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West Bancorporation (WTBA)
NASDAQ:WTBA
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West Bancorporation (WTBA) Price & Analysis

137 Followers

WTBA Stock Chart & Stats

$28.49
$0.20(0.73%)
At close: 4:00 PM EDT
$28.49
$0.20(0.73%)

Bulls Say, Bears Say

Bulls Say
Profitability ReboundThe strong TTM revenue increase and recovery in net income indicate that West Bancorporation has regained operating momentum after weaker 2023–2024 results. If sustained, improved earnings provide greater capacity to support capital, dividends, and targeted growth over the next several quarters.
Margin ExpansionImproving net interest income and expanding margins strengthen the bank’s core earnings engine. Management also identified approximately $600 million of loans that will reprice over the next 12 months, creating a durable potential tailwind even as deposit pricing remains competitive.
Pristine Credit QualityExceptionally clean credit metrics reduce the immediate risk that loan losses will offset operating gains. The smaller watch list and absence of nonaccruals or past-due loans support earnings quality, preserve capital, and reinforce the bank’s conservative relationship-focused franchise.
Bears Say
Loan Balance PressureLarge payoffs and asset transfers are creating near-term pressure on period-end loan balances and reducing the size of the earning-asset base. Continued refinancing and development-property activity could restrain interest-income growth and make future loan expansion less predictable.
Deposit Pricing PressureIntense competition for deposits can keep funding costs elevated and limit the benefit of higher loan yields. Although margins are currently improving, persistent repricing pressure on transactional balances, money markets, and CDs could narrow the bank’s spread and constrain earnings durability.
Cash-flow VolatilityThe return to positive free cash flow and its close relationship with net income are encouraging, but the multi-year swings show sensitivity to operating conditions and balance-sheet movements. Uneven cash generation can reduce confidence in the consistency of internally funded growth and capital returns.

West Bancorporation News

WTBA FAQ

What was West Bancorporation’s price range in the past 12 months?
West Bancorporation lowest stock price was $19.03 and its highest was $30.50 in the past 12 months.
    What is West Bancorporation’s market cap?
    West Bancorporation’s market cap is $512.68M.
      When is West Bancorporation’s upcoming earnings report date?
      West Bancorporation’s upcoming earnings report date is Oct 29, 2026 which is in 25 days.
        How were West Bancorporation’s earnings last quarter?
        West Bancorporation released its earnings results on Jul 23, 2026. The company reported $0.64 earnings per share for the quarter, beating the consensus estimate of $0.63 by $0.01.
          Is West Bancorporation overvalued?
          According to Wall Street analysts West Bancorporation’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does West Bancorporation pay dividends?
            West Bancorporation pays a Quarterly dividend of $0.26 which represents an annual dividend yield of 3.36%. See more information on West Bancorporation dividends here
              What is West Bancorporation’s EPS estimate?
              West Bancorporation’s EPS estimate is 0.67.
                How many shares outstanding does West Bancorporation have?
                West Bancorporation has 17,043,743 shares outstanding.
                  What happened to West Bancorporation’s price movement after its last earnings report?
                  West Bancorporation reported an EPS of $0.64 in its last earnings report, beating expectations of $0.63. Following the earnings report the stock price went up 2.138%.
                    Which hedge fund is a major shareholder of West Bancorporation?
                    Currently, no hedge funds are holding shares in WTBA
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      West Bancorporation

                      West Bancorporation, Inc. functions as the holding company for West Bank, delivering a comprehensive suite of community banking and trust services. Serving individuals and small-to-medium enterprises throughout the United States, its financial offerings include a variety of deposit options such as checking, savings, money market accounts, and time certificates of deposit. The institution also provides diverse lending solutions, spanning commercial real estate, construction and land development, business lines of credit, and commercial term loans. Furthermore, it offers consumer loans for personal, household, and family expenditures not secured by property, alongside residential mortgages for 1-4 family homes and home equity loans. Beyond traditional banking, the company specializes in trust administration, managing estates, conservatorships, personal trusts, and agency accounts. Supplementary services encompass internet and mobile banking platforms, treasury management solutions—like cash management, client-generated ACH transactions, remote deposit capabilities, and fraud prevention—as well as merchant credit card processing and corporate credit cards. West Bancorporation, Inc. maintains a physical presence through seven offices in the Des Moines vicinity, one location in Coralville, Iowa, and individual branches situated in Rochester, Owatonna, Mankato, and St. Cloud, Minnesota. This entity, founded in 1893, is headquartered in West Des Moines, Iowa.

                      West Bancorporation (WTBA) Earnings & Revenues

                      WTBA Company Deck

                      WTBA Earnings Call

                      Q2 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call presented multiple strong financial metrics — double-digit net income growth, margin expansion, record dividend, pristine credit metrics and a sizable loan repricing pipeline — which outweigh near-term headwinds such as spot loan payoffs, contraction in development lending, intense deposit competition and a couple of isolated downgrades. Management expects continued margin tailwinds from loan repricing over the next 12 months and sees controlled expenses for the rest of the year.View all WTBA earnings summaries

                      WTBA Stock 12 Month Forecast

                      Average Price Target

                      $30.00
                      ▲(5.30% Upside)
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                      Ownership Overview

                      5.94%15.56%5.47%58.79%
                      5.47% Other Institutional Investors
                      58.79% Public Companies and
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