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UWHR Stock Chart & Stats
$10.70
$0.00(0.00%)
At close: 4:00 PM EST
$10.70
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$9.04 - $14.49
Previous CloseN/A
Volume33.00
Average Volume (3M)518.00
Market Cap
$97.01M
Enterprise Value$100.07M
Total Cash (Recent Filing)$377.38M
Total Debt (Recent Filing)$29.89M
Price to Earnings (P/E)8.4
Beta-0.03
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)N/A
Shares Outstanding7,143,379
10 Day Avg. Volume70
30 Day Avg. Volume518
Financial Highlights & Ratios
PEG Ratio0.50
Price to Book (P/B)1.22
Price to Sales (P/S)1.15
P/FCF Ratio9.67
Enterprise Value/Market Cap1.03
Enterprise Value/Revenue1.42
Enterprise Value/Gross Profit1.97
Enterprise Value/Ebitda5.70
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
ProfitabilitySustained mid-to-high teen margins indicate durable earnings power for a community bank. Robust operating profitability provides capacity to absorb credit losses, invest in core operations, and support capital retention, underpinning long-term financial resilience.
Improving LeverageMeaningful reduction in leverage and expanded equity materially strengthen the balance sheet. Lower debt-to-equity improves funding flexibility, reduces interest burden, and increases capacity to expand lending or withstand stress without jeopardizing capital ratios.
Community Banking Model & Diversified RevenueA branch and relationship-focused community bank model with both net interest and fee income promotes stable deposit funding and diversified revenue. Relationship banking drives deposit stickiness and recurring fees, supporting steady cash flows over multi-quarter horizons.
Bears Say
Revenue Trend WeaknessA slight TTM revenue decline signals weakening top-line momentum that could compress future earnings expansion. For a small regional bank, modest revenue erosion may reflect local market competition or loan mix headwinds and limits scalability of operating leverage.
Weakening Cash ConversionDeclining free cash flow and a sharp drop in cash conversion reduce financial flexibility. Weaker FCF constrains capacity for organic investment, portfolio growth, dividend stability, or absorbing higher credit provisions during downturns without relying on external funding.
Limited Scale And LiquidityModest employee base and low trading volume reflect a small franchise with limited geographic and operational scale. Smaller size can hinder tech investment, product diversification and heighten sensitivity to local economic cycles, while thin liquidity affects investor access.
Uwharrie Capital News
UWHR FAQ
What was Uwharrie Capital Corp’s price range in the past 12 months?
Uwharrie Capital Corp lowest stock price was $9.04 and its highest was $14.49 in the past 12 months.
What is Uwharrie Capital Corp’s market cap?
Uwharrie Capital Corp’s market cap is $97.01M.
When is Uwharrie Capital Corp’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Uwharrie Capital Corp’s earnings last quarter?
Currently, no data Available
Is Uwharrie Capital Corp overvalued?
According to Wall Street analysts Uwharrie Capital Corp’s price is currently Overvalued.
Does Uwharrie Capital Corp pay dividends?
Uwharrie Capital Corp does not currently pay dividends.
What is Uwharrie Capital Corp’s EPS estimate?
Uwharrie Capital Corp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Uwharrie Capital Corp have?
Uwharrie Capital Corp has 7,143,379 shares outstanding.
What happened to Uwharrie Capital Corp’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Uwharrie Capital Corp?
Currently, no hedge funds are holding shares in UWHR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Uwharrie Capital Corp
Uwharrie Capital Corp functions as the parent entity for Uwharrie Bank, providing a comprehensive array of personal and business banking and financial solutions to individuals and small to medium-sized enterprises across North Carolina. The institution facilitates various deposit accounts, including checking and savings for both consumers and commercial clients, along with money market accounts, certificates of deposit, and individual retirement accounts. It also extends a diverse range of lending facilities, such as business loans and numerous consumer credit products like installment and mortgage loans, home equity lines of credit, and overdraft protection. Beyond traditional banking, Uwharrie offers digital access through internet, mobile, and telephone banking, in addition to providing check and credit cards. The firm further diversifies its services by offering insurance products, encompassing annuities, life and disability coverage, long-term care plans, and Medicare supplements. Moreover, it operates as a securities broker-dealer and a mortgage brokerage. The company also delivers portfolio management services, with a specific focus on clients situated in North Carolina's Charlotte Metropolitan and Uwharrie Lakes Regions. Founded in 1993, Uwharrie Capital Corp is headquartered in Albemarle, North Carolina.
Technical Analysis
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