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Kinsale Capital Group (DE:KCH)
XETRA:KCH

Kinsale Capital Group (KCH) Price & Analysis

7 Followers

KCH Stock Chart & Stats

€324.80
€15.00(5.35%)
At close: 4:00 PM EDT
€324.80
€15.00(5.35%)

Bulls Say, Bears Say

Bulls Say
Profitability And Cash GenerationKinsale combines high profitability with strong earnings quality and cash conversion. A mid-to-high-20s net margin, roughly 28% TTM ROE, and free cash flow tracking earnings provide internal funding capacity and resilience as underwriting conditions evolve.
Disciplined UnderwritingA profitability-first strategy and disciplined risk selection can protect returns when premium growth is less attractive. Management’s focus on underwriting economics, rather than pursuing volume, supports sustainable profitability and reinforces Kinsale’s specialty-market positioning.
Product And Distribution ExpansionExpanding products and broker appointments broaden Kinsale’s access to specialty risks and reduce reliance on any single distribution channel or segment. These initiatives can support durable submission growth and improve the company’s ability to select attractive opportunities.
Bears Say
Premium And Pricing PressureFalling written premium and broad rate deterioration can limit top-line growth and make it harder to preserve underwriting margins. Continued competition, especially in commercial property, may require Kinsale to accept slower volume growth while waiting for more favorable pricing.
Reserve And Catastrophe VolatilityReported underwriting strength is partly supported by favorable reserve development, which may not recur, while catastrophe losses add variability to results. If reserve benefits normalize or loss activity rises, future combined ratios and earnings could be less favorable.
Margin And Expense PressureThe decline in operating profitability alongside a higher expense ratio indicates that earnings margins are facing pressure despite strong absolute results. Persistent expense inflation or weaker underwriting economics could reduce the conversion of premium growth into sustainable operating profit.

Kinsale Capital Group News

KCH FAQ

What was Kinsale Capital Group’s price range in the past 12 months?
Kinsale Capital Group lowest stock price was €249.80 and its highest was €408.20 in the past 12 months.
    What is Kinsale Capital Group’s market cap?
    Kinsale Capital Group’s market cap is €6.71B.
      When is Kinsale Capital Group’s upcoming earnings report date?
      Kinsale Capital Group’s upcoming earnings report date is Oct 22, 2026 which is in 13 days.
        How were Kinsale Capital Group’s earnings last quarter?
        Kinsale Capital Group released its earnings results on Jul 23, 2026. The company reported €4.934 earnings per share for the quarter, beating the consensus estimate of €4.55 by €0.385.
          Is Kinsale Capital Group overvalued?
          According to Wall Street analysts Kinsale Capital Group’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Kinsale Capital Group pay dividends?
            Kinsale Capital Group does not currently pay dividends.
            What is Kinsale Capital Group’s EPS estimate?
            Kinsale Capital Group’s EPS estimate is 4.47.
              How many shares outstanding does Kinsale Capital Group have?
              Kinsale Capital Group has 22,778,425 shares outstanding.
                What happened to Kinsale Capital Group’s price movement after its last earnings report?
                Kinsale Capital Group reported an EPS of €4.934 in its last earnings report, beating expectations of €4.55. Following the earnings report the stock price went up 5.353%.
                  Which hedge fund is a major shareholder of Kinsale Capital Group?
                  Currently, no hedge funds are holding shares in DE:KCH
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Kinsale Capital Group

                    Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company’s commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.

                    Kinsale Capital Group (KCH) Earnings & Revenues

                    KCH Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    Overall the call emphasized strong profitability, underwriting discipline, investment income growth, and active capital deployment (expanded buybacks), while acknowledging notable top-line pressure driven by a soft commercial property market and broader pricing weakness. Management presented multiple offsetting actions — product/distribution expansion, analytics/AI-driven underwriting, conservative reserving, and buybacks — that support confidence in earnings and capital returns despite near-term growth headwinds.View all DE:KCH earnings summaries

                    KCH Stock 12 Month Forecast

                    Average Price Target

                    €316.58
                    ▼(-2.53% Downside)
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