6B0 Stock Chart & Stats
€14.71
€0.19(1.26%)
At close: 4:00 PM EDT
€14.71
€0.19(1.26%)
Day’s Range― - ―
52-Week Range€12.99 - €28.10
Previous CloseN/A
Volume10.76K
Average Volume (3M)9.85K
Market Cap
€20.55B
Enterprise Value€24.08K
Total Cash (Recent Filing)€7.35B
Total Debt (Recent Filing)€3.41B
Price to Earnings (P/E)36.0
Beta1.31
Next Earnings
Nov 03, 2026EPS Estimate
0.15Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.51
Shares Outstanding1,291,570,300
10 Day Avg. Volume6,577
30 Day Avg. Volume9,848
Financial Highlights & Ratios
PEG Ratio-7.17
Price to Book (P/B)2.87
Price to Sales (P/S)6.31
P/FCF Ratio-7.56
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€16.73Price Target Upside13.71% Upside
Rating ConsensusHold
Number of Analyst Covering13
EPS Forecast (FY)0.51
Revenue Forecast (FY)€4.19B
Bulls Say, Bears Say
Bulls Say
Diversified Fee & Platform RevenueMaterial and growing fee-based and platform revenue provides recurring, capital-light income that cushions lending cyclicality. Over the next 2–6 months this supports margin stability, higher revenue quality, and a scalable revenue base that requires less incremental funding than loan origination.
Large Member/product Growth & Cross-sellSustained member and product growth with rising products-per-member creates durable network effects and increases lifetime value. Strong cross-sell and accelerated product adoption imply lower marginal acquisition cost and steadier fee and deposit inflows over months ahead.
Improved Capital And Balance-sheet BuffersMarked improvement in tangible equity, deposits, and capital ratios materially reduces funding stress and regulatory risk. This stronger buffer supports loan growth, platform scaling, and investment in new products without immediate capital raises, enhancing durability of operations.
Bears Say
Deep Negative Operating And Free Cash FlowPersistent, large negative operating and free cash flow creates structural funding dependence despite reported profitability. Over 2–6 months this raises refinancing and liquidity risk, limits capacity to self-fund growth initiatives, and increases sensitivity to capital markets or deposit stress.
Earnings-to-cash DisconnectAn accounting profit that does not translate to cash weakens financial durability: working-capital, securitization timing, and mark adjustments can mask cash strain. This disconnect can force strategic trade-offs in growth, platform fulfillment, or capital return over coming quarters.
Competitive Pressure In Unsecured LendingSustained pricing competition in unsecured lending can compress NIMs and returns on originations. Even with deposit advantages, prolonged pricing pressure would challenge lending economics and long-term earning power, making growth less accretive unless offset by scale or product mix shifts.
6B0 FAQ
What was SoFi’s price range in the past 12 months?
SoFi lowest stock price was €12.99 and its highest was €28.09 in the past 12 months.
What is SoFi’s market cap?
SoFi’s market cap is €20.55B.
When is SoFi’s upcoming earnings report date?
SoFi’s upcoming earnings report date is Nov 03, 2026 which is in 85 days.
How were SoFi’s earnings last quarter?
SoFi released its earnings results on Jul 29, 2026. The company reported €0.104 earnings per share for the quarter, beating the consensus estimate of €0.093 by €0.01.
Is SoFi overvalued?
According to Wall Street analysts SoFi’s price is currently Undervalued.
Does SoFi pay dividends?
SoFi does not currently pay dividends.
What is SoFi’s EPS estimate?
SoFi’s EPS estimate is 0.15.
How many shares outstanding does SoFi have?
SoFi has 1,291,570,300 shares outstanding.
What happened to SoFi’s price movement after its last earnings report?
SoFi reported an EPS of €0.104 in its last earnings report, beating expectations of €0.093. Following the earnings report the stock price went down -8.631%.
Which hedge fund is a major shareholder of SoFi?
Currently, no hedge funds are holding shares in DE:6B0
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SoFi Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€16.73 (13.71% Upside)
€16.73 (13.71% Upside)
Blogger Sentiment
Bullish
DE:6B0 Sentiment 84%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth €650.2K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-23.47%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
48.25%
Trailing 12-Months
Company Description
SoFi
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
6B0 Company Deck
6B0 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strong set of operating and financial results: robust top-line growth (+40% YoY), record member and product additions, record loan originations, improving credit metrics, expanding fee-based and platform businesses, and materially higher tangible book value. Management raised revenue guidance while maintaining disciplined capital and reinvesting incremental revenue into new growth initiatives (SoFi Plus, Coach, Big Business Banking, SMB, STS). Principal negatives were a higher-than-expected tax rate that reduced EPS, modest declines in fair-value loan marks driven by higher discount rates, and selective unfulfilled loan-platform demand due to capital/prioritization decisions. Overall, positives materially outweigh the challenges, with strong momentum and visible paths to longer-term return targets.View all DE:6B0 earnings summaries6B0 Net revenue Breakdown
95.54% U.S.
4.46% All foreign countries

6B0 Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€16.73
▲(13.71% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month











