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Uwharrie Capital (UWHR) Ratios
Uwharrie Capital Ratios
UWHR's free cash flow for Q2 2026 was $8.27M. For the 2026 fiscal year, UWHR's free cash flow was increased by $1.26M and operating cash flow was $7.01M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 41.88 | 0.07 | 0.41 | 319.61 | 0.51 |
| Quick Ratio | 41.88 | 0.07 | 0.41 | 432.84 | 0.51 |
| Cash Ratio | 166.28 | 0.05 | 0.06 | 109.75 | 0.11 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 22.35 | 0.01 | 0.01 | 29.60 | -0.00 |
| Short-Term Operating Cash Flow Coverage | 22.35 | 9.96 | 6.77 | 29.60 | -3.28 |
| Net Current Asset Value | $ -1.10B | $ -1.00B | $ -617.19M | $ -648.42M | $ -450.62M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 |
| Debt-to-Equity Ratio | 0.46 | 0.65 | 0.79 | 1.15 | 0.61 |
| Debt-to-Capital Ratio | 0.31 | 0.39 | 0.44 | 0.53 | 0.38 |
| Long-Term Debt-to-Capital Ratio | 0.31 | 0.38 | 0.43 | 0.53 | 0.37 |
| Financial Leverage Ratio | 18.45 | 24.00 | 27.65 | 38.12 | 18.74 |
| Debt Service Coverage Ratio | 0.66 | 0.62 | 0.79 | 2.28 | 5.01 |
| Interest Coverage Ratio | 0.77 | 0.68 | 0.83 | 2.60 | 8.33 |
| Debt to Market Cap | 0.37 | 0.48 | 0.51 | 0.55 | 0.48 |
| Interest Debt Per Share | 6.74 | 6.87 | 6.04 | 4.76 | 4.28 |
| Net Debt to EBITDA | -2.71 | -1.40 | -2.44 | -6.56 | -4.01 |
| Profitability Margins | |||||
| Gross Profit Margin | 71.49% | 69.76% | 73.18% | 94.94% | 98.62% |
| EBIT Margin | 21.14% | 19.97% | 19.84% | 24.41% | 28.32% |
| EBITDA Margin | 23.26% | 24.21% | 24.85% | 31.36% | 35.04% |
| Operating Profit Margin | 21.14% | 19.97% | 19.84% | 24.41% | 28.32% |
| Pretax Profit Margin | 21.14% | 19.97% | 19.84% | 24.41% | 28.32% |
| Net Profit Margin | 15.62% | 14.63% | 14.80% | 18.84% | 20.98% |
| Continuous Operations Profit Margin | 16.43% | 15.51% | 15.85% | 20.23% | 22.23% |
| Net Income Per EBT | 73.88% | 73.22% | 74.61% | 77.20% | 74.09% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.90% | 0.83% | 0.75% | 0.75% | 1.01% |
| Return on Equity (ROE) | 16.62% | 19.87% | 20.71% | 28.73% | 18.99% |
| Return on Capital Employed (ROCE) | 1.22% | 13.13% | 12.03% | 0.98% | 12.61% |
| Return on Invested Capital (ROIC) | 0.95% | 10.05% | 9.46% | 2.30% | 9.80% |
| Return on Tangible Assets | 0.90% | 0.83% | 0.75% | 0.76% | 1.01% |
| Earnings Yield | 13.61% | 14.54% | 13.52% | 13.79% | 15.02% |
| Efficiency Ratios | |||||
| Receivables Turnover | 15.60 | 14.67 | 12.35 | 11.22 | 17.76 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 89.29 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | -0.02 | 0.00 |
| Fixed Asset Turnover | 4.70 | 4.41 | 3.60 | 2.77 | 2.84 |
| Asset Turnover | 0.06 | 0.06 | 0.05 | 0.04 | 0.05 |
| Working Capital Turnover Ratio | -0.15 | -0.08 | -0.44 | -1.06 | -0.71 |
| Cash Conversion Cycle | 23.40 | 24.89 | 29.56 | -20882.70 | 16.46 |
| Days of Sales Outstanding | 23.40 | 24.89 | 29.56 | 32.52 | 20.55 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | -20915.23 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 4.09 |
| Operating Cycle | 23.40 | 24.89 | 29.56 | -20882.70 | 20.55 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.36 | 1.96 | 1.30 | 4.26 | -0.47 |
| Free Cash Flow Per Share | 1.13 | 1.84 | 1.05 | 4.20 | -0.57 |
| Dividend Paid and CapEx Coverage Ratio | 4.43 | 9.97 | 3.95 | 30.87 | -2.67 |
| Capital Expenditure Coverage Ratio | 5.94 | 16.65 | 5.20 | 70.88 | -4.64 |
| Operating Cash Flow Coverage Ratio | 0.33 | 0.46 | 0.31 | 1.01 | -0.12 |
| Operating Cash Flow to Sales Ratio | 0.14 | 0.22 | 0.17 | 0.76 | -0.08 |
| Free Cash Flow Yield | 10.34% | 20.60% | 12.70% | 54.67% | -6.81% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 7.35 | 6.88 | 7.39 | 7.25 | 6.66 |
| Price-to-Sales (P/S) Ratio | 1.15 | 1.01 | 1.09 | 1.37 | 1.40 |
| Price-to-Book (P/B) Ratio | 1.22 | 1.37 | 1.53 | 2.08 | 1.26 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 9.67 | 4.86 | 7.88 | 1.83 | -14.69 |
| Price-to-Operating Cash Flow Ratio | 8.04 | 4.56 | 6.36 | 1.80 | -17.86 |
| Price-to-Earnings Growth (PEG) Ratio | 0.50 | 0.36 | 1.54 | -0.45 | 0.25 |
| Enterprise Value Multiple | 2.23 | 2.75 | 1.96 | -2.21 | -0.03 |
| Enterprise Value | 35.77M | 42.57M | 26.43M | -28.20M | -447.84K |
| EV to EBITDA | 2.23 | 2.75 | 1.96 | -2.21 | -0.03 |
| EV to Sales | 0.52 | 0.67 | 0.49 | -0.69 | -0.01 |
| EV to Free Cash Flow | 4.36 | 3.22 | 3.51 | -0.93 | 0.10 |
| EV to Operating Cash Flow | 3.63 | 3.02 | 2.83 | -0.91 | 0.13 |
| Tangible Book Value Per Share | 10.44 | 7.48 | 6.87 | 4.48 | 8.10 |
| Shareholders’ Equity Per Share | 8.97 | 6.54 | 5.39 | 3.69 | 6.68 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.22 | 0.20 | 0.17 | 0.22 |
| Revenue Per Share | 9.54 | 8.89 | 7.54 | 5.63 | 6.04 |
| Net Income Per Share | 1.49 | 1.30 | 1.12 | 1.06 | 1.27 |
| Tax Burden | 0.74 | 0.73 | 0.75 | 0.77 | 0.74 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.34 | 0.37 | 0.38 | 0.50 | 0.49 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.87 | 1.42 | 1.16 | 3.75 | -0.37 |
Currency in USD
