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West Bancorporation (WTBA)
NASDAQ:WTBA
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West Bancorporation (WTBA) Price & Analysis

137 Followers

WTBA Stock Chart & Stats

$22.83
-$0.09(-0.43%)
At close: 4:00 PM EST
$22.83
-$0.09(-0.43%)

Bulls Say, Bears Say

Bulls Say
Improved Leverage And Capital BaseMaterial reduction in leverage to a debt-to-equity near 0.40 enhances capital flexibility and loss-absorbing capacity. This steadier capital base supports dividends, selective loan growth, and potential opportunistic M&A, improving resilience across macro cycles over the next several quarters.
Consistent, Rising Cash GenerationRising operating cash flow and a rebound to positive free cash flow (close to net income) underpin earnings quality and internal funding. Durable cash generation funds dividends, supports reinvestment and loan deployment, and reduces reliance on external financing during cyclical downturns.
Margin Expansion With Pristine Credit QualityNet interest margin expansion combined with negligible delinquencies and no nonaccruals lowers earnings volatility and provision needs. With upcoming asset repricings and ample liquidity, sustained NIM gains plus strong credit set the foundation for durable profitability and capital build.
Bears Say
Sharp TTM Revenue ContractionA roughly 40% TTM revenue decline erodes top-line scale and operating leverage, making it harder to grow earnings sustainably. Persistent revenue weakness can limit reinvestment, compress margins over time, and constrain the bank's ability to diversify fee and noninterest income streams.
Flat Loan Balances And Refinancing HeadwindsOngoing payoffs and refinancings cap growth in interest-earning assets, limiting net interest income expansion even as margins improve. Until originations sustainably outpace attrition, balance-sheet growth and revenue recovery may remain constrained, pressuring medium-term growth prospects.
Concentration Risk: Trucking Exposure In Watch ListA watch list heavily concentrated in trucking creates idiosyncratic vulnerability to freight cycles, fuel costs and industry oversupply. Though small in share, deterioration or a large adverse resolution could force provisions, pressure capital ratios, and prompt tighter underwriting across related commercial portfolios.

West Bancorporation News

WTBA FAQ

What was West Bancorporation’s price range in the past 12 months?
West Bancorporation lowest stock price was $17.31 and its highest was $27.62 in the past 12 months.
    What is West Bancorporation’s market cap?
    West Bancorporation’s market cap is $461.29M.
      When is West Bancorporation’s upcoming earnings report date?
      West Bancorporation’s upcoming earnings report date is Jul 23, 2026 which is in 20 days.
        How were West Bancorporation’s earnings last quarter?
        West Bancorporation released its earnings results on Apr 23, 2026. The company reported $0.61 earnings per share for the quarter, beating the consensus estimate of $0.58 by $0.03.
          Is West Bancorporation overvalued?
          According to Wall Street analysts West Bancorporation’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does West Bancorporation pay dividends?
            West Bancorporation pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 4.39%. See more information on West Bancorporation dividends here
              What is West Bancorporation’s EPS estimate?
              West Bancorporation’s EPS estimate is 0.63.
                How many shares outstanding does West Bancorporation have?
                West Bancorporation has 17,028,101 shares outstanding.
                  What happened to West Bancorporation’s price movement after its last earnings report?
                  West Bancorporation reported an EPS of $0.61 in its last earnings report, beating expectations of $0.58. Following the earnings report the stock price went up 3.508%.
                    Which hedge fund is a major shareholder of West Bancorporation?
                    Currently, no hedge funds are holding shares in WTBA
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      West Bancorporation

                      West Bancorporation, Inc. functions as the holding company for West Bank, delivering a comprehensive suite of community banking and trust services. Serving individuals and small-to-medium enterprises throughout the United States, its financial offerings include a variety of deposit options such as checking, savings, money market accounts, and time certificates of deposit. The institution also provides diverse lending solutions, spanning commercial real estate, construction and land development, business lines of credit, and commercial term loans. Furthermore, it offers consumer loans for personal, household, and family expenditures not secured by property, alongside residential mortgages for 1-4 family homes and home equity loans. Beyond traditional banking, the company specializes in trust administration, managing estates, conservatorships, personal trusts, and agency accounts. Supplementary services encompass internet and mobile banking platforms, treasury management solutions—like cash management, client-generated ACH transactions, remote deposit capabilities, and fraud prevention—as well as merchant credit card processing and corporate credit cards. West Bancorporation, Inc. maintains a physical presence through seven offices in the Des Moines vicinity, one location in Coralville, Iowa, and individual branches situated in Rochester, Owatonna, Mankato, and St. Cloud, Minnesota. This entity, founded in 1893, is headquartered in West Des Moines, Iowa.

                      West Bancorporation (WTBA) Earnings & Revenues

                      WTBA Company Deck

                      WTBA Earnings Call

                      Q1 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call portrayed a fundamentally strong quarter driven by meaningful earnings and margin improvement, disciplined expense control, ample liquidity and pristine credit quality. Key near‑term headwinds are muted loan growth due to refinance/payoff activity, seasonally lower core deposits and a concentrated watch list exposure to the trucking sector. Management emphasized asset repricing opportunities, an expanding pipeline and continued focus on relationship banking and market expansion, suggesting optimism about future growth as market dynamics normalize.View all WTBA earnings summaries

                      WTBA Stock 12 Month Forecast

                      Average Price Target

                      $27.00
                      ▲(18.27% Upside)
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                      Ownership Overview

                      5.95%15.58%6.69%55.91%
                      6.69% Other Institutional Investors
                      55.91% Public Companies and
                      Individual Investors

                      Options Prices

                      Currently, No data available
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