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Kinsale Capital Group (DE:KCH)
XETRA:KCH

Kinsale Capital Group (KCH) Price & Analysis

7 Followers

KCH Stock Chart & Stats

€295.20
€15.00(5.35%)
At close: 4:00 PM EDT
€295.20
€15.00(5.35%)

Bulls Say, Bears Say

Bulls Say
Strong Profitability And Underwriting PerformanceHigh profitability and disciplined underwriting provide a durable earnings foundation. The combination of strong margins, a low combined ratio and returns well above management’s 20%+ ROE objective supports resilience across the insurance cycle.
Conservative Balance Sheet And Strong Cash ConversionA lightly levered balance sheet gives Kinsale flexibility to absorb claims volatility, support underwriting capacity and return excess capital. Cash generation closely tracking earnings also indicates strong earnings quality and limits reliance on external financing.
Product, Broker And Technology ExpansionExpanding products and broker relationships can broaden Kinsale’s addressable E&S market and reduce dependence on individual segments. AI, automation and proprietary systems may further improve underwriting accuracy and operating scalability over time.
Bears Say
Premium Contraction And Commercial Property WeaknessPersistent weakness in commercial property could restrain premium growth and reduce operating leverage. Shrinking volumes in a major segment may also make it harder to sustain earnings growth if other product lines cannot fully offset the contraction.
Broad Pricing Pressure In The E&S MarketLower market pricing can compress future underwriting margins as policies renew, particularly when competition from London markets and MGAs increases. Maintaining risk-adjusted returns may require greater selectivity, which could further limit premium growth.
Reserve, Catastrophe And Expense-ratio Normalization RiskCurrent underwriting results benefit materially from favorable reserve development that may not recur. Catastrophe variability and higher expenses could therefore expose normalized margins to deterioration, especially if pricing remains soft and loss costs rise.

Kinsale Capital Group News

KCH FAQ

What was Kinsale Capital Group’s price range in the past 12 months?
Kinsale Capital Group lowest stock price was €249.80 and its highest was €410.80 in the past 12 months.
    What is Kinsale Capital Group’s market cap?
    Kinsale Capital Group’s market cap is €7.49B.
      When is Kinsale Capital Group’s upcoming earnings report date?
      Kinsale Capital Group’s upcoming earnings report date is Oct 22, 2026 which is in 58 days.
        How were Kinsale Capital Group’s earnings last quarter?
        Kinsale Capital Group released its earnings results on Jul 23, 2026. The company reported €4.863 earnings per share for the quarter, beating the consensus estimate of €4.484 by €0.379.
          Is Kinsale Capital Group overvalued?
          According to Wall Street analysts Kinsale Capital Group’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Kinsale Capital Group pay dividends?
            Kinsale Capital Group does not currently pay dividends.
            What is Kinsale Capital Group’s EPS estimate?
            Kinsale Capital Group’s EPS estimate is 4.35.
              How many shares outstanding does Kinsale Capital Group have?
              Kinsale Capital Group has 22,778,425 shares outstanding.
                What happened to Kinsale Capital Group’s price movement after its last earnings report?
                Kinsale Capital Group reported an EPS of €4.863 in its last earnings report, beating expectations of €4.484. Following the earnings report the stock price went up 5.353%.
                  Which hedge fund is a major shareholder of Kinsale Capital Group?
                  Currently, no hedge funds are holding shares in DE:KCH
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Kinsale Capital Group

                    Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company’s commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.

                    Kinsale Capital Group (KCH) Earnings & Revenues

                    KCH Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    Overall the call emphasized strong profitability, underwriting discipline, investment income growth, and active capital deployment (expanded buybacks), while acknowledging notable top-line pressure driven by a soft commercial property market and broader pricing weakness. Management presented multiple offsetting actions — product/distribution expansion, analytics/AI-driven underwriting, conservative reserving, and buybacks — that support confidence in earnings and capital returns despite near-term growth headwinds.View all DE:KCH earnings summaries

                    KCH Stock 12 Month Forecast

                    Average Price Target

                    €325.02
                    ▲(10.10% Upside)
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