1LFA Stock Chart & Stats
€1.03
€0.00(0.00%)
At close: 4:00 PM EDT
€1.03
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€0.83 - €5.35
Previous CloseN/A
Volume800.00
Average Volume (3M)33.00
Market Cap
€171.02M
Enterprise Value€510.93
Total Cash (Recent Filing)€3.22B
Total Debt (Recent Filing)€4.03B
Price to Earnings (P/E)1.2
Beta1.29
Next Earnings
Nov 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.54
Shares Outstanding146,889,050
10 Day Avg. Volume80
30 Day Avg. Volume33
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)0.32
Price to Sales (P/S)0.30
P/FCF Ratio1.19
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€1.03Price Target Upside0.35% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)4.15
Revenue Forecast (FY)€10.96B
Bulls Say, Bears Say
Bulls Say
Diversified Ecosystem GrowthGrowth in installment e-commerce, offline inclusive finance and fintech empowerment reduces reliance on traditional online lending. A broader ecosystem can improve customer monetization and make revenue more resilient across changing credit conditions.
Improving Credit QualityImproving delinquency, early-stage repayment and collection metrics support more sustainable lending economics. Together with 258% coverage and conservative provisioning, these trends may reduce future credit losses and strengthen risk-adjusted profitability.
Stronger Cash Flow And LeverageThe 2025 rebound in operating and free cash flow, alongside materially lower leverage, improves financial flexibility. This supports ongoing technology and customer investments while providing greater capacity to absorb credit-cycle volatility than in prior years.
Bears Say
Online Lending ContractionThe core online consumer finance business remains under pressure from weaker volume and pricing. Continued contraction could weigh on fee income and limit overall growth, particularly because newer ecosystem businesses may take time to offset the decline.
Elevated Costs And Credit ChargesHigher sales, marketing and service-infrastructure spending can compress operating leverage if revenue growth remains muted. Credit costs also remain substantial, creating an ongoing risk that investments and provisioning will restrain earnings conversion.
Regulatory And Liquidity UncertaintyRegulatory requirements and macroeconomic conditions can affect loan origination, funding access, pricing and permissible fintech services. The moderate cash position may also constrain flexibility for investment or loss absorption if conditions deteriorate.
Lexinfintech Holdings News
1LFA FAQ
What was Lexinfintech Holdings Ltd’s price range in the past 12 months?
Lexinfintech Holdings Ltd lowest stock price was €0.83 and its highest was €5.35 in the past 12 months.
What is Lexinfintech Holdings Ltd’s market cap?
Lexinfintech Holdings Ltd’s market cap is €171.02M.
When is Lexinfintech Holdings Ltd’s upcoming earnings report date?
Lexinfintech Holdings Ltd’s upcoming earnings report date is Nov 30, 2026 which is in 90 days.
How were Lexinfintech Holdings Ltd’s earnings last quarter?
Lexinfintech Holdings Ltd released its earnings results on Aug 31, 2026. The company reported €0.038 earnings per share for the quarter.
Is Lexinfintech Holdings Ltd overvalued?
According to Wall Street analysts Lexinfintech Holdings Ltd’s price is currently Undervalued.
Does Lexinfintech Holdings Ltd pay dividends?
Lexinfintech Holdings Ltd does not currently pay dividends.
What is Lexinfintech Holdings Ltd’s EPS estimate?
Lexinfintech Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Lexinfintech Holdings Ltd have?
Lexinfintech Holdings Ltd has 146,889,050 shares outstanding.
What happened to Lexinfintech Holdings Ltd’s price movement after its last earnings report?
Lexinfintech Holdings Ltd reported an EPS of €0.038 in its last earnings report. Following the earnings report the stock price went down -13.99%.
Which hedge fund is a major shareholder of Lexinfintech Holdings Ltd?
Currently, no hedge funds are holding shares in DE:1LFA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lexinfintech Holdings Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
€1.03 (0.35% Upside)
€1.03 (0.35% Upside)
Blogger Sentiment
Neutral
DE:1LFA Sentiment 67%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-77.59%
12-Months-Change
Fundamentals
Return on Equity
36.99%
Trailing 12-Months
Asset Growth
5.66%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Lexinfintech Holdings Ltd
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, initial credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. Further, it offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People’s Republic of China.
1LFA Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Negative
The call was dominated by significant industry-wide funding constraints, rising delinquency and credit costs, declining credit-business revenue and an expected third-quarter net loss. The company highlighted strong liquidity, compliance, cost reductions, AI capabilities, e-commerce profitability and progress toward a technology-empowered model, but these positives were outweighed by near-term financial pressure and limited visibility.View all DE:1LFA earnings summaries1LFA Stock 12 Month Forecast
Average Price Target
€1.03
▲(0.35% Upside)