American Express Company (AXP)
NYSE:AXP
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AXP Stock Chart & Stats
$331.69
$0.55(0.18%)
At close: 4:00 PM EST
$331.69
$0.55(0.18%)
Day’s Range― - ―
52-Week Range$286.15 - $387.49
Previous CloseN/A
Volume410.44K
Average Volume (3M)3.27M
Market Cap
$213.25B
Enterprise Value$222.62B
Total Cash (Recent Filing)$54.05B
Total Debt (Recent Filing)$60.44B
Price to Earnings (P/E)19.0
Beta1.25
Next Earnings
Jul 24, 2026EPS Estimate
4.4Next Dividend Ex-DateN/A
Dividend Yield0.84%
Share Statistics
EPS (TTM)16.04
Shares Outstanding682,326,400
10 Day Avg. Volume2,943,190
30 Day Avg. Volume3,272,067
Financial Highlights & Ratios
PEG Ratio2.43
Price to Book (P/B)7.68
Price to Sales (P/S)3.20
P/FCF Ratio16.07
Enterprise Value/Market Cap1.04
Enterprise Value/Revenue2.70
Enterprise Value/Gross Profit3.24
Enterprise Value/Ebitda12.09
Forecast
1Y Price Target
$363.94Price Target Upside9.72% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering19
EPS Forecast (FY)17.66
Revenue Forecast (FY)$79.40B
Bulls Say, Bears Say
Bulls Say
Closed‑loop Payments ModelAmerican Express's closed‑loop model lets it act as both issuer and network, capturing both merchant discount and cardholder economics. This creates durable margins, proprietary transaction data, and stronger customer relationships that support fee growth and differentiated premium offerings over time.
Sustained Revenue And International MomentumDouble‑digit top‑line growth and persistent international billings expansion reflect structural demand for premium payments and cross‑border travel spend. A diversified revenue base (net card fees, NII, international growth) reduces reliance on any single market and supports multi‑period revenue durability.
Strong Cash Generation And Shareholder ReturnsHigh ROE and consistent buybacks/dividend increases demonstrate robust cash conversion and disciplined capital allocation. Cash generation historically aligns with earnings, enabling continued shareholder returns while providing resources to fund strategic investments and product rollout without eroding core capital.
Bears Say
Elevated Leverage And Funding SensitivityHigher-than-normal debt relative to equity increases exposure to rising funding costs and market dislocations. For a credit‑cycle sensitive lender/issuer, elevated leverage reduces financial flexibility, raises refinancing risk, and can amplify earnings volatility if macro or rates move against the company.
Free Cash Flow Decline And Margin PressureA meaningful TTM drop in free cash flow combined with margin compression weakens the cushion for reinvestment and shareholder returns. If FCF momentum does not recover, the company may face tougher tradeoffs between funding growth initiatives, maintaining buybacks/dividends, and preserving capital ratios.
Expense Reinvestment And Co‑brand Portfolio DragManagement's deliberate increase in marketing and technology raises the expense ratio and tempers near‑term margins. Concurrently, divesting co‑brand portfolios trims balances and SME spend growth. Together these structural moves can slow margin recovery and require sustained revenue gains to offset higher investment spending.
American Express News
AXP FAQ
What was American Express Company’s price range in the past 12 months?
American Express Company lowest stock price was $286.15 and its highest was $387.49 in the past 12 months.
What is American Express Company’s market cap?
American Express Company’s market cap is $213.25B.
When is American Express Company’s upcoming earnings report date?
American Express Company’s upcoming earnings report date is Jul 24, 2026 which is in 48 days.
How were American Express Company’s earnings last quarter?
American Express Company released its earnings results on Apr 23, 2026. The company reported $4.28 earnings per share for the quarter, beating the consensus estimate of $4.004 by $0.276.
Is American Express Company overvalued?
According to Wall Street analysts American Express Company’s price is currently Undervalued.
Does American Express Company pay dividends?
American Express Company pays a Quarterly dividend of $0.82 which represents an annual dividend yield of 0.84%. See more information on American Express Company dividends here
What is American Express Company’s EPS estimate?
American Express Company’s EPS estimate is 4.4.
How many shares outstanding does American Express Company have?
American Express Company has 682,326,400 shares outstanding.
What happened to American Express Company’s price movement after its last earnings report?
American Express Company reported an EPS of $4.28 in its last earnings report, beating expectations of $4.004. Following the earnings report the stock price went down -4.311%.
Which hedge fund is a major shareholder of American Express Company?
Currently, no hedge funds are holding shares in AXP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
American Express Stock Smart Score
Outperform
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$363.94 (9.72% Upside)
$363.94 (9.72% Upside)
Blogger Sentiment
Bullish
AXP Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 171.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $917.9K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▼ 0.3%
Last 30 Days ▲ 0.4%
Last 30 Days ▲ 0.4%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
6.06%
12-Months-Change
Fundamentals
Return on Equity
33.95%
Trailing 12-Months
Asset Growth
9.44%
Trailing 12-Months
Company Description
American Express Company
American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.
AXP Company Deck
AXP Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented predominantly positive operational and financial momentum: double-digit revenue growth (11%), meaningful EPS upside (+18% YoY), robust card member spending and strong international performance, along with continued excellent credit metrics and healthy capital returns. Management is proactively reinvesting Q1 outperformance into marketing and technology (including AI initiatives and a sizable commercial product rollout), which raises near-term expense ratios but is positioned to support sustainable long-term growth. The few negatives (temporary airline softness from geopolitical events, modest near-term drag from held-for-sale co-brand portfolios, and the reinvestment-driven expense step-up) were acknowledged as manageable by management and not expected to materially impair results this year.View all AXP earnings summariesAXP Revenue Breakdown
47.65% U.S. Consumer Services
24.05% Commercial Services
17.38% International Card Services
11.35% Global Merchant and Network Services
AXP Stock 12 Month Forecast
Average Price Target
$363.94
▲(9.72% Upside)
Technical Analysis
Ownership Overview
0.10% Insiders
15.20% Mutual Funds
35.39% Other Institutional Investors
31.81% Public Companies and Individual Investors