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WCF Bancorp (WCFB) Price & Analysis

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WCFB Stock Chart & Stats

$6.49

$0.00(0.00%)

At close: Jan 08 4:00 PM EST

$6.49

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$5.68 - $7.67

Previous CloseN/A

Volume400.00

Average Volume (3M)1.14K

Market Cap

$12.13M

Enterprise Value$38.69M

Total Cash (Recent Filing)$6.06M

Total Debt (Recent Filing)$30.00M

Price to Earnings (P/E)―

Beta0.05

Next EarningsN/A

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield3.11%

Share Statistics

EPS (TTM)N/A

Shares Outstanding1,863,238

10 Day Avg. Volume1,530

30 Day Avg. Volume1,140

Financial Highlights & Ratios

PEG Ratio>-0.01

Price to Book (P/B)0.46

Price to Sales (P/S)0.75

P/FCF Ratio41.42

Enterprise Value/Market Cap3.19

Enterprise Value/Revenue3.19

Enterprise Value/Gross Profit8.72

Enterprise Value/Ebitda-20.85

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue Growth MomentumBack-to-back top-line growth with acceleration in 2025 indicates underlying demand resilience and improving core business traction. Sustained revenue expansion provides latitude for operating leverage to rebuild margins, supports reinvestment in growth initiatives, and underpins a potential multi-quarter recovery in profitability.

Cash Flow RecoveryThe shift from negative operating cash flow to modest positive in 2025 signals restored core cash generation after prior burn. Durable positive operating cash flow enhances the bank's ability to service obligations, rebuild capital, reduce reliance on external funding, and fund targeted initiatives to stabilize results over coming quarters.

Prior Demonstrated ProfitabilityHistorical profitability in 2021–2022 shows the franchise can generate healthy margins under reasonable conditions. That prior earnings capacity suggests the business model and market position can support a return to profitability if cost dynamics and capital are restored, offering a realistic path to durable earnings recovery.

Bears Say

Sustained Losses And Weak MarginsThree consecutive years of losses culminating in a steep -19% net margin materially weaken earnings power and deplete retained capital. Prolonged negative margins constrain reinvestment capacity, pressure regulatory and risk metrics, and require meaningful operational or strategic fixes to restore long-term profitability and capital resilience.

Rising LeverageMaterial increase in leverage and a shrinking equity base reduce financial flexibility and heighten solvency and regulatory risk for a regional bank. Elevated debt-to-equity limits capacity to absorb future losses, raises financing costs over time, and constrains ability to pursue growth or return capital without recapitalization.

Volatile Cash GenerationSignificant swings in operating and free cash flow, including multi-year outflows, indicate inconsistent internal funding and liquidity stress. Persistent cash volatility undermines strategic planning, increases reliance on external capital during downturns, and reduces confidence in sustainably funding operations or shareholder returns.

WCFB FAQ

What was WCF Bancorp, Inc.’s price range in the past 12 months?

WCF Bancorp, Inc. lowest stock price was $5.68 and its highest was $7.67 in the past 12 months.

What is WCF Bancorp, Inc.’s market cap?

WCF Bancorp, Inc.’s market cap is $12.13M.

When is WCF Bancorp, Inc.’s upcoming earnings report date?

The company’s upcoming earnings report date is not yet available.

How were WCF Bancorp, Inc.’s earnings last quarter?

Currently, no data Available

Is WCF Bancorp, Inc. overvalued?

According to Wall Street analysts WCF Bancorp, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does WCF Bancorp, Inc. pay dividends?

WCF Bancorp, Inc. pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 3.11%. See more information on WCF Bancorp, Inc. dividends here

What is WCF Bancorp, Inc.’s EPS estimate?

WCF Bancorp, Inc.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does WCF Bancorp, Inc. have?

WCF Bancorp, Inc. has 1,863,238 shares outstanding.

What happened to WCF Bancorp, Inc.’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of WCF Bancorp, Inc.?

Currently, no hedge funds are holding shares in WCFB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

WCF Bancorp, Inc.

WCF Bancorp, Inc. functions as the parent entity for WCF Financial Bank, a financial institution that provides a comprehensive array of commercial banking solutions for individual customers and corporate clients alike. The bank's extensive offerings include various deposit accounts such as checking and savings, along with certificates of deposit. Furthermore, it extends consumer and home mortgage financing, issues debit and credit cards, provides secure storage options like safe deposit boxes, and facilitates check ordering, among other diverse financial products. This enterprise was founded in 1934 and has its primary base of operations in Webster City, Iowa.