BIRB Stock Chart & Stats
€15.10
-€0.15(-1.70%)
At close: 4:00 PM EST
€15.10
-€0.15(-1.70%)
Day’s Range― - ―
52-Week Range€11.70 - €18.60
Previous CloseN/A
Volume0.00
Average Volume (3M)11.00
Market Cap
€17.23B
Enterprise Value€6.94K
Total Cash (Recent Filing)€24.27B
Total Debt (Recent Filing)€10.52B
Price to Earnings (P/E)10.6
Beta0.93
Next Earnings
Jul 31, 2026EPS Estimate
0.7Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.06
Shares Outstanding944,551,700
10 Day Avg. Volume30
30 Day Avg. Volume11
Financial Highlights & Ratios
PEG Ratio-0.61
Price to Book (P/B)1.33
Price to Sales (P/S)2.82
P/FCF Ratio4.88
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.55
Revenue Forecast (FY)€4.37B
Bulls Say, Bears Say
Bulls Say
Dominant Irish Franchise And Customer ScaleA leading domestic franchise with >40% share of new mortgage lending and 2.2m retail customers provides durable deposit and lending advantages, deep cross-sell potential into wealth/insurance, and scale that supports stable NII and fee generation across economic cycles.
Upgraded NII Trajectory With Structural Hedge TailwindMulti-year NII targets alongside a structural hedge that management expects to deliver ~€0.5bn tailwind support sustainable net interest margin improvement. This drives predictable core earnings growth if loan/deposit trends hold and hedges roll as planned.
Strong Capital Generation And Improved LeverageConsistent organic capital accretion and a raised operating CET1 target (~14.5%) indicate a high buffer versus minima, enabling progressive dividends, buybacks and room for strategic investment while preserving prudential strength through the plan.
Bears Say
Volatile Cash Flows And Revenue HistoryLarge swings in operating and free cash flow undermine forecasting confidence and raise execution risk for reinvestment and distributions; while recent FCF rebound is positive, prior negative years signal earnings and cash sensitivity to timing, provisioning and market cycles.
Large One-off And Restructuring ChargesSubstantial non-core and restructuring items reduce operating comparability and can mask underlying performance. Moving restructuring above the line increases reported volatility and short-term pressure on margins and ROE until program benefits are realized.
Competitive And Cost Pressures In Core MarketA crowded Irish market and rising wage/inflationary costs force sustained investment in pricing, digital and people; this can compress lending spreads and elevate opex unless efficiency targets are fully delivered, making margin sustainability conditional on execution.
Bank of Ireland Group News
BIRB FAQ
What was Bank of Ireland Group’s price range in the past 12 months?
Bank of Ireland Group lowest stock price was €11.70 and its highest was €18.60 in the past 12 months.
What is Bank of Ireland Group’s market cap?
Bank of Ireland Group’s market cap is €17.23B.
When is Bank of Ireland Group’s upcoming earnings report date?
Bank of Ireland Group’s upcoming earnings report date is Jul 31, 2026 which is in 8 days.
How were Bank of Ireland Group’s earnings last quarter?
Bank of Ireland Group released its earnings results on Mar 02, 2026. The company reported €0.733 earnings per share for the quarter, missing the consensus estimate of €0.808 by -€0.074.
Is Bank of Ireland Group overvalued?
According to Wall Street analysts Bank of Ireland Group’s price is currently Overvalued.
Does Bank of Ireland Group pay dividends?
Bank of Ireland Group does not currently pay dividends.
What is Bank of Ireland Group’s EPS estimate?
Bank of Ireland Group’s EPS estimate is 0.7.
How many shares outstanding does Bank of Ireland Group have?
Bank of Ireland Group has 944,551,700 shares outstanding.
What happened to Bank of Ireland Group’s price movement after its last earnings report?
Bank of Ireland Group reported an EPS of €0.733 in its last earnings report, missing expectations of €0.808. Following the earnings report the stock price went down -6.626%.
Which hedge fund is a major shareholder of Bank of Ireland Group?
Currently, no hedge funds are holding shares in DE:BIRB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank of Ireland Group Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
119.50%
12-Months-Change
Fundamentals
Return on Equity
3.94%
Trailing 12-Months
Asset Growth
15.51%
Trailing 12-Months
Company Description
Bank of Ireland Group
Bank of Ireland Group plc, founded in Dublin, Ireland in 1783, offers an extensive array of banking and financial services. The organization is structured into four main operational segments: Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury. Its financial provisions include current and savings accounts, along with various business deposit solutions. Lending options span personal needs, such as vehicle, home renovation, graduate, and student loans, as well as overdrafts; for businesses and agricultural clients, it provides standard loans, BREXIT-related funding, invoice financing, hire purchase, and leasing. Additionally, the company facilitates international payments and issues credit cards. Bank of Ireland also offers a broad spectrum of protection and insurance products, including mortgage and life cover, specified illness and income protection for individuals and families, as well as home, car, and travel insurance. Its wealth management services encompass pensions, investments, foreign exchange, treasury deposits, and private banking, alongside specialized financing for leveraged acquisitions and property development.
Technical Analysis
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