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First Cash Financial Services (DE:FF60)
NASDAQ:FF60

FirstCash (FF60) Price & Analysis

0 Followers

FF60 Stock Chart & Stats

€171.00
-€0.35(-0.20%)
At close: 4:00 PM EDT
€171.00
-€0.35(-0.20%)

Bulls Say, Bears Say

Bulls Say
Cash GenerationConsistent, high operating and free cash flow—FCF near 0.9x net income with ~8% FCF growth—provides durable internal funding for reinvestment, dividends, buybacks and M&A. Strong cash conversion supports financial resilience and strategic flexibility over the medium term.
Profitability MarginsRobust gross and operating margins reflect the pawn model’s mix of secured lending yields and retail merchandise sales. Margin durability underpins sustained earnings power, supports return on equity, and provides a buffer against credit or inventory volatility across economic cycles.
Strategic M&A & ScaleThe Ramsdens acquisition materially expands U.K. scale and makes FirstCash a dominant listed pawn player across the U.S., Latin America and U.K. Greater scale drives operating efficiencies, lending capacity and cross-market synergies that can sustainably boost revenue and EBITDA.
Bears Say
Rising LeverageHigher debt-to-equity indicates increasing reliance on external funding. Elevated leverage raises interest expense sensitivity and reduces financial flexibility, making the company more vulnerable to slower growth or credit stress and constraining capital allocation during downturns.
Debt CovenantsThe $750M senior note indenture includes restrictive covenants that limit incremental financing, buybacks, dividends and certain transactions. These protections for creditors can constrain management’s strategic agility and shareholder return options if business conditions change.
Concentrated Non‑Prime ExposureRevenue and asset quality are concentrated in pawn lending to non‑prime customers. While loans are collateralized, defaults, forfeiture rates and merchandise liquidation margins can swing with consumer stress, leaving earnings and cash flow exposed to adverse macro trends.

FirstCash News

FF60 FAQ

What was First Cash Financial Services’s price range in the past 12 months?
First Cash Financial Services lowest stock price was €113.05 and its highest was €202.50 in the past 12 months.
    What is First Cash Financial Services’s market cap?
    First Cash Financial Services’s market cap is €7.59B.
      When is First Cash Financial Services’s upcoming earnings report date?
      First Cash Financial Services’s upcoming earnings report date is Oct 22, 2026 which is in 82 days.
        How were First Cash Financial Services’s earnings last quarter?
        First Cash Financial Services released its earnings results on Jul 23, 2026. The company reported €2.167 earnings per share for the quarter, beating the consensus estimate of €2.069 by €0.098.
          Is First Cash Financial Services overvalued?
          According to Wall Street analysts First Cash Financial Services’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does First Cash Financial Services pay dividends?
            First Cash Financial Services does not currently pay dividends.
            What is First Cash Financial Services’s EPS estimate?
            First Cash Financial Services’s EPS estimate is 2.38.
              How many shares outstanding does First Cash Financial Services have?
              First Cash Financial Services has 43,371,800 shares outstanding.
                What happened to First Cash Financial Services’s price movement after its last earnings report?
                First Cash Financial Services reported an EPS of €2.167 in its last earnings report, beating expectations of €2.069. Following the earnings report the stock price went down -6.57%.
                  Which hedge fund is a major shareholder of First Cash Financial Services?
                  Currently, no hedge funds are holding shares in DE:FF60
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    First Cash Financial Services

                    FirstCash Holdings, Inc., along with its affiliates, oversees a widespread network of retail pawn shops throughout the United States, Mexico, and other parts of Latin America. These establishments provide monetary loans against a diverse range of personal collateral, including jewelry, electronic devices, tools, home appliances, sporting goods, and musical instruments. They also sell merchandise obtained either from defaulted pawn agreements or through direct cash purchases from customers. Beyond its core pawn operations, the firm processes scrap jewelry and trades valuable commodities such as gold, silver, and diamonds on global markets. As of December 31, 2021, its extensive footprint included 1,081 outlets in the U.S. (including the District of Columbia), 1,656 in Mexico, 60 in Guatemala, 13 in El Salvador, and 15 in Colombia. The company was established in 1988 and maintains its principal executive offices in Fort Worth, Texas.

                    FirstCash (FF60) Earnings & Revenues

                    FF60 Stock 12 Month Forecast

                    Average Price Target

                    €214.78
                    ▲(25.60% Upside)
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