1LFA Stock Chart & Stats
€1.03
€0.00(0.00%)
At close: 4:00 PM EDT
€1.03
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€0.53 - €4.88
Previous CloseN/A
Volume800.00
Average Volume (3M)44.00
Market Cap
€95.94M
Enterprise Value€510.93M
Total Cash (Recent Filing)€2.45B
Total Debt (Recent Filing)€3.69B
Price to Earnings (P/E)0.7
Beta1.50
Next Earnings
Nov 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)6.16
Shares Outstanding146,889,050
10 Day Avg. Volume133
30 Day Avg. Volume44
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)0.32
Price to Sales (P/S)0.30
P/FCF Ratio1.19
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€1.07Price Target Upside3.93% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)-0.52
Revenue Forecast (FY)€9.60B
Bulls Say, Bears Say
Bulls Say
Improved Balance SheetThe sustained reduction in leverage improves financial flexibility and lowers balance-sheet pressure compared with prior years. A stronger equity base and improved return on equity give Lexin greater capacity to absorb credit volatility, preserve operations, and fund its technology-led transition.
Rebounded Cash GenerationThe sharp recovery in operating and free cash flow strengthens Lexin’s ability to support compliance investments, manage industry volatility, and maintain liquidity without relying entirely on external funding. Although cash generation has been uneven historically, the 2025 rebound materially improves near-term financial resilience.
Technology And Business DiversificationGrowth and profitability in fintech empowerment provide evidence that Lexin is developing revenue streams beyond legacy consumer-credit facilitation. Serving licensed institutions with technology and risk capabilities can improve business mix, support recurring platform relevance, and reduce dependence on loan-volume expansion alone.
Bears Say
Funding Constraints And Shrinking OriginationTighter funding availability directly limits the volume of loans Lexin can facilitate, weakening the main transaction base that supports financing and technology service revenue. Continued industry-wide constraints could therefore suppress growth, reduce operating leverage, and prolong pressure on the consumer-finance business.
Rising Credit Risk And CostsWorsening delinquency and higher credit costs can reduce profitability even when loan activity remains substantial. Management’s expectation for further deterioration suggests provisioning and collection pressures may persist over the next several months, making earnings more sensitive to borrower performance and portfolio runoff.
Regulatory Pressure On CollectionsStricter collection requirements may reduce recovery effectiveness and lengthen the time needed to resolve delinquent balances. For a credit platform exposed to asset quality and servicing outcomes, weaker collections can increase loss severity, raise operating demands, and constrain sustainable returns even as compliance improves.
Lexinfintech Holdings News
1LFA FAQ
What was Lexinfintech Holdings Ltd’s price range in the past 12 months?
Lexinfintech Holdings Ltd lowest stock price was €0.53 and its highest was €4.88 in the past 12 months.
What is Lexinfintech Holdings Ltd’s market cap?
Lexinfintech Holdings Ltd’s market cap is €95.94M.
When is Lexinfintech Holdings Ltd’s upcoming earnings report date?
Lexinfintech Holdings Ltd’s upcoming earnings report date is Nov 30, 2026 which is in 37 days.
How were Lexinfintech Holdings Ltd’s earnings last quarter?
Lexinfintech Holdings Ltd released its earnings results on Aug 31, 2026. The company reported €0.04 earnings per share for the quarter.
Is Lexinfintech Holdings Ltd overvalued?
According to Wall Street analysts Lexinfintech Holdings Ltd’s price is currently Undervalued.
Does Lexinfintech Holdings Ltd pay dividends?
Lexinfintech Holdings Ltd does not currently pay dividends.
What is Lexinfintech Holdings Ltd’s EPS estimate?
Lexinfintech Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Lexinfintech Holdings Ltd have?
Lexinfintech Holdings Ltd has 146,889,050 shares outstanding.
What happened to Lexinfintech Holdings Ltd’s price movement after its last earnings report?
Lexinfintech Holdings Ltd reported an EPS of €0.04 in its last earnings report. Following the earnings report the stock price went down -13.99%.
Which hedge fund is a major shareholder of Lexinfintech Holdings Ltd?
Currently, no hedge funds are holding shares in DE:1LFA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lexinfintech Holdings Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€1.07 (3.93% Upside)
€1.07 (3.93% Upside)
Blogger Sentiment
Neutral
DE:1LFA Sentiment 75%
Sector Average 60%
Sector Average 60%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-87.58%
12-Months-Change
Fundamentals
Return on Equity
8.64%
Trailing 12-Months
Asset Growth
4.98%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Lexinfintech Holdings Ltd
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, initial credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. Further, it offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People’s Republic of China.
1LFA Company Deck
1LFA Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Negative
The call was dominated by significant industry-wide funding constraints, rising delinquency and credit costs, declining credit-business revenue and an expected third-quarter net loss. The company highlighted strong liquidity, compliance, cost reductions, AI capabilities, e-commerce profitability and progress toward a technology-empowered model, but these positives were outweighed by near-term financial pressure and limited visibility.View all DE:1LFA earnings summaries1LFA Stock 12 Month Forecast
Average Price Target
€1.07
▲(3.93% Upside)