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TPSC - ETF AI Analysis

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TPSC

Timothy Plan US Small Cap Core ETF (TPSC)

Rating:70Outperform
Price Target:―
TPSC’s overall rating suggests it is a solid but not top-tier small-cap ETF, supported by strong holdings like Qualys and Southwest Gas, which bring robust profitability, positive earnings sentiment, and attractive valuations that help lift the fund’s quality. However, some key positions such as Dropbox and Insight Enterprises face bearish technical trends and challenges in revenue growth or leverage, which may weigh on performance, and investors should also be mindful of risks tied to several holdings showing weaker momentum and cash flow management.
Positive Factors
Strong Recent Performance
The ETF has delivered strong gains so far this year and in recent months, showing solid momentum in its small-cap holdings.
Broad Sector Diversification
Holdings are spread across many sectors, including financials, industrials, consumer cyclical, technology, and utilities, which helps reduce reliance on any single part of the market.
Top Holdings Showing Solid Gains
Most of the largest positions, such as Hanover Insurance and New Jersey Resources, have posted strong year-to-date performance, supporting the fund’s overall results.
Negative Factors
Higher Expense Ratio
The fund’s expense ratio is on the higher side for an ETF, which means more of the returns are used to cover fees.
Heavy U.S. Concentration
With almost all assets invested in U.S. companies, the ETF offers little geographic diversification and is highly tied to the U.S. economy.
Significant Exposure to Financials and Industrials
A large portion of the portfolio is in financial and industrial stocks, which could hurt performance if these sectors face a downturn.

TPSC vs. SPDR S&P 500 ETF (SPY)

TPSC Summary

Timothy Plan US Small Cap Core ETF (TPSC) is an exchange-traded fund that follows the Victory U.S. Small Cap Volatility Weighted BRI index, focusing on smaller U.S. companies with room to grow. It holds a wide mix of businesses across finance, industrials, consumer, and utility sectors, including well-known names like Hanover Insurance and American States Water. Investors might consider TPSC to tap into the growth potential of small companies while spreading their money across many stocks for diversification. A key risk is that small-cap stocks can be more volatile, so the ETF’s price can move up and down more sharply with the market.
How much will it cost me?The Timothy Plan US Small Cap Core ETF (TPSC) has an expense ratio of 0.52%, meaning you’ll pay $5.20 per year for every $1,000 invested. This is slightly higher than average because it is actively managed, focusing on small-cap stocks with a specialized strategy. Active management often involves more research and oversight, which can increase costs.
What would affect this ETF?The Timothy Plan US Small Cap Core ETF could benefit from economic growth and innovation in the U.S., as small-cap companies often thrive during periods of expansion and entrepreneurial activity. However, it may face challenges from rising interest rates, which can increase borrowing costs for smaller firms, and economic slowdowns that disproportionately impact small-cap stocks. Additionally, its exposure to sectors like Financials and Industrials could be influenced by regulatory changes or shifts in consumer demand.

TPSC Top 10 Holdings

TPSC is leaning into U.S. small caps with a noticeable tilt toward financials and utilities, and no single stock dominates the show. Qualys and Dropbox have been rising stars, with strong recent runs that help power the fund’s tech exposure. Cheesecake Factory has also been on a tear, giving the consumer side a nice sugar rush. On the flip side, utility names like IdaCorp and New Jersey Resources have been lagging lately, acting as a mild brake on performance. Overall, it’s a domestically focused, broadly spread small-cap play.
Name
Company Name
Weight %
Market Value
Market Cap
Yearly Gain
Overall Rating
Hanover Insurance0.50%$1.81M$7.59B21.26%
77
Outperform
Concentra Group Holdings Parent, Inc.0.45%$1.63M$4.41B68.16%
66
Neutral
IdaCorp0.44%$1.59M$7.39B0.02%
64
Neutral
American States Water0.43%$1.58M$3.27B14.35%
70
Outperform
CNO Financial0.43%$1.56M$4.95B34.71%
72
Outperform
Insight Enterprises0.42%$1.52M$4.69B41.02%
62
Neutral
Qualys0.41%$1.48M$6.33B26.17%
78
Outperform
Dropbox0.41%$1.48M$7.10B2.85%
62
Neutral
Cheesecake Factory0.41%$1.48M$5.23B90.85%
66
Neutral
Chesapeake Utilities0.41%$1.47M$3.09B-3.96%
64
Neutral

TPSC Technical Analysis

Technical Analysis Sentiment
Negative
Last Price―
Price Trends
50DMA
47.47
Negative
100DMA
46.75
Negative
200DMA
45.06
Positive
Market Momentum
MACD
-0.67
Positive
RSI
25.82
Positive
STOCH
19.34
Positive
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For TPSC, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 46.40, equal to the 50-day MA of 47.47, and equal to the 200-day MA of 45.06, indicating a neutral trend. The MACD of -0.67 indicates Positive momentum. The RSI at 25.82 is Positive, neither overbought nor oversold. The STOCH value of 19.34 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TPSC.

TPSC Peer Comparison

Comparison Results
Name
Price
Price Target
AUM
Expense Ratio
Overall Rating
――$363.36M0.52%
70
Outperform
――$803.08M0.49%
68
Neutral
――$788.99M0.48%
72
Outperform
――$715.95M0.09%
62
Neutral
――$691.86M0.42%
68
Neutral
――$689.03M0.38%
67
Neutral
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TPSC
Timothy Plan US Small Cap Core ETF
45.09
4.04
9.84%
SFLO
VictoryShares Small Cap Free Cash Flow ETF
―
―
―
OUSM
OShares U.S. Small-Cap Quality Dividend ETF
―
―
―
BBSC
JPMorgan BetaBuilders U.S. Small Cap Equity ETF
―
―
―
JHSC
John Hancock Multifactor Small Cap ETF
―
―
―
EES
WisdomTree U.S. SmallCap Fund
―
―
―
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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