Intuit (INTU) AI Stock Analysis

• Market Cap: $210.32B
• Dividend Yield: 0.55%
• Average Volume (3M): 1.74M
• Price to Earnings (P/E): 61.4
• Beta (1Y): 0.91
• Revenue Growth: 14.99%
• EPS Growth: 12.89%
• Country: US
• Employees: 18,800
• Sector: Technology
• Sector Strength: 79
• Industry: Software - Application
• EPS (TTM): 11.65
• Shares Outstanding: 278,947,000
• 10 Day Avg. Volume: 1,388,642
• 30 Day Avg. Volume: 1,736,534
• PEG Ratio: 4.05
• Price to Book (P/B): 8.33
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 30.04
• Enterprise Value/Market Cap: 0.70
• Enterprise Value/Revenue: 2.16
• Enterprise Value/Gross Profit: 10.17
• Enterprise Value/Ebitda: 7.79
• 1Y Price Target: $817.33
• Price Target Upside: 6.41% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 22

• Rating: 80 Outperform
• Price Target: $828.00 ▲(7.80%Upside)

Intuit's strong financial performance and positive earnings call are the primary drivers of the overall score. The company's robust growth, profitability, and strategic use of AI position it well for future success. However, the high valuation and potential short-term technical corrections temper the outlook slightly.

Positive Factors

AI Strategy

Intuit is strategically positioning itself to capitalize on AI adoption across its product suite including Turbo Tax, Credit Karma, QuickBooks, and Mailchimp, setting it apart from other AI offerings.

Customer Feedback

Customers that have utilized Intuit's product are providing positive feedback.

Financial Performance

Revenue grew 15% year-over-year to USD7.8 billion, 2.5% above consensus, driven by outstanding performance across its platform, particularly in Global Business Solutions and Credit Karma.

Negative Factors

Competition

Intensified competition could create downward pressure on product pricing and margins.

Intuit Business Overview & Revenue Model

Company Description

Intuit Inc. provides financial management and compliance products and services for consumers, small businesses, self-employed, and accounting professionals in the United States, Canada, and internationally. The company operates in four segments: Small Business & Self-Employed, Consumer, Credit Karma, and ProConnect. The Small Business & Self-Employed segment provides QuickBooks online services and desktop software solutions comprising QuickBooks Online Advanced, a cloud-based solution; QuickBooks Enterprise, a hosted solution; QuickBooks Self-Employed solution; QuickBooks Commerce, a solution for product-based businesses; QuickBooks Online Accountant and QuickBooks Accountant Desktop Plus solutions; and payroll solutions, such as online payroll processing, direct deposit of employee paychecks, payroll reports, electronic payment of federal and state payroll taxes, and electronic filing of federal and state payroll tax forms. This segment also offers payment-processing solutions, including credit and debit cards, Apple Pay, and ACH payment services; QuickBooks Cash business bank account; and financial supplies and financing for small businesses. The Consumer segment provides TurboTax income tax preparation products and services; and personal finance. The Credit Karma segment offers consumers with a personal finance platform that provides personalized recommendations of home, auto, and personal loans, as well as credit cards and insurance products. The ProConnect segment provides Lacerte, ProSeries, and ProFile desktop tax-preparation software products; and ProConnect Tax Online tax products, electronic tax filing service, and bank products and related services. It sells products and services through various sales and distribution channels, including multi-channel shop-and-buy experiences, websites and call centers, mobile application stores, and retail and other channels. The company was founded in 1983 and is headquartered in Mountain View, California.

How the Company Makes Money

Intuit generates revenue primarily through the sale of its software products and services, which are offered via subscription and transaction-based models. The company's key revenue streams include its Small Business & Self-Employed segment, driven by QuickBooks accounting software and related services; the Consumer segment, powered by TurboTax, which offers tax preparation solutions; and the Credit Karma segment, which earns through credit services and financial product recommendations. Intuit also monetizes through its strategic partnerships with financial institutions, leveraging data-driven insights to enhance customer engagement and deliver personalized financial solutions.

Intuit Financial Statement Overview

Summary

Intuit exhibits strong financial health with impressive revenue growth, robust profitability, and efficient operational margins. The balance sheet shows manageable leverage and high equity ratio, while cash flows are robust, supporting growth and operational needs efficiently.

Income Statement

Intuit's income statement shows impressive growth with a strong revenue increase of 11.65% from the previous year to TTM (Trailing-Twelve-Months). The gross profit margin stands at 79.73%, and the net profit margin is 19.07%, both indicating robust profitability. The EBIT margin of 24.37% and EBITDA margin of 28.33% further highlight operational efficiency. Overall, Intuit exhibits a healthy financial performance with consistent profitability and growth.

Balance Sheet

Intuit's balance sheet remains strong, with a debt-to-equity ratio of 0.36 indicating manageable leverage. The equity ratio of 54.99% shows a solid capital structure with substantial equity backing total assets. Return on equity stands at 17.23%, demonstrating effective use of equity to generate profits. The company maintains a stable financial position, though increased total liabilities warrant ongoing monitoring.

Cash Flow

The cash flow statement reveals a robust increase in free cash flow with a 31.66% growth rate in TTM (Trailing-Twelve-Months). The operating cash flow to net income ratio of 1.80 indicates strong cash generation relative to net income. Free cash flow to net income ratio is 1.76, reflecting effective conversion of income to cash flows. Intuit's cash flows are healthy, supporting its growth and operational needs efficiently.

Breakdown
TTM	Sep 2024	Sep 2023	Sep 2022	Sep 2021	Sep 2020
Income Statement		Total Revenue
18.18B	16.29B	14.37B	12.73B	9.63B	7.68B
	Gross Profit
14.50B	12.82B	11.22B	10.32B	7.95B	6.30B
	EBIT
4.43B	3.63B	3.14B	2.57B	2.50B	2.18B
	EBITDA
5.15B	4.58B	4.04B	3.37B	2.95B	2.43B
	Net Income Common Stockholders
3.47B	2.96B	2.38B	2.07B	2.06B	1.83B
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
5.44B	4.07B	3.66B	3.28B	3.87B	7.05B
	Total Assets
36.59B	32.13B	27.78B	27.73B	15.52B	10.93B
	Total Debt
7.31B	6.57B	6.60B	7.46B	2.41B	3.59B
	Net Debt
1.87B	2.96B	3.75B	4.66B	-148.00M	-2.85B
	Total Liabilities
16.47B	13.70B	10.51B	11.29B	5.65B	5.83B
	Stockholders Equity
20.13B	18.44B	17.27B	16.44B	9.87B	5.11B
Cash Flow		Free Cash Flow
6.10B	4.63B	4.79B	3.66B	3.13B	2.28B
	Operating Cash Flow
6.24B	4.88B	5.05B	3.89B	3.25B	2.41B
	Investing Cash Flow
-1.34B	-227.00M	-922.00M	-5.42B	-3.96B	-97.00M
	Financing Cash Flow
-1.20B	-397.00M	-4.27B	1.73B	-3.18B	2.03B

Intuit Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 768.08
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For INTU, the sentiment is Positive. The current price of 768.08 is above the 20-day moving average (MA) of 740.97, above the 50-day MA of 664.48, and above the 200-day MA of 631.34, indicating a bullish trend. The MACD of 29.45 indicates Positive momentum. The RSI at 71.25 is Negative, neither overbought nor oversold. The STOCH value of 51.17 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for INTU.

Intuit Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
INTU	80 Outperform	$210.32B	61.35	17.84%	0.55%	14.99%	12.89%
CRM	78 Outperform	$247.03B	40.42	10.31%	0.64%	7.97%	14.85%
NOW	75 Outperform	$204.80B	134.21	16.86%	―	21.01%	-20.93%
WDAY	72 Outperform	$65.29B	135.03	5.70%	―	15.38%	-67.58%
TEAM	71 Outperform	$51.81B	―	-34.33%	―	19.12%	-161.42%
FICO	66 Neutral	$43.44B	76.86	-47.82%	―	14.72%	21.81%
Sector *	62 Neutral	$11.80B	10.10	-7.47%	2.99%	7.37%	-8.16%

Intuit Corporate Events

Intuit Declares Cash Dividend of $1.04 Per Share

On May 22, 2025, Intuit announced that its Board of Directors approved a cash dividend of $1.04 per share, to be paid on July 18, 2025, to shareholders recorded by July 10, 2025. This decision reflects Intuit’s ongoing commitment to returning value to its shareholders and may influence investor perceptions positively regarding the company’s financial health and strategic direction.

The most recent analyst rating on (INTU) stock is a Buy with a $730.00 price target. To see the full list of analyst forecasts on Intuit stock, see the INTU Stock Forecast page.