Want to see UWHR full AI Analyst Report?
UWHR Stock Chart & Stats
$14.39
$0.00(0.00%)
At close: 4:00 PM EST
$14.39
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$9.75 - $14.99
Previous CloseN/A
Volume33.00
Average Volume (3M)5.47K
Market Cap
$102.12M
Enterprise Value$113.26
Total Cash (Recent Filing)$370.39M
Total Debt (Recent Filing)$30.09M
Price to Earnings (P/E)8.1
Beta>-0.01
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)N/A
Shares Outstanding7,089,015
10 Day Avg. Volume14,819
30 Day Avg. Volume5,474
Financial Highlights & Ratios
PEG Ratio0.50
Price to Book (P/B)1.22
Price to Sales (P/S)1.15
P/FCF Ratio9.67
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilityHigher revenue and expanding net and EBIT margins indicate stronger operating profitability. Sustained margin improvement can support earnings growth and provide resilience if the community-banking environment becomes less favorable.
Healthy Capital ProductivityImproving leverage alongside rising equity strengthens financial flexibility, while a healthy ROE shows effective use of shareholder capital. This supports the bank’s ability to absorb losses and fund future lending.
Positive Cash GenerationPositive operating and free cash flow provide internal funding for operations, lending and capital needs. The rebound improves financial flexibility, although consistency of earnings-to-cash conversion remains important to monitor.
Bears Say
Volatile Cash ConversionHistorical cash-flow swings and only partial conversion of accounting earnings into free cash flow reduce visibility into internally generated liquidity. This may constrain flexibility during periods of loan growth or higher funding needs.
Uneven Revenue MomentumThe long-term revenue increase is positive, but uneven annual performance indicates exposure to regional economic conditions, loan demand and interest-rate cycles. This can make future earnings growth less predictable.
Credit And Funding SensitivityAs an asset-heavy regional bank, Uwharrie remains exposed to loan-credit deterioration and changes in deposit or borrowing costs. These pressures can reduce net interest income, increase provisions and weaken returns over time.
Uwharrie Capital News
UWHR FAQ
What was Uwharrie Capital Corp’s price range in the past 12 months?
Uwharrie Capital Corp lowest stock price was $9.75 and its highest was $14.99 in the past 12 months.
What is Uwharrie Capital Corp’s market cap?
Uwharrie Capital Corp’s market cap is $102.12M.
When is Uwharrie Capital Corp’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Uwharrie Capital Corp’s earnings last quarter?
Currently, no data Available
Is Uwharrie Capital Corp overvalued?
According to Wall Street analysts Uwharrie Capital Corp’s price is currently Overvalued.
Does Uwharrie Capital Corp pay dividends?
Uwharrie Capital Corp does not currently pay dividends.
What is Uwharrie Capital Corp’s EPS estimate?
Uwharrie Capital Corp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Uwharrie Capital Corp have?
Uwharrie Capital Corp has 7,089,015 shares outstanding.
What happened to Uwharrie Capital Corp’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Uwharrie Capital Corp?
Currently, no hedge funds are holding shares in UWHR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Uwharrie Capital Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
43.33%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
4.48%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Uwharrie Capital Corp
Uwharrie Capital Corp functions as the parent entity for Uwharrie Bank, providing a comprehensive array of personal and business banking and financial solutions to individuals and small to medium-sized enterprises across North Carolina. The institution facilitates various deposit accounts, including checking and savings for both consumers and commercial clients, along with money market accounts, certificates of deposit, and individual retirement accounts. It also extends a diverse range of lending facilities, such as business loans and numerous consumer credit products like installment and mortgage loans, home equity lines of credit, and overdraft protection. Beyond traditional banking, Uwharrie offers digital access through internet, mobile, and telephone banking, in addition to providing check and credit cards. The firm further diversifies its services by offering insurance products, encompassing annuities, life and disability coverage, long-term care plans, and Medicare supplements. Moreover, it operates as a securities broker-dealer and a mortgage brokerage. The company also delivers portfolio management services, with a specific focus on clients situated in North Carolina's Charlotte Metropolitan and Uwharrie Lakes Regions. Founded in 1993, Uwharrie Capital Corp is headquartered in Albemarle, North Carolina.
Technical Analysis
Broadway Financial
―
Pathfinder Bancorp
―
United Bancorp
―
First US Bancshares
―
Fifth District Bancorp, Inc.
―