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KYC - ETF AI Analysis

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KYC

Corgi Digital Banking & Fintech Infrastructure ETF (KYC)

Rating:70Neutral
Price Target:
KYC, the Corgi Digital Banking & Fintech Infrastructure ETF, earns a solid overall rating driven by high-quality leaders like Visa, Mastercard, PayPal, and Nu Holdings, which all show strong financial performance, positive earnings commentary, and strategic growth initiatives in digital payments and fintech. However, several holdings, including Robinhood and Corpay, face issues such as valuation concerns, leverage, and mixed or bearish technical signals, and the fund’s focus on a single theme—digital banking and fintech—means investors are exposed to sector-specific and regulatory risks.
Positive Factors
Strong Recent Three-Month Performance
The ETF has shown solid gains over the last three months, indicating positive short-term momentum.
Leading Payment Companies in Top Holdings
Key positions like Visa and other strong payment processors have delivered steady to strong results, helping support the fund’s overall performance.
Focused Exposure to Financial and Technology Sectors
The fund concentrates on financial and technology companies tied to digital banking and fintech, giving investors targeted exposure to a growing niche of the market.
Negative Factors
Several Weak Top Holdings
A number of the largest positions, including well-known fintech names, have shown weak performance this year, which can drag on the ETF’s returns.
High Sector Concentration
Heavy weighting in financial and technology stocks means the fund could be hit hard if these sectors face a downturn.
Limited Geographic Diversification
With almost all assets in U.S.-listed companies, investors get little protection from weakness in the U.S. market.

KYC vs. SPDR S&P 500 ETF (SPY)

KYC Summary

The Corgi Digital Banking & Fintech Infrastructure ETF (KYC) focuses on companies that power modern digital finance rather than traditional banks. It follows a digital banking and fintech infrastructure theme, holding firms that run payment networks, online banking systems, and financial software. Well-known holdings include Visa and Mastercard, along with other payment and fintech platforms. Someone might invest in KYC to seek growth from the long-term shift toward mobile banking, online shopping, and digital payments. However, this ETF is heavily tilted toward tech and fintech stocks, so its price can be quite volatile and may rise or fall more than the overall market.
How much will it cost me?This ETF has an expense ratio of 0.35%, which means you’ll pay about $3.50 per year for every $1,000 you invest. That’s higher than the cost of a typical broad, passively managed index ETF, mainly because this is a more specialized, actively managed fund focused on a specific fintech theme.
What would affect this ETF?This ETF could benefit if digital payments, online shopping, and mobile banking keep growing worldwide, helping major holdings like Visa, Mastercard, and other fintech platforms gain more business as banks and merchants upgrade their technology. On the other hand, it could be hurt by higher interest rates that pressure growth-focused tech and financial stocks, tougher regulations on digital finance and data privacy, or a global slowdown that reduces consumer spending and payment volumes.

KYC Top 10 Holdings

This ETF leans heavily on the digital payments rails, with Visa and Mastercard acting as the main engines of performance thanks to steadily rising results, even if their momentum has cooled a bit. On the flashier side, Robinhood and Block add some spark, with Robinhood’s recent surge helping offset earlier stumbles. PayPal and Sea, however, are losing steam, dragging on returns as investors question their growth paths. Overall, it’s a globally diversified but tightly focused bet on fintech infrastructure and the shift to digital-first finance.
Name
Company Name
Weight %
Market Value
Market Cap
Yearly Gain
Overall Rating
Visa9.70%$37.83K$692.54B9.39%
70
Outperform
Mastercard8.29%$32.36K$497.35B-3.47%
75
Outperform
Mercadolibre4.24%$16.56K$93.27B-26.29%
77
Outperform
Robinhood4.01%$15.66K$93.88B-9.18%
68
Neutral
Sea3.74%$14.59K$63.39B-46.86%
69
Neutral
Intuit3.42%$13.36K$85.02B-53.61%
73
Outperform
PayPal Holdings3.04%$11.86K$45.09B-22.74%
76
Outperform
Nu Holdings3.01%$11.72K$66.71B-13.44%
79
Outperform
Corpay Inc2.78%$10.86K$26.41B32.43%
75
Outperform
Block2.77%$10.80K$46.04B-1.16%
72
Outperform

KYC Technical Analysis

Technical Analysis Sentiment
Negative
Last Price
Price Trends
50DMA
26.58
Negative
100DMA
200DMA
Market Momentum
MACD
-0.16
Positive
RSI
40.47
Neutral
STOCH
0.31
Positive
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For KYC, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 27.11, equal to the 50-day MA of 26.58, and equal to the 200-day MA of ―, indicating a neutral trend. The MACD of -0.16 indicates Positive momentum. The RSI at 40.47 is Neutral, neither overbought nor oversold. The STOCH value of 0.31 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for KYC.

KYC Peer Comparison

Comparison Results
Name
Price
Price Target
AUM
Expense Ratio
Overall Rating
$389.03K0.35%
70
Neutral
$96.12M1.00%
69
Neutral
$90.33M0.75%
71
Outperform
$82.25M0.50%
69
Neutral
$79.92M0.90%
62
Neutral
$5.19M0.50%
73
Outperform
Performance Comparison
Ticker
Company Name
Price
Change
% Change
KYC
Corgi Digital Banking & Fintech Infrastructure ETF
25.91
1.18
4.77%
FFND
Future Fund Active ETF
FITZ
Fitz-Gerald Must Have Portfolio ETF
IQM
Franklin Intelligent Machines ETF
HECO
SPDR Galaxy Hedged Digital Asset Ecosystem ETF
BUYZ
Franklin Disruptive Commerce ETF
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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