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WCF Bancorp (WCFB) Price & Analysis

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WCFB Stock Chart & Stats

$7.37

$0.00(0.00%)

At close: Jan 08 4:00 PM EST

$7.37

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$5.68 - $8.53

Previous CloseN/A

Volume400.00

Average Volume (3M)704.00

Market Cap

$12.18M

Enterprise Value$38.69M

Total Cash (Recent Filing)$2.03M

Total Debt (Recent Filing)$29.50M

Price to Earnings (P/E)―

Beta0.03

Next EarningsN/A

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.77%

Share Statistics

EPS (TTM)N/A

Shares Outstanding1,983,378

10 Day Avg. Volume13

30 Day Avg. Volume704

Financial Highlights & Ratios

PEG Ratio>-0.01

Price to Book (P/B)0.46

Price to Sales (P/S)0.75

P/FCF Ratio41.42

Enterprise Value/Market Cap3.18

Enterprise Value/Revenue3.71

Enterprise Value/Gross Profit9.13

Enterprise Value/Ebitda-19.40

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue Growth TrendSustained top-line expansion (~1% in 2024 and ~13% in 2025) indicates the franchise can win business and grow core revenues. Durable revenue momentum provides a structural base to absorb shocks, support scale economics and enable a recovery in profitability if cost and credit trends stabilize.

Cashflow Stabilization In 2025Operating and free cash flow recovering to modest positive in 2025 signals an inflection versus prior cash burn. Durable positive cash generation, even if modest, improves liquidity, reduces immediate refinancing pressure and gives management room to prioritize deleveraging or targeted business investments.

Balance Sheet Equity CushionDespite rising leverage, the company retains meaningful equity which functions as a capital buffer. A credible equity base supports ongoing lending and regulatory capital metrics over months, providing a structural backstop while management works to restore profitability and repair ROE.

Bears Say

Sustained Losses And Negative ROEThree consecutive years of losses and sharply negative ROE materially erode retained capital and constrain the bank's ability to lend, invest or sustain shareholder distributions. Persistent unprofitability risks capital dilution, regulatory scrutiny and makes recovery dependent on durable earnings improvement.

Rising LeverageMaterial increase in debt-to-equity over recent years meaningfully raises financial risk. Higher leverage amplifies earnings volatility, increases interest and funding sensitivity, and reduces capital flexibility—heightening the chance the bank must raise capital if losses persist or regulatory buffers tighten.

Volatile Cash GenerationWide swings in operating and free cash flow (strong, then negative, then modest recovery) indicate earnings and cash generation are unstable. This volatility raises refinancing risk, complicates planning, and undermines confidence in the durability of cash available for loan growth, capital needs or dividends.

WCFB FAQ

What was WCF Bancorp, Inc.’s price range in the past 12 months?

WCF Bancorp, Inc. lowest stock price was $5.68 and its highest was $8.53 in the past 12 months.

What is WCF Bancorp, Inc.’s market cap?

WCF Bancorp, Inc.’s market cap is $12.18M.

When is WCF Bancorp, Inc.’s upcoming earnings report date?

The company’s upcoming earnings report date is not yet available.

How were WCF Bancorp, Inc.’s earnings last quarter?

Currently, no data Available

Is WCF Bancorp, Inc. overvalued?

According to Wall Street analysts WCF Bancorp, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does WCF Bancorp, Inc. pay dividends?

WCF Bancorp, Inc. pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 2.77%. See more information on WCF Bancorp, Inc. dividends here

What is WCF Bancorp, Inc.’s EPS estimate?

WCF Bancorp, Inc.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does WCF Bancorp, Inc. have?

WCF Bancorp, Inc. has 1,983,378 shares outstanding.

What happened to WCF Bancorp, Inc.’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of WCF Bancorp, Inc.?

Currently, no hedge funds are holding shares in WCFB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

WCF Bancorp, Inc.

WCF Bancorp, Inc. functions as the parent entity for WCF Financial Bank, a financial institution that provides a comprehensive array of commercial banking solutions for individual customers and corporate clients alike. The bank's extensive offerings include various deposit accounts such as checking and savings, along with certificates of deposit. Furthermore, it extends consumer and home mortgage financing, issues debit and credit cards, provides secure storage options like safe deposit boxes, and facilitates check ordering, among other diverse financial products. This enterprise was founded in 1934 and has its primary base of operations in Webster City, Iowa.