit ROE targets.
Cash Generation & Free Cash FlowVery strong cash conversion and rapidly growing free cash flow provide durable financial flexibility: funds to invest in analytics, hold float, purchase reinsurance, or return capital. High-quality cash generation cushions underwriting cycles and supports strategic investments.
Balance Sheet Strength & ROEConservative leverage and consistently high returns on equity signal efficient capital deployment. Low debt preserves financial optionality for reinsurance decisions and opportunistic investments, enabling resilient operations through market volatility and supporting long-term growth.
Bears Say
Commercial Property HeadwindsWeakness and rate pressure in large commercial property reduces high-premium account participation and shifts mix to smaller risks. Over months this can depress top-line growth and average premium size, limiting scale advantages and pressuring long-term premium revenue trends.
Rising Expense & Commission RatiosIncreasing acquisition and operating costs, including higher commissions from reinsurance retention, erode underwriting margins. Persistently higher expense ratios reduce underwriting leverage and ROE, forcing either higher pricing (hard in a soft market) or cost-control moves to preserve profitability.
Escalating Competition In Long‑Tail LinesRising MGA and new-entrant competition can structurally compress rates and increase loss selection pressure in niche lines. Over the medium term this risks margin degradation, higher customer acquisition costs, and the need for stricter underwriting or product/pricing adjustments to defend economics.

Kinsale Capital Group News

KCH FAQ

What was Kinsale Capital Group’s price range in the past 12 months?
Kinsale Capital Group lowest stock price was €249.80 and its highest was €415.20 in the past 12 months.
    What is Kinsale Capital Group’s market cap?
    Kinsale Capital Group’s market cap is €6.97B.
      When is Kinsale Capital Group’s upcoming earnings report date?
      Kinsale Capital Group’s upcoming earnings report date is Jul 23, 2026 which is in 13 days.
        How were Kinsale Capital Group’s earnings last quarter?
        Kinsale Capital Group released its earnings results on Apr 23, 2026. The company reported €4.464 earnings per share for the quarter, beating the consensus estimate of €4.066 by €0.397.
          Is Kinsale Capital Group overvalued?
          According to Wall Street analysts Kinsale Capital Group’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Kinsale Capital Group pay dividends?
            Kinsale Capital Group does not currently pay dividends.
            What is Kinsale Capital Group’s EPS estimate?
            Kinsale Capital Group’s EPS estimate is 4.45.
              How many shares outstanding does Kinsale Capital Group have?
              Kinsale Capital Group has 23,062,819 shares outstanding.
                What happened to Kinsale Capital Group’s price movement after its last earnings report?
                Kinsale Capital Group reported an EPS of €4.464 in its last earnings report, beating expectations of €4.066. Following the earnings report the stock price went up 0.068%.
                  Which hedge fund is a major shareholder of Kinsale Capital Group?
                  Currently, no hedge funds are holding shares in DE:KCH
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Kinsale Capital Group

                    Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company’s commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.

                    Kinsale Capital Group (KCH) Earnings & Revenues

                    KCH Earnings Call

                    Q1 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call conveyed strong profitability and clear operational advantages: sizable EPS growth (+37.7%), a healthy combined ratio (77.4%), robust investment income (+26.5%), and meaningful new-business momentum (submissions +6%, quotes +8%, binds +9%). These positives were tempered by modest top-line pressure in gross written premium (-0.5%), pronounced weakness in the large Commercial Property segment, average policy premium decline (~14%), and continued market-wide rate softness (Amwins index -3.33%). Management emphasized discipline, technology-driven cost advantages, and a preference for profitability over volume. Overall, the financial and operational highlights outweigh the headwinds described, reflecting a confident but cautious tone.View all DE:KCH earnings summaries

                    KCH Stock 12 Month Forecast

                    Average Price Target

                    €311.41
                    ▲(3.32% Upside)
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