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WCF Bancorp, Inc. (WCFB)
OTHER OTC:WCFB
US Market
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WCF Bancorp (WCFB) Price & Analysis

19 Followers

WCFB Stock Chart & Stats

$6.49
$0.00(0.00%)
At close: 4:00 PM EST
$6.49
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Recent Revenue GrowthRevenue growth provides evidence of continued business activity and some expansion in the operating base. If maintained, this top-line progress could improve the bank’s ability to absorb fixed costs and eventually support a return to sustainable profitability, although current earnings remain weak.
Meaningful Equity BaseA meaningful equity base provides an important financial buffer for a regional bank and can help absorb losses while supporting continued operations. This support does not eliminate capital pressure, but it offers greater resilience than an institution operating with minimal equity resources.
2025 Cash Flow RecoveryThe return to positive operating and free cash flow in 2025 is a constructive sign that cash generation may be stabilizing after significant prior outflows. Continued improvement would strengthen internal funding capacity and reduce reliance on external balance-sheet support.
Bears Say
Sustained Operating LossesSeveral consecutive years of losses indicate that revenue growth has not translated into durable earnings power. The steeply negative 2025 margin and negative operating profitability weaken capital generation, constrain flexibility, and make a near-term recovery in returns less dependable.
Higher Leverage And Negative ROEMaterially higher leverage combined with negative returns on equity signals growing pressure on the capital base. This reduces financial flexibility and increases the importance of restoring profitability, because losses can further weaken equity while debt remains elevated.
Volatile Cash GenerationCash generation has not yet demonstrated consistent durability, with negative operating cash flow and substantial free-cash-flow outflows in recent years. Although 2025 improved, the preceding volatility lowers confidence that internally generated cash can reliably support operations and capital needs.

WCFB FAQ

What was WCF Bancorp, Inc.’s price range in the past 12 months?
WCF Bancorp, Inc. lowest stock price was $5.68 and its highest was $7.67 in the past 12 months.
    What is WCF Bancorp, Inc.’s market cap?
    WCF Bancorp, Inc.’s market cap is $11.31M.
      When is WCF Bancorp, Inc.’s upcoming earnings report date?
      The company’s upcoming earnings report date is not yet available.
      How were WCF Bancorp, Inc.’s earnings last quarter?
      Currently, no data Available
      Is WCF Bancorp, Inc. overvalued?
      According to Wall Street analysts WCF Bancorp, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
        Does WCF Bancorp, Inc. pay dividends?
        WCF Bancorp, Inc. pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 3.37%. See more information on WCF Bancorp, Inc. dividends here
          What is WCF Bancorp, Inc.’s EPS estimate?
          WCF Bancorp, Inc.’s EPS estimate for its next earnings report is not yet available.
          How many shares outstanding does WCF Bancorp, Inc. have?
          WCF Bancorp, Inc. has 1,863,238 shares outstanding.
            What happened to WCF Bancorp, Inc.’s price movement after its last earnings report?
            Currently, no data Available
            Which hedge fund is a major shareholder of WCF Bancorp, Inc.?
            Currently, no hedge funds are holding shares in WCFB
            What is the TipRanks Smart Score and how is it calculated?
            Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

              Company Description

              WCF Bancorp, Inc.

              WCF Bancorp, Inc. functions as the parent entity for WCF Financial Bank, a financial institution that provides a comprehensive array of commercial banking solutions for individual customers and corporate clients alike. The bank's extensive offerings include various deposit accounts such as checking and savings, along with certificates of deposit. Furthermore, it extends consumer and home mortgage financing, issues debit and credit cards, provides secure storage options like safe deposit boxes, and facilitates check ordering, among other diverse financial products. This enterprise was founded in 1934 and has its primary base of operations in Webster City, Iowa.

              WCF Bancorp (WCFB) Earnings & Revenues

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              Ownership Overview

              3.85%96.15%
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              Insiders
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              Mutual Funds
              3.85% Other Institutional Investors
              96.15% Public Companies and
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