1LFA Stock Chart & Stats
€2.68
€0.10(1.92%)
At close: 4:00 PM EST
€2.68
€0.10(1.92%)
Day’s Range― - ―
52-Week Range€1.22 - €6.30
Previous CloseN/A
Volume0.00
Average Volume (3M)20.00
Market Cap
€219.26M
Enterprise Value€3.20B
Total Cash (Recent Filing)€3.22B
Total Debt (Recent Filing)€4.03B
Price to Earnings (P/E)1.1
Beta1.29
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.54
Shares Outstanding146,889,050
10 Day Avg. Volume20
30 Day Avg. Volume20
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)0.32
Price to Sales (P/S)0.30
P/FCF Ratio1.19
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)4.39
Revenue Forecast (FY)€10.88B
Bulls Say, Bears Say
Bulls Say
Profitability & Cash-flow RecoveryLexinFintech reported materially stronger profitability and a sharp cash-flow rebound in 2025, with net margin expansion and large operating/free cash flow generation. Sustained free cash flow and higher margins enhance reinvestment capacity, provisioning resilience and long-term financial flexibility.
Deleveraging And Stronger Balance SheetThe company steadily reduced leverage from historically high levels to a debt-to-equity near 0.40 and improved returns on equity. A healthier capital structure lowers refinancing risk, increases shock absorption to credit cycles, and supports strategic investments without immediate funding strain.
Diversified Ecosystem & Prime Customer ExpansionLexin is shifting toward a diversified ecosystem—installment e‑commerce, offline inclusive finance and fintech empowerment—which now accounts for about half of GMV and shows faster growth. Broader product mix and rising prime-segment volumes reduce dependence on volatile online lending and improve long-term revenue stability.
Bears Say
Top-line Decline & Volatile GrowthDespite margin gains, the company faces persistent top-line pressure with an 8.7% revenue decline in 2025 and uneven year-to-year performance. Enduring revenue weakness can limit operating leverage, make margins harder to sustain, and constrain long-term earnings visibility if diversification doesn't fully offset declines.
Online Loan Contraction And Rising Operating CostsThe core online consumer finance segment is contracting while the company increases sales, marketing and service investments. Structural shrinkage in a legacy revenue pool plus higher recurring operating costs can compress sustainable margins and prolong the timeline to achieve durable profit growth from new initiatives.
Regulatory Uncertainty And Moderate LiquidityManagement highlights ongoing macro and regulatory risks while cash and restricted cash sit around RMB3.3bn. Regulatory shifts in consumer finance and limited liquidity reduce strategic optionality, increase provisioning and compliance costs, and raise the risk that capital constraints could hamper scaling of new ecosystem businesses.
Lexinfintech Holdings News
1LFA FAQ
What was Lexinfintech’s price range in the past 12 months?
Lexinfintech lowest stock price was €1.22 and its highest was €6.30 in the past 12 months.
What is Lexinfintech’s market cap?
Lexinfintech’s market cap is €219.26M.
When is Lexinfintech’s upcoming earnings report date?
Lexinfintech’s upcoming earnings report date is Sep 01, 2026 which is in 47 days.
How were Lexinfintech’s earnings last quarter?
Lexinfintech released its earnings results on May 25, 2026. The company reported €0.078 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Lexinfintech overvalued?
According to Wall Street analysts Lexinfintech’s price is currently Overvalued.
Does Lexinfintech pay dividends?
Lexinfintech does not currently pay dividends.
What is Lexinfintech’s EPS estimate?
Lexinfintech’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Lexinfintech have?
Lexinfintech has 146,889,050 shares outstanding.
What happened to Lexinfintech’s price movement after its last earnings report?
Lexinfintech reported an EPS of €0.078 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 13.423%.
Which hedge fund is a major shareholder of Lexinfintech?
Currently, no hedge funds are holding shares in DE:1LFA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lexinfintech Holdings Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-76.93%
12-Months-Change
Fundamentals
Return on Equity
12.17%
Trailing 12-Months
Asset Growth
5.66%
Trailing 12-Months
Company Description
Lexinfintech
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, initial credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. Further, it offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People’s Republic of China.