Want to see UWHR full AI Analyst Report?
Total Valuation
Uwharrie Capital has a market cap or net worth of $101.37M. The enterprise value is $113.26.
Market Cap$101.37M
Enterprise Value$113.26
Share Statistics
Uwharrie Capital has 7,089,015 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding7,089,015
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Uwharrie Capital’s return on equity (ROE) is 0.17 and return on invested capital (ROIC) is 0.95%.
Return on Equity (ROE)0.17
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.95%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee392.49K
Profits Per Employee64.51K
Employee Count176
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Uwharrie Capital is 7.9. Uwharrie Capital’s PEG ratio is 0.50.
PE Ratio7.9
PS Ratio1.15
PB Ratio1.22
Price to Fair Value1.22
Price to FCF9.67
Price to Operating Cash Flow6.49
PEG Ratio0.50
Income Statement
In the last 12 months, Uwharrie Capital had revenue of 69.08M and earned 10.79M in profits. Earnings per share was 1.49.
Revenue69.08M
Gross Profit49.38M
Operating Income14.60M
Pretax Income14.60M
Net Income10.79M
EBITDA16.07M
Earnings Per Share (EPS)1.49
Cash Flow
In the last 12 months, operating cash flow was 15.17M and capital expenditures -1.39M, giving a free cash flow of 10.18M billion.
Operating Cash Flow15.17M
Free Cash Flow10.18M
Free Cash Flow per Share1.44
Dividends & Yields
Uwharrie Capital pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta>-0.01
52-Week Price Change48.03%
50-Day Moving Average12.76
200-Day Moving Average11.32
Relative Strength Index (RSI)58.71
Average Volume (3m)518.00
Important Dates
Uwharrie Capital upcoming earnings date is Aug 26, 2026, During Market Hours (Confirmed).
Last Earnings DateMay 27, 2026
Next Earnings DateAug 26, 2026
Ex-Dividend Date―
Financial Position
Uwharrie Capital as a current ratio of 41.88, with Debt / Equity ratio of 42.73%
Current Ratio41.88
Quick Ratio41.88
Debt to Market Cap0.37
Net Debt to EBITDA-2.71
Interest Coverage Ratio0.77
Taxes
In the past 12 months, Uwharrie Capital has paid 3.25M in taxes.
Income Tax3.25M
Effective Tax Rate0.22
Enterprise Valuation
Uwharrie Capital EV to EBITDA ratio is 2.23, with an EV/FCF ratio of 4.36.
EV to Sales0.52
EV to EBITDA2.23
EV to Free Cash Flow4.36
EV to Operating Cash Flow3.63
Balance Sheet
Uwharrie Capital has $370.39M in cash and marketable securities with $30.09M in debt, giving a net cash position of $340.30M billion.
Cash & Marketable Securities$370.39M
Total Debt$30.09M
Net Cash$340.30M
Net Cash Per Share$48.00
Tangible Book Value Per Share$10.44
Margins
Gross margin is 73.76%, with operating margin of 21.14%, and net profit margin of 15.62%.
Gross Margin73.76%
Operating Margin21.14%
Pretax Margin21.14%
Net Profit Margin15.62%
EBITDA Margin23.26%
EBIT Margin21.14%
Analyst Forecast
The average price target for Uwharrie Capital is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast5.13%
EPS Growth Forecast26.11%